Yiren Digital (YRD) Total Debt (2018 - 2025)

Yiren Digital's (YRD) quarterly Total Debt came in at $1.3 million in Q4 2025, down 97.63% on a QoQ basis from $54.1 million in Q2 2023.

Yiren Digital (YRD) Total Debt (2018 - 2025) Analysis & Trends

Yiren Digital (YRD) has 7 years of Total Debt data on file, last reported at $1.3 million in Q4 2025.

  • Quarterly Total Debt changed N/A year-over-year to $1.3 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.3 million (changed N/A YoY) and the FY2025 annual result came in at $1.3 million, changed N/A from the prior year.
  • Total Debt retreated to $1.3 million in Q4 2025, from $54.1 million in the prior quarter.
  • In the past five years, Total Debt ranged from a high of $161.2 million in Q3 2021 to a low of $1.3 million in Q4 2025.
  • A 4-year average of $105.2 million and a median of $115.0 million in 2022 frame the typical range for Total Debt.
  • Annual changes were most pronounced in 2021 — Total Debt jumped 113.03% — and 2023, when it slumped 58.34%.
  • Tracing YRD's Total Debt over 4 years: stood at $160.9 million in 2021, then sank by 32.89% to $108.0 million in 2022, then plunged by 49.92% to $54.1 million in 2023, then plunged by 97.63% to $1.3 million in 2025.
  • The last three Total Debt figures came in at $1.3 million (Q4 2025), $54.1 million (Q2 2023), and $57.1 million (Q1 2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 23.86 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 24.64 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 59.05 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 35.62 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 15.23 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 16.43 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 2.42 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Yiren Digital 211.69 Mn -215.74 Mn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 1.28 Mn
Jun 30, 2023 54.07 Mn
Mar 31, 2023 57.09 Mn
Dec 31, 2022 107.97 Mn
Sep 30, 2022 107.95 Mn
Jun 30, 2022 129.78 Mn
Dec 31, 2021 160.88 Mn
Sep 30, 2021 161.19 Mn
Jun 30, 2021 150.02 Mn
Mar 31, 2021 121.98 Mn
Dec 31, 2020 75.52 Mn
Dec 31, 2019 2.64 Mn
Dec 31, 2018 27.83 Mn