Byline Bancorp (BY) Interest Coverage Ratio (2016 - 2026)
Byline Bancorp (BY) posted Interest Coverage Ratio of 2.19 for Q1 2026, up 4.57% on a QoQ basis from 2.09 in Q4 2025, and up 26.54% year-over-year from 1.73 in Q1 2025.
Byline Bancorp (BY) Interest Coverage Ratio (2016 - 2026) Analysis & Trends
Byline Bancorp's Interest Coverage Ratio history runs 11 years deep, the most recent figure standing at 2.19 for Q1 2026.
- Quarterly Interest Coverage Ratio rose 26.54% year-over-year to 2.19 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.96 (up 70.72% YoY) and the FY2025 annual result came in at 1.88, up 8.07% from the prior year.
- Interest Coverage Ratio was 2.19 for Q1 2026 at Byline Bancorp, up from 2.09 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 6.73 in Q2 2022 and bottomed at 0.55 in Q4 2023.
- A 5-year average of 1.96 and a median of 1.73 in 2024 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio tumbled 82.54% — and 2024, when it jumped 229.26%.
- Byline Bancorp's Interest Coverage Ratio stood at 2.84 in 2022, then plunged by 80.81% to 0.55 in 2023, then soared by 229.26% to 1.8 in 2024, then grew by 16.42% to 2.09 in 2025, then increased by 4.57% to 2.19 in 2026.
- Business Quant data shows BY's Interest Coverage Ratio at 2.19 in Q1 2026, 2.09 in Q4 2025, and 1.37 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | Byline Bancorp | 1.74 Bn | 1.51 Bn | - | 2.19 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.19 |
| Dec 31, 2025 | 2.09 |
| Sep 30, 2025 | 1.37 |
| Jun 30, 2025 | 1.26 |
| Mar 31, 2025 | 1.73 |
| Dec 31, 2024 | 1.80 |
| Sep 30, 2024 | 1.68 |
| Jun 30, 2024 | 1.73 |
| Mar 31, 2024 | 1.77 |
| Dec 31, 2023 | 0.55 |
| Sep 30, 2023 | 1.16 |
| Jun 30, 2023 | 1.17 |
| Mar 31, 2023 | 1.17 |
| Dec 31, 2022 | 2.84 |
| Sep 30, 2022 | 3.49 |
| Jun 30, 2022 | 6.73 |
| Mar 31, 2022 | 0.59 |
| Dec 31, 2021 | 6.56 |
| Sep 30, 2021 | 2.79 |
| Jun 30, 2021 | 3.45 |