Byline Bancorp Ratios (2016-2018) | BY

Ratios Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018
Profitability
EBT Margin -6.27%9.82%6.14%7.44%26.54%23.81%19.31%24.75%18.05%7.19%31.40%35.41%
EBIT Margin 0.65%16.12%13.13%13.93%33.59%31.96%27.69%33.24%27.97%18.05%44.76%49.87%
EBITDA Margin 0.65%18.13%15.14%15.24%34.93%33.39%29.14%34.72%29.32%19.10%45.73%50.83%
Net Margin -5.32%9.79%6.10%164.33%15.22%-10.58%22.06%-2.15%14.67%4.82%22.58%25.41%
FCF Margin -44.87%38.88%10.28%53.35%-38.51%30.71%56.68%52.63%11.57%24.88%
Efficiency
Assets Average 3,332.78M3,335.79M3,414.25M4,133.83M4,861.34M
Equity Average 243.40M316.88M386.17M418.71M453.63M459.06M460.76M539.67M623.13M
Invested Capital 235.70M251.10M2,148.59M389.68M2,206.69M2,226.80M2,141.02M462.94M3,068.23M629.86M
Asset Utilization Ratio 0.050.050.050.050.04
Leverage & Solvency
Interest Coverage Ratio 0.092.561.882.154.763.923.303.912.821.663.353.45
Debt to Equity 0.820.490.510.790.820.680.67
Debt Ratio 0.100.070.070.110.110.090.09
Equity Ratio 0.120.130.140.140.130.130.13
Times Interest Earned 0.092.561.882.154.763.923.303.912.821.663.353.45
Dividends & Payouts
FCF Payout Ratio 0.040.01-0.640.010.010.010.030.01
Valuation
Enterprise Value -60.23M-50.96M-46.53M-83.27M526.51M511.12M615.89M475.98M690.46M677.41M604.95M
Market Capitalization 606.33M573.35M674.23M628.70M843.18M822.17M
Return Ratios
Return on Sales 0.57%0.56%0.52%0.52%0.13%0.12%0.10%0.11%0.18%
Return on Invested Capital 0.01%0.02%0.02%0.02%
Return on Assets 0.03%0.01%0.01%0.00%0.00%
Return on Equity 0.21%0.19%0.19%0.19%0.05%0.05%0.03%0.04%