Yiren Digital (YRD) Total Debt (2018 - 2025)
Yiren Digital's (YRD) quarterly Total Debt came in at $1.3 million in Q4 2025, down 97.63% on a QoQ basis from $54.1 million in Q2 2023.
Yiren Digital (YRD) Total Debt (2018 - 2025) Analysis & Trends
Yiren Digital (YRD) has 7 years of Total Debt data on file, last reported at $1.3 million in Q4 2025.
- Quarterly Total Debt changed N/A year-over-year to $1.3 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was $1.3 million (changed N/A YoY) and the FY2025 annual result came in at $1.3 million, changed N/A from the prior year.
- Total Debt retreated to $1.3 million in Q4 2025, from $54.1 million in the prior quarter.
- In the past five years, Total Debt ranged from a high of $161.2 million in Q3 2021 to a low of $1.3 million in Q4 2025.
- A 4-year average of $105.2 million and a median of $115.0 million in 2022 frame the typical range for Total Debt.
- Annual changes were most pronounced in 2021 — Total Debt jumped 113.03% — and 2023, when it slumped 58.34%.
- Tracing YRD's Total Debt over 4 years: stood at $160.9 million in 2021, then sank by 32.89% to $108.0 million in 2022, then plunged by 49.92% to $54.1 million in 2023, then plunged by 97.63% to $1.3 million in 2025.
- The last three Total Debt figures came in at $1.3 million (Q4 2025), $54.1 million (Q2 2023), and $57.1 million (Q1 2023), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 23.86 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 24.64 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 59.05 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 35.62 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 15.23 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 16.43 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 2.42 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Yiren Digital | 211.69 Mn | -215.74 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.28 Mn |
| Jun 30, 2023 | 54.07 Mn |
| Mar 31, 2023 | 57.09 Mn |
| Dec 31, 2022 | 107.97 Mn |
| Sep 30, 2022 | 107.95 Mn |
| Jun 30, 2022 | 129.78 Mn |
| Dec 31, 2021 | 160.88 Mn |
| Sep 30, 2021 | 161.19 Mn |
| Jun 30, 2021 | 150.02 Mn |
| Mar 31, 2021 | 121.98 Mn |
| Dec 31, 2020 | 75.52 Mn |
| Dec 31, 2019 | 2.64 Mn |
| Dec 31, 2018 | 27.83 Mn |