Byline Bancorp Ratios (2016-2020) | BY

Ratios Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020
Profitability
EBT Margin (Quarter) -6.27%9.82%6.14%7.44%26.54%23.81%872.26%166.82%428.67%263.19%1,092.49%504.30%982.77%1,268.98%1,319.17%1,244.59%6.46%19.66%24.20%22.32%
EBIT Margin (Quarter) 0.65%16.12%13.13%13.93%33.59%31.96%1,250.99%224.08%664.33%660.51%1,557.15%710.33%1,605.65%2,123.39%2,137.47%1,978.59%23.11%27.76%30.41%27.62%
EBITDA Margin (Quarter) 0.65%17.88%15.14%15.24%34.93%33.39%1,316.68%234.06%696.29%698.83%1,590.96%724.04%1,643.45%2,174.18%2,185.05%2,035.78%23.11%27.76%30.41%27.62%
Net Margin (Quarter) -5.32%9.79%6.10%164.33%15.22%-10.58%996.87%-14.48%348.44%176.51%785.75%361.95%700.62%903.26%939.58%957.55%4.46%13.67%16.99%16.41%
FCF Margin (Quarter) -44.87%38.88%10.28%53.35%-1,739.94%207.00%1,346.32%1,925.48%402.52%354.38%715.93%-1,744.27%1,385.73%927.95%38.31%24.59%-54.11%144.08%
Efficiency
Assets Average (Quarter) 3,332.78M3,335.79M3,414.25M4,133.83M4,861.34M4,929.99M4,976.25M5,200.58M5,414.76M5,480.04M5,628.28M6,064.14M6,445.02M
Equity Average (Quarter) 243.40M316.88M386.17M418.71M453.63M459.06M460.76M539.67M623.13M640.27M659.71M693.21M726.77M742.99M756.39M771.80M787.82M
Invested Capital (Quarter) 235.70M251.10M2,146.74M389.68M2,163.21M2,226.80M2,137.11M2,237.59M3,068.23M3,191.33M3,205.00M3,314.01M3,545.69M3,594.75M3,618.05M3,710.61M3,974.03M3,888.40M
Asset Utilization Ratio (Quarter) 0.040.030.020.000.000.000.000.000.000.000.010.020.03
Leverage & Solvency
Interest Coverage Ratio (Quarter) 0.092.561.882.154.763.923.303.912.821.663.353.452.582.492.612.701.393.434.895.21
Debt to Equity (Quarter) 0.820.060.510.790.820.680.670.650.640.050.051.370.910.070.89
Debt Ratio (Quarter) 0.100.010.070.110.110.090.090.090.080.010.010.190.120.010.11
Equity Ratio (Quarter) 0.120.130.140.140.130.130.130.130.130.130.140.140.130.120.12
Times Interest Earned (Quarter) 0.092.561.882.154.763.923.303.912.821.663.353.452.582.492.612.701.393.434.895.21
Dividends & Payouts
FCF Payout Ratio (Quarter) 0.040.01-0.010.010.010.010.030.010.02-0.010.01-0.040.050.010.000.02
Valuation
Enterprise Value (Quarter) -60.23M-50.96M-46.53M-83.27M-79.82M-62.24M-58.35M-152.72M-152.72M-144.76M-121.86M-89.31M-89.31M-108.84M-80.74M-119.62M-139.93M-101.08M
Return Ratios
Return on Sales (Quarter) -0.05%0.10%0.06%1.64%0.16%0.14%10.17%-0.12%3.59%1.90%7.96%3.66%7.12%9.17%9.52%9.70%0.05%0.14%0.17%0.17%
Return on Invested Capital (Quarter) 0.13%0.09%0.09%0.05%0.01%0.01%0.01%0.01%0.02%0.02%0.03%0.03%0.03%0.02%0.02%0.02%
Return on Assets (Quarter) 0.03%0.01%0.01%0.00%0.00%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity (Quarter) 0.21%0.19%0.19%0.19%0.05%0.05%0.03%0.04%0.06%0.07%0.08%0.08%0.08%0.06%0.06%0.05%