Byline Bancorp (BY) Interest Coverage Ratio (2016 - 2026)
Byline Bancorp (BY) reported Interest Coverage Ratio of 2.19 for Q1 2026, up 21.35% on a YoY basis from 1.8 in Q1 2025, and up 4.57% quarter-over-quarter from 2.09 in Q4 2025.
Byline Bancorp (BY) Interest Coverage Ratio (2016 - 2026) Analysis & Trends
Byline Bancorp has reported Interest Coverage Ratio for 11 years, with the latest figure at 2.19 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 21.35% year-over-year to 2.19; the trailing twelve-month figure through Mar 2026 stood at 2.02 (up 15.61% YoY), and the FY2025 full-year result was 0.19, up 25.4% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 2.19, up from 2.09 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 6.31 in Q2 2022, with the low at 0.72 in Q3 2022.
- Historically, Interest Coverage Ratio has averaged 2.18 across 5 years, with a median of 1.84 in 2023.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio plunged 94.26% — and 2023, when it jumped 158.76%.
- Byline Bancorp's Interest Coverage Ratio stood at 2.84 in 2022, then slumped by 36.37% to 1.81 in 2023, then declined by 1.11% to 1.79 in 2024, then climbed by 16.91% to 2.09 in 2025, then climbed by 4.57% to 2.19 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.19 (Q1 2026), 2.09 (Q4 2025), and 2.02 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Byline Bancorp | 1.59 Bn | 1.39 Bn | - | 2.19 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.19 |
| Dec 31, 2025 | 2.09 |
| Sep 30, 2025 | 2.02 |
| Jun 30, 2025 | 1.80 |
| Mar 31, 2025 | 1.80 |
| Dec 31, 2024 | 1.79 |
| Sep 30, 2024 | 1.68 |
| Jun 30, 2024 | 1.73 |
| Mar 31, 2024 | 1.77 |
| Dec 31, 2023 | 1.81 |
| Sep 30, 2023 | 1.86 |
| Jun 30, 2023 | 2.14 |
| Mar 31, 2023 | 2.33 |
| Dec 31, 2022 | 2.84 |
| Sep 30, 2022 | 0.72 |
| Jun 30, 2022 | 6.31 |
| Dec 31, 2021 | 8.80 |
| Sep 30, 2021 | 12.55 |
| Jun 30, 2021 | 13.17 |
| Mar 31, 2021 | 9.29 |