Yiren Digital (YRD) Total Debt (2015 - 2026)
Yiren Digital's (YRD) quarterly Total Debt came in at $2.2 million in Q1 2026, down 84.24% on a YoY basis from $13.7 million in Q1 2025, and down 71.2% quarter-over-quarter from $7.5 million in Q4 2025.
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Analysis
Yiren Digital (YRD) Total Debt (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Total Debt for 12 consecutive years, with $2.2 million the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Total Debt fell 84.24% year-over-year to $2.2 million; the trailing twelve-month figure through Mar 2026 stood at $2.2 million (down 84.24% YoY), and the FY2025 full-year result was $7.4 million, down 58.91% from the prior year.
- Total Debt retreated to $2.2 million in Q1 2026 per YRD's latest filing, from $7.5 million in the prior quarter.
- Across five years, Total Debt topped out at $191.2 million in Q2 2022 and bottomed at $156907.5 in Q1 2024.
- Historically, Total Debt has averaged $44.8 million across 5 years, with a median of $12.5 million in 2025.
- The sharpest annual moves came in 2024 and 2025: Total Debt slumped 99.83% in 2024, then jumped 8648.47% in 2025.
- Over 5 years, Total Debt stood at $108.0 million in 2022, then tumbled by 98.15% to $2.0 million in 2023, then jumped by 801.45% to $18.0 million in 2024, then sank by 58.38% to $7.5 million in 2025, then tumbled by 71.2% to $2.2 million in 2026.
- According to Business Quant data, Total Debt over the past three periods registered $2.2 million, $7.5 million, and $8.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 16.43 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 3.33 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 2.35 Bn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 5.02 Bn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 5.84 Bn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 5.01 Bn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 3.29 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 519.49 Mn |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | 2.16 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 2.16 Mn |
| Dec 31, 2025 | 7.51 Mn |
| Sep 30, 2025 | 8.53 Mn |
| Jun 30, 2025 | 11.29 Mn |
| Mar 31, 2025 | 13.73 Mn |
| Dec 31, 2024 | 18.05 Mn |
| Sep 30, 2024 | 13.75 Mn |
| Jun 30, 2024 | 342,000.00 |
| Mar 31, 2024 | 156,907.49 |
| Dec 31, 2023 | 2.00 Mn |
| Sep 30, 2023 | 3.79 Mn |
| Jun 30, 2023 | 100.79 Mn |
| Mar 31, 2023 | 93.16 Mn |
| Dec 31, 2022 | 107.99 Mn |
| Sep 30, 2022 | 142.28 Mn |
| Jun 30, 2022 | 191.22 Mn |
| Dec 31, 2021 | 153.63 Mn |
| Sep 30, 2021 | 234.90 Mn |
| Jun 30, 2021 | 226.97 Mn |
| Mar 31, 2021 | 242.04 Mn |
API Access
Yiren Digital Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();