Central Bancompany, Inc. (NASDAQ: CBC)

Central Bancompany, Inc. is a bank holding company that provides full service community banking through its subsidiary The Central Trust Bank. The company offers consumer commercial and wealth management products and services to individuals businesses agencies and community organizations primarily in Missouri Kansas Oklahoma and Colorado. As of December 31 2025 it held total consolidated balance sheet assets of $20.75 billion and wealth assets under advice of $16.0 billion and operated 155 full service branch locations.

The company generates revenue primarily from interest income on its diversified loan portfolio which includes consumer installment loans commercial real estate loans and government related loans. It also earns fees from deposit services wealth management advisory fees treasury management solutions and card issuing activities such as credit debit and prepaid cards. Additionally the company receives income from mortgage servicing and other fee based services offered to its customers.

The company operates through the following segments.

• Consumer Banking serves approximately 257,000 households through the branch network and provides deposit products digital banking solutions consumer lending including home equity lines of credit and a credit card portfolio that it owns.

• Commercial Banking delivers full service relationship banking to approximately 69,000 small middle market and commercial business entities offering commercial loans treasury management services cash management solutions and specialized government banking that manages approximately $2.6 billion of public funds.

• Wealth Management consists of Central Trust Company and Central Investment Advisors which together managed $16.0 billion in assets under advice as of December 31 2025 offering investment management fiduciary services retirement planning estate and tax planning and traditional brokerage solutions.

Central Bancompany Inc. holds a leading deposit market share in its primary markets with a consolidated weighted average deposit market share of approximately 24%. The company differentiates itself through a customer centric culture reflected in a Net Promoter Score of 74 and recognition as Newsweek s Best Customer Service Bank in 2023 and as the #9 Best Bank by Forbes in 2026. Its strong capital ratios low cost deposit base and long term focus on community aligned service provide competitive advantages over larger national banks and regional peers.

The company serves a diverse customer base that includes individual consumers small and middle market businesses government agencies and community organizations. Its wealth management line serves high net worth individuals families and institutions seeking investment advisory and fiduciary services. Specific customer names are not disclosed in the filing.