Yiren Digital (YRD) Total Debt (2018 - 2025)
Yiren Digital's (YRD) quarterly Total Debt came in at $1.3 million in Q4 2025, down 97.63% on a QoQ basis from $54.1 million in Q2 2023.
Analysis
Yiren Digital (YRD) Total Debt (2018 - 2025) Analysis & Trends
Yiren Digital (YRD) has 7 years of Total Debt data on file, last reported at $1.3 million in Q4 2025.
- Quarterly Total Debt changed N/A year-over-year to $1.3 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.3 million (changed N/A YoY) and the FY2025 annual result came in at $1.3 million, changed N/A from the prior year.
- Total Debt retreated to $1.3 million in Q4 2025, from $54.1 million in the prior quarter.
- In the past five years, Total Debt ranged from a high of $161.2 million in Q3 2021 to a low of $1.3 million in Q4 2025.
- A 4-year average of $105.2 million and a median of $115.0 million in 2022 frame the typical range for Total Debt.
- Annual changes were most pronounced in 2021 — Total Debt jumped 113.03% — and 2023, when it slumped 58.34%.
- Tracing YRD's Total Debt over 4 years: stood at $160.9 million in 2021, then sank by 32.89% to $108.0 million in 2022, then plunged by 49.92% to $54.1 million in 2023, then plunged by 97.63% to $1.3 million in 2025.
- The last three Total Debt figures came in at $1.3 million (Q4 2025), $54.1 million (Q2 2023), and $57.1 million (Q1 2023), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 23.86 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 24.64 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 59.05 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 35.62 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 15.23 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 3.33 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 16.43 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 22.97 Bn |
| 10 | Yiren Digital | 91.71 Mn | -409,507.94 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 1.28 Mn |
| Sep 30, 2025 | 1.29 Mn |
| Dec 31, 2023 | 335,551.94 |
| Jun 30, 2023 | 54.07 Mn |
| Mar 31, 2023 | 57.31 Mn |
| Dec 31, 2022 | 115.26 Mn |
| Sep 30, 2022 | 107.95 Mn |
| Jun 30, 2022 | 131.83 Mn |
| Dec 31, 2021 | 204.13 Mn |
| Sep 30, 2021 | 160.55 Mn |
| Jun 30, 2021 | 149.90 Mn |
| Mar 31, 2021 | 123.29 Mn |
| Dec 31, 2020 | 87.71 Mn |
| Dec 31, 2019 | 73.65 Mn |
| Dec 31, 2018 | 74.69 Mn |