Sierra Bancorp Ratios (2018-2025) | BSRR

Ratios Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Profitability
EBT Margin 32.74%303.86%31.33%37.16%39.25%407.68%358.63%363.14%322.81%412.87%458.44%395.45%537.19%574.90%438.64%93.14%182.77%211.44%220.86%159.94%212.99%236.02%219.98%138.12%220.97%229.74%232.23%207.92%219.78%243.19%209.43%
EBIT Margin 39.13%363.37%39.67%47.33%51.00%529.63%465.74%451.13%393.94%460.39%491.32%426.32%569.82%608.04%467.29%102.91%206.65%238.88%271.07%270.65%385.61%456.69%456.10%381.99%434.81%445.21%457.99%418.22%422.99%449.24%406.78%
EBITDA Margin 39.13%363.37%39.67%47.33%51.00%529.63%465.74%451.13%393.94%460.39%491.32%426.32%569.82%608.04%467.29%102.91%206.65%238.88%271.07%270.65%385.61%456.69%456.10%381.99%434.81%445.21%457.99%418.22%422.99%449.24%406.78%
Net Margin 24.95%228.34%23.97%26.94%29.77%300.00%271.93%276.67%245.27%317.15%351.02%298.01%400.36%429.65%332.86%70.59%133.51%155.79%165.36%126.21%162.64%174.29%163.25%105.25%162.94%165.96%170.88%171.05%163.07%181.61%159.92%
FCF Margin 28.36%34.89%45.29%17.44%49.80%118.35%198.12%627.77%269.46%435.22%180.27%392.37%528.04%235.12%1,800.91%-191.58%164.73%79.21%311.95%-4.63%187.99%264.00%317.80%124.65%115.47%3.27%439.76%361.38%721.02%-620.17%242.31%
Efficiency
Assets Average 2,399.48M2,444.24M2,492.77M2,530.79M2,558.06M2,606.50M2,614.89M2,646.91M2,905.02M3,155.02M3,210.37M3,273.39M3,313.02M3,371.37M3,406.88M3,394.93M3,409.43M3,466.14M3,570.44M3,654.30M3,750.00M3,769.44M3,734.34M3,664.90M3,650.00M3,700.00M3,657.14M3,610.23M3,703.09M3,754.69M
Equity Average 257.78M261.72M268.12M278.55M290.46M300.10M306.32M314.37M323.45M331.84M340.07M345.94M352.86M361.12M363.50M344.09M312.37M297.06M299.33M305.30M308.30M309.23M323.48M341.60M347.56M354.36M358.00M354.53M353.73M357.89M
Invested Capital 261.12M260.24M279.31M329.12M284.07M305.35M345.55M329.29M393.56M490.43M494.25M486.80M352.98M357.73M364.51M411.59M325.69M299.05M344.27M352.78M356.21M358.89M358.16M387.40M394.39M399.32M408.10M406.70M401.16M405.11M409.58M
Asset Utilization Ratio 0.040.040.040.030.020.000.000.000.000.000.000.000.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.01
Leverage & Solvency
Interest Coverage Ratio 6.136.114.764.654.344.344.355.135.549.6914.9413.8117.4618.3516.3110.548.658.715.402.442.232.071.931.572.032.072.031.992.082.182.06
Debt to Equity 0.160.130.190.330.120.150.250.180.340.600.570.520.120.100.140.140.150.160.170.160.160.160.160.150.140.140.140.140.140.140.14
Debt Ratio 0.020.010.020.040.010.020.030.020.040.060.060.060.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.01
Equity Ratio 0.110.110.110.110.110.120.120.120.120.110.110.110.100.110.110.110.100.090.080.080.080.080.080.090.100.090.100.100.100.090.10
Times Interest Earned 6.136.114.764.654.344.344.355.135.549.6914.9413.8117.4618.3516.3110.548.658.715.402.442.232.071.931.572.032.072.031.992.082.182.06
Dividends & Payouts
FCF Payout Ratio 0.322.000.180.480.190.790.450.140.360.270.570.260.220.510.06-0.130.380.740.19-13.300.350.230.180.450.5116.590.130.160.09-0.090.23
Valuation
Enterprise Value 342.35M345.70M376.06M293.13M304.25M347.92M326.70M365.25M161.93M130.18M225.31M295.97M66.21M18.30M-48.15M160.87M127.52M165.94M211.37M243.37M178.22M151.84M192.28M252.93M179.48M142.66M284.71M315.60M229.61M280.27M297.39M
Market Capitalization 405.86M430.80M441.10M367.26M372.32M415.71M407.38M445.32M268.92M286.79M314.25M367.39M412.43M392.20M374.20M418.40M381.06M327.82M298.05M320.50M261.73M255.32M280.83M331.53M298.72M326.65M417.51M416.26M389.32M410.28M392.89M
Return Ratios
Return on Sales 0.33%0.35%0.36%0.53%0.91%2.73%2.76%2.95%3.01%3.41%3.68%3.62%1.93%1.57%1.30%1.16%1.46%1.53%1.57%1.57%1.51%1.51%1.49%1.51%1.68%1.68%1.72%1.69%
Return on Invested Capital 0.12%0.13%0.14%0.14%0.14%0.12%0.09%0.08%0.08%0.10%0.13%0.12%0.12%0.12%0.13%0.13%0.12%0.14%0.17%0.19%0.20%0.19%0.19%0.19%0.20%0.20%0.20%0.19%
Return on Assets 0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.11%0.11%0.11%0.12%0.12%0.11%0.11%0.11%0.10%0.11%0.12%0.12%0.12%0.11%0.12%0.12%0.11%0.11%0.12%0.12%0.11%0.10%0.10%0.10%0.11%0.11%0.12%0.11%