Byline Bancorp reported a net margin of 34.14% for the quarter ended Jun 2026. These financial ratios cover 42 quarters of results from Mar 2016 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Mar2016 | Jun2016 | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||||||||||||||||||||||
| EBT Margin | 43.16% | 28.57% | 36.61% | 34.39% | 37.73% | 36.04% | 35.48% | 39.07% | 36.38% | 39.66% | 40.15% | 40.37% | 39.31% | 38.56% | 36.35% | 35.24% | 43.13% | 40.11% | 44.19% | 45.93% | ||||||||||||||||||||||
| EBIT Margin | 46.89% | 32.23% | 40.55% | 40.87% | 51.37% | 55.57% | 62.21% | 73.45% | 78.48% | 88.60% | 92.41% | 95.76% | 97.23% | 87.36% | 81.59% | 79.21% | 85.24% | 76.82% | 81.38% | 82.86% | ||||||||||||||||||||||
| EBITDA Margin | 46.89% | 32.23% | 40.55% | 40.87% | 51.37% | 55.57% | 62.21% | 73.45% | 78.48% | 88.60% | 92.41% | 95.76% | 97.23% | 87.36% | 81.59% | 79.21% | 85.24% | 76.82% | 81.38% | 82.86% | ||||||||||||||||||||||
| Net Margin | 32.05% | 21.05% | 28.29% | 26.72% | 28.02% | 27.67% | 26.35% | 28.86% | 26.92% | 29.37% | 30.13% | 29.86% | 29.78% | 26.53% | 27.40% | 27.24% | 32.14% | 29.50% | 33.43% | 34.14% | ||||||||||||||||||||||
| FCF Margin | -28.53% | 34.49% | 117.50% | 76.89% | 39.67% | 39.06% | 53.77% | 46.52% | 73.69% | -5.92% | 61.20% | 39.66% | 18.80% | 48.52% | 25.02% | 14.00% | 31.92% | 49.68% | 48.13% | 11.18% | ||||||||||||||||||||||
| Efficiency | ||||||||||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 6,622.53M | 6,983.18M | 7,553.02M | 4,368.09M | 1,160.49M | 5,285.50M | 4,953.36M | 321.99M | 4,987.33M | 9,781.18M | ||||||||||||||||||||||||||||||||
| Invested CapitalInvested Cap. | 1,363.54M | 1,326.38M | 1,100.12M | 1,513.25M | 1,401.52M | 1,390.82M | 1,458.46M | 1,388.86M | 1,673.18M | 1,351.82M | 1,763.62M | 1,981.75M | 1,641.76M | 1,689.90M | 1,709.32M | 1,606.53M | 1,598.97M | 569.60M | 1,784.81M | 1,764.66M | ||||||||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.05 | 0.04 | 0.05 | 0.09 | 0.33 | 0.08 | 0.08 | 1.35 | 0.09 | 0.05 | ||||||||||||||||||||||||||||||||
| Leverage & Solvency | ||||||||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | 12.55 | 8.80 | 10.28 | 6.31 | 3.77 | 2.84 | 2.33 | 2.14 | 1.86 | 1.81 | 1.77 | 1.73 | 1.68 | 1.79 | 1.80 | 1.80 | 2.02 | 2.09 | 2.19 | 2.24 | ||||||||||||||||||||||
| Debt Ratio | 0.08 | 0.05 | 0.10 | 0.09 | 0.08 | 0.65 | 0.31 | 0.08 | 0.06 | 1.29 | 1.12 | 0.04 | 0.05 | |||||||||||||||||||||||||||||
| Times Interest Earned | 12.55 | 8.80 | 10.28 | 6.31 | 3.77 | 2.84 | 2.33 | 2.14 | 1.86 | 1.81 | 1.77 | 1.73 | 1.68 | 1.79 | 1.80 | 1.80 | 2.02 | 2.09 | 2.19 | 2.24 | ||||||||||||||||||||||
| Dividends & Payouts | ||||||||||||||||||||||||||||||||||||||||||
| Dividend Coverage RatioDiv. Cover | 7.51 | 5.09 | 6.61 | 5.92 | 6.83 | 7.35 | 7.21 | 7.83 | 6.96 | 7.64 | 7.83 | 7.21 | 7.75 | 7.07 | 6.46 | 6.30 | 8.25 | 7.66 | 7.01 | 7.06 | ||||||||||||||||||||||
| FCF Payout RatioFCF Cover | -0.15 | 0.12 | 0.04 | 0.06 | 0.10 | 0.10 | 0.07 | 0.08 | 0.05 | -0.65 | 0.06 | 0.10 | 0.20 | 0.08 | 0.17 | 0.31 | 0.12 | 0.08 | 0.10 | 0.43 | ||||||||||||||||||||||
| Dividend YieldDiv. Yield | 0.36% | 0.32% | 0.33% | 0.38% | 0.44% | 0.39% | 0.41% | 0.49% | 0.47% | 0.38% | 0.41% | 0.39% | 0.33% | 0.30% | 0.37% | 0.39% | 0.35% | 0.34% | 0.37% | 0.33% | ||||||||||||||||||||||
| Payout Ratio | 0.13 | 0.20 | 0.15 | 0.17 | 0.15 | 0.14 | 0.14 | 0.13 | 0.14 | 0.13 | 0.13 | 0.14 | 0.13 | 0.14 | 0.15 | 0.16 | 0.12 | 0.13 | 0.14 | 0.14 | ||||||||||||||||||||||
| Valuation | ||||||||||||||||||||||||||||||||||||||||||
| Price to EarningsP/E | 36.86 | 60.70 | 45.62 | 44.20 | 33.49 | 35.34 | 34.05 | 26.16 | 30.53 | 34.83 | 31.47 | 35.35 | 39.18 | 46.44 | 41.37 | 40.76 | 34.19 | 38.46 | 38.18 | 42.36 | ||||||||||||||||||||||
| Price to SalesP/S | 11.82 | 12.77 | 12.91 | 11.81 | 9.38 | 9.78 | 8.97 | 7.55 | 8.22 | 10.23 | 9.48 | 10.56 | 11.67 | 12.32 | 11.34 | 11.10 | 10.99 | 11.35 | 12.76 | 14.46 | ||||||||||||||||||||||
| Price to BookP/B | 1.12 | 1.23 | 1.28 | 1.17 | 1.01 | 1.12 | 1.02 | 0.84 | 0.94 | 1.04 | 0.95 | 1.02 | 1.08 | 1.18 | 1.03 | 1.03 | 1.03 | 8.85 | 1.12 | 1.30 | ||||||||||||||||||||||
| Enterprise Value | 759.39M | 854.19M | 843.18M | 747.86M | 538.92M | 679.00M | 528.63M | 359.82M | 364.52M | 718.22M | 320.04M | 275.03M | 681.44M | 676.29M | 715.66M | 973.07M | 993.66M | 1,157.95M | 1,211.21M | 1,479.11M | ||||||||||||||||||||||
| EV to EBIT | 20.67 | 32.82 | 26.60 | 24.10 | 12.97 | 13.88 | 9.35 | 5.42 | 4.43 | 8.04 | 3.43 | 2.89 | 6.88 | 7.40 | 8.51 | 11.12 | 10.07 | 12.88 | 13.24 | 15.16 | ||||||||||||||||||||||
| EV to EBITDA | 20.67 | 32.82 | 26.60 | 24.10 | 12.97 | 13.88 | 9.35 | 5.42 | 4.43 | 8.04 | 3.43 | 2.89 | 6.88 | 7.40 | 8.51 | 11.12 | 10.07 | 12.88 | 13.24 | 15.16 | ||||||||||||||||||||||
| Market Capitalization | 925.67M | 1,031.48M | 1,008.81M | 896.52M | 758.68M | 861.21M | 815.36M | 682.93M | 861.71M | 1,031.08M | 958.03M | 1,048.85M | 1,188.18M | 1,289.33M | 1,168.71M | 1,226.02M | 1,271.70M | 1,327.66M | 1,434.63M | 1,701.91M | ||||||||||||||||||||||
| Price to FCFP/FCF | -41.42 | 37.04 | 10.98 | 15.36 | 23.65 | 25.04 | 16.69 | 16.23 | 11.16 | -172.68 | 15.50 | 26.61 | 62.07 | 25.39 | 45.32 | 79.31 | 34.42 | 22.84 | 26.52 | 129.32 | ||||||||||||||||||||||
| EV to FCF | -33.98 | 30.67 | 9.18 | 12.81 | 16.80 | 19.74 | 10.82 | 8.55 | 4.72 | -120.28 | 5.18 | 6.98 | 35.60 | 13.32 | 27.75 | 62.95 | 26.90 | 19.92 | 22.39 | 112.39 | ||||||||||||||||||||||
| EV to CFO | -34.95 | 30.16 | 9.09 | 12.44 | 16.46 | 19.57 | 10.76 | 8.30 | 4.64 | -144.63 | 5.13 | 6.85 | 34.43 | 12.79 | 25.74 | 58.81 | 26.62 | 19.74 | 22.20 | 104.39 | ||||||||||||||||||||||
| Return Ratios | ||||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 46.89% | 32.23% | 40.55% | 40.87% | 51.37% | 55.57% | 62.21% | 73.45% | 78.48% | 88.60% | 92.41% | 95.76% | 97.23% | 87.36% | 81.59% | 79.21% | 85.24% | 76.82% | 81.38% | 82.86% | ||||||||||||||||||||||
| Return on Invested Capital [ROIC]ROIC | 7.46% | 7.59% | 8.44% | 7.32% | 6.80% | 8.41% | 9.46% | 11.21% | 12.40% | 14.42% | 15.80% | 14.28% | 15.54% | 16.69% | 15.97% | 16.21% | 16.69% | 24.93% | 23.46% | 15.85% | ||||||||||||||||||||||
| Return on Assets [ROA]ROA | 1.33% | 1.22% | 1.29% | 2.35% | 9.30% | 2.16% | 2.35% | 38.29% | 2.61% | 1.43% |