Yiren Digital (YRD) Total Debt (2019 - 2025)
Yiren Digital (YRD) posted Total Debt of $1.3 million for Q4 2025, down 0.88% quarter-over-quarter from $1.3 million in Q3 2025.
Yiren Digital (YRD) Total Debt (2019 - 2025) Analysis & Trends
Yiren Digital (YRD) has reported Total Debt for 6 consecutive years, with $1.3 million the latest figure, recorded in Q4 2025.
- Total Debt for Q4 2025 came in at $1.3 million, changed N/A year-over-year; the trailing twelve-month figure through Dec 2025 was $1.3 million (changed N/A YoY), and the FY2025 annual result was $1.3 million, changed N/A from the prior year.
- Total Debt was $1.3 million for Q4 2025 at Yiren Digital, down from $1.3 million in the prior quarter.
- Over five years, Total Debt peaked at $161.2 million in Q3 2021 and troughed at $1.3 million in Q4 2025.
- Average Total Debt over 4 years is $81.8 million, with a median of $108.0 million recorded in 2022.
- Year-over-year, Total Debt plunged 91.21% in 2021 and surged 1527.19% in 2022.
- Over 4 years, Total Debt stood at $6.6 million in 2021, then surged by 1527.19% to $108.0 million in 2022, then tumbled by 49.92% to $54.1 million in 2023, then tumbled by 97.63% to $1.3 million in 2025.
- Per Business Quant data, the three most recent Total Debt figures were $1.3 million in Q4 2025, $1.3 million in Q3 2025, and $54.1 million in Q2 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 23.98 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 18.96 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.69 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 9.41 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 2.42 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 4.13 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 5.16 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 12.66 Bn |
| 10 | Yiren Digital | 159.21 Mn | -192.93 Mn | 115,723.38 Bn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.28 Mn |
| Sep 30, 2025 | 1.29 Mn |
| Jun 30, 2023 | 54.07 Mn |
| Mar 31, 2023 | 57.31 Mn |
| Dec 31, 2022 | 107.97 Mn |
| Sep 30, 2022 | 107.95 Mn |
| Dec 31, 2021 | 6.64 Mn |
| Sep 30, 2021 | 161.19 Mn |
| Jun 30, 2021 | 150.02 Mn |
| Dec 31, 2020 | 75.52 Mn |
| Dec 31, 2019 | 6.67 Mn |