Zions Bancorporation, National Association (ZION) FCF Margin (2010 - 2026)
Zions Bancorporation, National Association (ZION) recorded FCF Margin of 34.21% in Q2 2026, up 45.31 percentage points from -11.10% a year earlier but down 12.67 percentage points from the prior quarter.
Zions Bancorporation, National Association (ZION) FCF Margin (2010 - 2026) Analysis & Trends
On a TTM basis, Zions Bancorporation, National Association's FCF Margin came in at 44.94% as of Jun 30, 2026, up 25.07 percentage points year-over-year; for FY2025, it came in at 28.12%, down 5.45 percentage points from FY2024.
- Annual FCF Margin has a five-year change of +8.48 percentage points (FY2020 to FY2025).
- Across earlier years, FCF Margin came in at 33.58% in FY2024 (+8.79 pp), 24.78% in FY2023 (-15.83 pp), 40.61% in FY2022 (+26.08 pp) and 14.53% in FY2021 (-5.11 pp).
- Quarterly FCF Margin has ranged from -37.48% in Q4 2023 to 73.85% in Q2 2023 over the past five years.
- On a year-over-year basis, FCF Margin rose in four of the last eight quarters, with an average year-over-year change of +15.32 percentage points.
- Peak year-over-year performance for FCF Margin in the last five years was a gain of 97.12 percentage points in Q4 2024, against a drop of 89.95 percentage points in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 46.88% (Q1 2026), 53.87% (Q4 2025) and 47.97% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 29.95% |
| 10 | Zions Bancorporation, National Association | 9.14 Bn | 8.52 Bn | - | 34.21% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 34.21% |
| Mar 31, 2026 | 46.88% |
| Dec 31, 2025 | 53.87% |
| Sep 30, 2025 | 47.97% |
| Jun 30, 2025 | -11.10% |
| Mar 31, 2025 | 19.12% |
| Dec 31, 2024 | 59.63% |
| Sep 30, 2024 | 12.25% |
| Jun 30, 2024 | 30.15% |
| Mar 31, 2024 | 31.13% |
| Dec 31, 2023 | -37.48% |
| Sep 30, 2023 | 36.60% |
| Jun 30, 2023 | 73.85% |
| Mar 31, 2023 | 22.65% |
| Dec 31, 2022 | 52.46% |
| Sep 30, 2022 | 14.49% |
| Jun 30, 2022 | 61.05% |
| Mar 31, 2022 | 34.26% |
| Dec 31, 2021 | 15.21% |
| Sep 30, 2021 | 15.99% |
Zions Bancorporation, National Association FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=ZION&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "ZION", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=ZION&period=max&api_key=YOUR_API_KEY");
const data = await res.json();