Yiren Digital (YRD) Total Debt (2019 - 2025)

Yiren Digital (YRD) posted Total Debt of $1.3 million for Q4 2025, down 0.88% quarter-over-quarter from $1.3 million in Q3 2025.

Yiren Digital (YRD) Total Debt (2019 - 2025) Analysis & Trends

Yiren Digital (YRD) has reported Total Debt for 6 consecutive years, with $1.3 million the latest figure, recorded in Q4 2025.

  • Total Debt for Q4 2025 came in at $1.3 million, changed N/A year-over-year; the trailing twelve-month figure through Dec 2025 was $1.3 million (changed N/A YoY), and the FY2025 annual result was $1.3 million, changed N/A from the prior year.
  • Total Debt was $1.3 million for Q4 2025 at Yiren Digital, down from $1.3 million in the prior quarter.
  • Over five years, Total Debt peaked at $161.2 million in Q3 2021 and troughed at $1.3 million in Q4 2025.
  • Average Total Debt over 4 years is $81.8 million, with a median of $108.0 million recorded in 2022.
  • Year-over-year, Total Debt plunged 91.21% in 2021 and surged 1527.19% in 2022.
  • Over 4 years, Total Debt stood at $6.6 million in 2021, then surged by 1527.19% to $108.0 million in 2022, then tumbled by 49.92% to $54.1 million in 2023, then tumbled by 97.63% to $1.3 million in 2025.
  • Per Business Quant data, the three most recent Total Debt figures were $1.3 million in Q4 2025, $1.3 million in Q3 2025, and $54.1 million in Q2 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.98 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 18.96 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.69 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 9.41 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 2.42 Bn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 4.13 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 5.16 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 12.66 Bn
10 Yiren Digital 159.21 Mn -192.93 Mn 115,723.38 Bn -

Historic Data

Download Data
DateValue
Dec 31, 2025 1.28 Mn
Sep 30, 2025 1.29 Mn
Jun 30, 2023 54.07 Mn
Mar 31, 2023 57.31 Mn
Dec 31, 2022 107.97 Mn
Sep 30, 2022 107.95 Mn
Dec 31, 2021 6.64 Mn
Sep 30, 2021 161.19 Mn
Jun 30, 2021 150.02 Mn
Dec 31, 2020 75.52 Mn
Dec 31, 2019 6.67 Mn