Byline Bancorp, Inc. Income Statement

Income Statement Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 6.97M10.35M12.65M18.80M20.71M56.68M1.46M23.88M32.22M28.29M
Revenue 97.47M5.67M9.60M228.18M271.83M277.04M310.64M322.64M386.94M406.90M
Interest income
Interest income - Loans 69.62M83.15M120.41M184.97M235.50M208.79M222.99M273.41M440.98M502.35M
Interest income - Investments 35.55M26.21M24.60M23.98M24.54M19.18M13.49M
Interest Income - Debt Securities 12.80M14.17M14.89M19.04M25.23M25.89M19.69M21.95M27.40M39.75M
Other interest income 0.19M0.39M0.87M1.85M2.29M1.57M2.33M2.76M7.69M20.36M
Interest Income - Total 83.26M98.36M136.80M206.95M264.81M239.23M248.93M301.56M479.48M565.93M
Interest expenses
Interest Expense - Deposits 4.31M4.58M7.74M19.33M36.33M16.62M4.50M19.80M121.44M192.37M
Interest Expense - Debt 0.02M0.71M3.29M2.71M2.95M4.31M6.37M7.11M10.26M11.85M
Interest Expense - Fed Funds 0.02M0.71M3.29M6.16M8.96M
Interest Expense - Others 2.29M2.46M2.86M6.30M9.26M3.32M1.66M9.32M17.16M13.67M
Interest Expenses 6.63M7.75M13.89M28.35M48.53M24.25M12.54M36.23M148.86M217.88M
Interest Income - Net 76.63M90.62M122.91M178.60M216.28M214.98M236.39M265.33M330.62M348.05M
Non-interest income
Interest Income - Total 69.67M80.27M110.26M159.81M195.58M158.30M235.41M241.45M298.97M321.00M
Financial Services Fees 1.91M3.66M10.70M11.32M12.69M13.48M13.50M12.90M
Service Charges 5.80M5.67M5.29M6.46M6.47M7.25M8.15M9.21M10.21M
Investment Gain (Loss) 3.06M3.23M0.01M0.16M1.15M5.30M1.44M0.05M-0.70M
Investment Banking Income 3.15M4.32M33.06M31.55M31.84M33.35M46.27M31.90M22.80M24.54M
Other Non-Interest Income 2.72M4.93M8.20M11.80M-15.86M-23.35M15.66M11.99M27.60M36.35M
Non-Interest Income 20.84M25.90M49.03M49.58M55.55M62.06M74.25M57.31M56.31M58.85M
Operating Items
Amortization - Intangibles 2.98M3.00M3.07M5.63M7.74M7.62M7.07M6.67M6.01M5.38M
Depreciation & Amortization - Total 2.36M2.03M2.47M2.42M3.10M3.56M4.06M3.79M4.48M4.02M
Research & Development 7.03M8.16M9.54M18.24M13.73M10.90M11.78M13.36M19.51M16.87M
Wages, Salaries and Other 45.96M50.59M67.27M80.38M95.31M89.76M101.22M118.05M126.98M140.12M
Rent Expense 15.99M14.33M14.08M15.83M16.67M19.40M16.55M13.20M14.03M14.69M
Other Operating Expenses -1.44M82.25M34.32M61.36M57.80M134.84M153.06M97.72M120.25M183.21M
Operating Expenses 105.17M100.69M118.50M153.94M173.83M168.69M185.46M184.08M209.60M218.78M
EBIT -8.04M13.23M54.69M83.79M125.82M75.92M136.75M150.91M294.54M378.96M
Net income details
EBT -14.67M5.48M40.79M55.44M77.30M51.67M124.21M114.68M145.68M161.08M
Tax Provisions 0.31M-61.24M19.10M14.25M21.18M23.30M31.49M26.73M37.80M42.87M
Profit After Tax -14.97M66.73M21.70M41.19M57.00M37.47M92.78M87.95M107.88M120.76M
Equity Income 1.42M0.73M-0.06M-0.60M1.07M1.12M
Income from Continuing Operations -14.97M66.73M21.70M41.19M56.12M28.37M92.72M87.95M107.88M118.20M
Consolidated Net Income -14.97M66.73M21.70M41.19M56.12M28.37M92.72M87.95M107.88M118.20M
Income towards Parent Company -14.97M66.73M21.70M41.19M56.12M28.37M92.72M87.95M107.88M118.20M
Preferred Dividend Payments 11.28M0.78M0.78M0.78M0.78M0.20M
Net Income towards Common Stockholders -14.97M66.73M10.42M40.41M56.22M36.68M92.00M87.76M107.88M120.76M
Additional items
EPS (Basic) -0.863.310.391.211.510.962.452.372.692.78
EPS (Weighted Average and Diluted) -0.863.270.381.181.480.962.402.342.672.75
Shares Outstanding (Weighted Average) 29.25M29.40M
Tax Rate 46.82%25.70%27.40%45.10%25.35%23.31%25.95%26.62%