Byline Bancorp (BY) Debt Ratio (2016 - 2026)
Byline Bancorp's Debt Ratio was 0.05 in the quarter ended Jun 30, 2026, up 8.8% from 0.04 a year earlier but down 8.9% from the prior quarter.
Byline Bancorp (BY) Debt Ratio (2016 - 2026) Analysis & Trends
For the year ended Dec 31, 2025, Debt Ratio at Byline Bancorp came in at 0.04, down 29.6% from the prior year.
- In earlier years, Debt Ratio was 0.06 in the year ended Dec 31, 2024 (+59.8%), 0.04 in the year ended Dec 31, 2023 (-54.5%), 0.08 in the year ended Dec 31, 2022 (+16.0%) and 0.07 in the year ended Dec 31, 2021 (+99.8%).
- Quarterly Debt Ratio has moved between 0.04 (the quarter ended Sep 30, 2025) and 0.10 (the quarter ended Jun 30, 2022) over five years.
- Compared with a year earlier, Debt Ratio was higher in two of the last eight quarters, with an average decline of 15.2%.
- The best year-over-year quarter for Debt Ratio over five years was the quarter ended Dec 31, 2021 (growth of 99.8%); the worst was the quarter ended Mar 31, 2022 (a decline of 59.0%).
- Per Business Quant data, BY's Debt Ratio in the three quarters before the quarter ended Jun 30, 2026 was 0.05 (quarter ended Mar 31, 2026), 0.04 (quarter ended Dec 31, 2025) and 0.04 (quarter ended Sep 30, 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 0.01 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | 0.05 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 0.02 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 0.02 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 0.22 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 0.04 |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 0.21 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 0.01 |
| 10 | Byline Bancorp | 1.67 Bn | 868.43 Mn | - | 0.05 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.05 |
| Mar 31, 2026 | 0.05 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.04 |
| Mar 31, 2025 | 0.06 |
| Dec 31, 2024 | 0.06 |
| Sep 30, 2024 | 0.06 |
| Jun 30, 2024 | 0.10 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.08 |
| Jun 30, 2023 | 0.08 |
| Mar 31, 2023 | 0.09 |
| Dec 31, 2022 | 0.08 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.10 |
| Mar 31, 2022 | 0.05 |
| Dec 31, 2021 | 0.07 |
| Sep 30, 2021 | 0.08 |
Byline Bancorp Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=BY&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "BY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=BY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();