Citizens Financial Key Ratios (2013-2026)

Reported Financials

Citizens Financial Quarterly Ratios

Periods 52 quarters

Latest Jun 2026

Citizens Financial reported a net margin of 24.27% for the quarter ended Jun 2026. These financial ratios cover 52 quarters of results from Sep 2013 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

RatiosRatios	Sep2021	Dec2021	Mar2022	Jun2022	Sep2022	Dec2022	Mar2023	Jun2023	Sep2023	Dec2023	Mar2024	Jun2024	Sep2024	Dec2024	Mar2025	Jun2025	Sep2025	Dec2025	Mar2026	Jun2026
Profitability
EBT Margin	41.05%	39.77%	32.58%	23.91%	37.34%	37.64%	31.20%	29.23%	27.26%	10.31%	21.95%	24.45%	24.72%	25.58%	24.19%	27.20%	29.70%	31.39%	29.98%	33.07%
EBIT Margin	45.69%	44.19%	36.60%	29.96%	51.31%	62.95%	66.87%	74.26%	80.54%	70.07%	81.57%	83.80%	86.27%	78.45%	73.85%	74.82%	75.50%	73.53%	69.56%	73.02%
EBITDA Margin	53.89%	54.19%	40.67%	42.97%	56.87%	68.27%	72.42%	79.61%	86.59%	76.41%	86.78%	91.09%	93.06%	84.69%	80.21%	80.90%	81.11%	78.72%	74.77%	77.35%
Net Margin	30.38%	28.95%	24.07%	16.61%	28.07%	28.23%	22.93%	21.20%	19.86%	8.00%	15.52%	18.19%	18.10%	18.48%	17.57%	19.73%	21.58%	22.67%	22.32%	24.27%
FCF Margin	75.53%	60.47%	91.37%	-94.10%	133.90%	66.18%	51.79%	3.96%	48.76%	31.29%	27.77%	40.96%	5.05%	21.90%	-11.73%	41.88%	78.42%	-11.59%	10.93%	30.88%
Efficiency
Assets AverageAssets Avg.	186,055.50M	187,708.00M	190,253.00M	209,404.50M	225,698.00M	225,708.50M	224,494.50M	222,661.00M	224,168.00M	223,617.00M	221,206.00M	220,193.00M	219,822.00M	218,613.50M	218,834.50M	219,229.00M	220,528.50M	224,549.00M	227,134.50M	230,877.00M
Equity AverageEquity Avg.	23,311.00M	23,421.50M	22,747.00M	23,201.00M	23,737.00M	23,418.00M	23,945.50M	23,893.00M	23,231.50M	23,610.00M	24,051.50M	23,815.00M	24,400.50M	24,593.00M	24,560.00M	25,050.00M	25,531.50M	26,073.00M	26,244.50M	26,177.50M
Invested CapitalInvested Cap.	30,378.00M	30,426.00M	27,993.00M	42,568.00M	39,695.00M	39,580.00M	44,074.00M	38,785.00M	40,464.00M	38,314.00M	37,574.00M	36,953.00M	38,891.00M	36,655.00M	37,180.00M	38,009.00M	36,484.00M	37,599.00M	38,486.00M	42,532.00M
Asset Utilization RatioAsset Util.	0.04	0.04	0.03	0.03	0.03	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04
Leverage & Solvency
Interest Coverage RatioInterest Cover	9.84	10.00	9.12	4.95	3.67	2.49	1.87	1.65	1.51	1.17	1.37	1.41	1.40	1.48	1.49	1.57	1.65	1.74	1.76	1.83
Debt Ratio	0.04	0.04	0.03	0.08	0.07	0.07	0.09	0.07	0.08	0.06	0.06	0.06	0.06	0.06	0.06	0.06	0.05	0.05	0.05	0.07
Times Interest Earned	9.84	10.00	9.12	4.95	3.67	2.49	1.87	1.65	1.51	1.17	1.37	1.41	1.40	1.48	1.49	1.57	1.65	1.74	1.76	1.83
Dividends & Payouts
Dividend Coverage RatioDiv. Cover	3.02	2.96	2.40	1.70	2.92	2.96	2.38	2.17	2.01	0.80	1.54	1.84	1.81	1.95	1.83	2.17	2.48	2.45	2.44	2.80
FCF Payout RatioFCF Cover	0.13	0.16	0.11		0.07	0.14	0.19	2.47	0.20	0.32	0.36	0.24	1.98	0.43		0.22	0.11		0.84	0.28
Dividend YieldDiv. Yield	3.35%	3.36%	3.48%	3.93%	4.33%	4.02%	5.57%	6.70%	6.55%	5.23%	4.81%	4.83%	4.27%	3.99%	4.23%	3.87%	3.24%	3.01%	3.00%	2.63%
Payout Ratio	0.31	0.30	0.33	0.40	0.40	0.40	0.40	0.38	0.42	0.54	0.61	0.65	0.67	0.56	0.54	0.52	0.47	0.45	0.42	0.39
Valuation
Price to EarningsP/E	9.39	9.04	9.52	10.23	9.27	9.89	7.16	5.72	6.40	10.37	12.73	13.38	15.71	14.05	12.74	13.33	14.65	14.85	13.95	14.93
Price to SalesP/S	3.02	3.00	2.89	2.52	2.26	2.42	1.73	1.44	1.48	1.88	2.07	2.06	2.34	2.47	2.30	2.46	2.84	3.04	3.01	3.39
Price to BookP/B	0.85	0.85	0.87	0.73	0.74	0.82	0.61	0.52	0.55	0.63	0.70	0.68	0.73	0.79	0.72	0.77	0.89	0.95	0.98	1.13
Enterprise Value	20,022.86M	19,945.98M	19,176.04M	17,689.76M	17,037.19M	19,381.15M	14,698.54M	12,379.73M	12,494.74M	15,457.09M	16,638.42M	16,320.22M	18,285.04M	19,278.18M	17,931.26M	19,366.40M	22,936.05M	25,072.04M	25,548.63M	29,617.02M
EV to EBIT	6.17	6.02	6.31	6.51	5.54	5.23	3.25	2.26	2.09	2.58	2.70	2.61	2.91	2.99	2.86	3.15	3.75	4.08	4.11	4.66
EV to EBITDA	5.18	5.06	5.36	5.27	4.61	4.54	2.86	2.08	1.94	2.39	2.51	2.42	2.70	2.78	2.64	2.91	3.48	3.79	3.82	4.35
Market Capitalization	20,022.86M	19,945.98M	19,176.04M	17,689.76M	17,037.19M	19,381.15M	14,698.54M	12,379.73M	12,494.74M	15,457.09M	16,638.42M	16,320.22M	18,285.04M	19,278.18M	17,931.26M	19,366.40M	22,936.05M	25,072.04M	25,548.63M	29,617.02M
Price to FCFP/FCF	10.78	9.27	4.40	9.24	4.76	4.85	4.09	2.23	3.45	5.54	7.46	5.53	8.85	10.26	16.18	16.74	8.43	12.31	10.22	12.59
EV to FCF	10.78	9.27	4.40	9.24	4.76	4.85	4.09	2.23	3.45	5.54	7.46	5.53	8.85	10.26	16.18	16.74	8.43	12.31	10.22	12.59
EV to CFO	9.83	8.77	4.24	8.57	4.50	4.71	3.95	2.17	3.35	5.22	7.05	5.31	8.36	9.63	14.53	15.06	8.04	11.34	9.60	11.84
Return Ratios
Return on Sales [ROS]ROS	45.69%	44.19%	36.60%	29.96%	51.31%	62.95%	66.87%	74.26%	80.54%	70.07%	81.57%	83.80%	86.27%	78.45%	73.85%	74.82%	75.50%	73.53%	69.56%	73.02%
Return on Invested Capital [ROIC]ROIC	8.40%	8.50%	8.10%	5.97%	5.81%	7.29%	8.41%	10.33%	11.80%	12.05%	12.95%	13.57%	13.54%	13.63%	13.65%	13.02%	12.95%	13.03%	12.86%	12.31%
Return on Assets [ROA]ROA	1.21%	1.24%	1.12%	0.88%	0.86%	0.92%	0.96%	1.02%	0.92%	0.72%	0.65%	0.61%	0.59%	0.69%	0.71%	0.73%	0.77%	0.82%	0.87%	0.92%
Return on Equity [ROE]ROE	9.63%	9.90%	9.36%	7.95%	8.22%	8.85%	9.04%	9.53%	8.92%	6.81%	5.95%	5.65%	5.32%	6.14%	6.30%	6.36%	6.67%	7.02%	7.53%	8.12%

Citizens Financial Ratios API

Pull Citizens Financial's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/statements?ticker=CFG&statement=Ratios&frequency=Quarter&period=all&api_key=YOUR_API_KEY

import requests

url = "https://data.businessquant.com/statements"
params = {"ticker": "CFG", "statement": "Ratios", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}

data = requests.get(url, params=params).json()

const res = await fetch("https://data.businessquant.com/statements?ticker=CFG&statement=Ratios&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();

API documentation

Citizens Financial CFG Ratios (2013-2026)

Citizens Financial Quarterly Ratios

Citizens Financial Ratios API

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