Yiren Digital (YRD) Total Debt (2019 - 2025)

Yiren Digital (YRD) reported Total Debt of $1.3 million for Q4 2025, down 1.4% quarter-over-quarter from $1.3 million in Q3 2025.

Yiren Digital (YRD) Total Debt (2019 - 2025) Analysis & Trends

Yiren Digital has reported Total Debt for 4 years, with the latest figure at $1.3 million in Q4 2025.

  • For the quarter ending Q4 2025, Total Debt changed N/A year-over-year to $1.3 million; the trailing twelve-month figure through Dec 2025 stood at $1.3 million (changed N/A YoY), and the FY2025 full-year result was $1.3 million, changed N/A from the prior year.
  • Total Debt for Q4 2025 stood at $1.3 million, down from $1.3 million in the prior quarter.
  • The five-year high for Total Debt was $6.6 million in Q4 2021, with the low at $647200.6 in Q4 2022.
  • Historically, Total Debt has averaged $2.5 million across 3 years, with a median of $1.3 million in 2025.
  • The largest YoY upside for Total Debt was 90.25% in 2022 against a maximum downside of 90.25% in 2022.
  • Yiren Digital's Total Debt stood at $6.6 million in 2021, then tumbled by 90.25% to $647200.6 in 2022, then jumped by 98.05% to $1.3 million in 2025.
  • The last three Total Debt figures came in at $1.3 million (Q4 2025), $1.3 million (Q3 2025), and $647200.6 (Q4 2022), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 23.98 Bn
2 Mastercard 437.48 Bn 427.27 Bn - 18.96 Bn
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 1.69 Bn
4 Capital One Financial 125.74 Bn 49.24 Bn - 38.42 Bn
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 9.41 Bn
6 Synchrony Financial 25.78 Bn 5.22 Bn - 7.51 Bn
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 2.42 Bn
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 4.13 Bn
10 Yiren Digital 27.90 Mn -517.86 Mn 105.97 Mn 1.28 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 1.28 Mn
Sep 30, 2025 1.30 Mn
Dec 31, 2022 647,200.57
Dec 31, 2021 6.64 Mn
Dec 31, 2019 6.67 Mn