Yiren Digital (YRD) Times Interest Earned (2016 - 2025)
Yiren Digital's (YRD) quarterly Times Interest Earned came in at -$143.5 million in Q4 2025, down 574.11% YoY from $30.3 million in Q4 2024, and down 574.11% on a QoQ basis from -$21.3 million in Q4 2024.
Yiren Digital (YRD) Times Interest Earned (2016 - 2025) Analysis & Trends
Yiren Digital (YRD) has 6 years of Times Interest Earned data on file, last reported at -$143.5 million in Q4 2025.
- Quarterly Times Interest Earned fell 574.11% year-over-year to -$143.5 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$143.4 million (down 1823.07% YoY) and the FY2025 annual result came in at -$31464.8, down 106642.33% from the prior year.
- Times Interest Earned declined to -$143.5 million in Q4 2025, from -$21.3 million in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $18190.3 in Q4 2021 to a low of -$143.5 million in Q4 2025.
- A 5-year average of -$33.4 million and a median of -$2.1 million in 2023 frame the typical range for Times Interest Earned.
- Annual changes were most pronounced in 2022 — Times Interest Earned tumbled 36.28% — and 2023, when it slumped 18130.84%.
- Tracing YRD's Times Interest Earned over 5 years: stood at $18190.3 in 2021, then plunged by 36.28% to $11591.6 in 2022, then tumbled by 18130.84% to -$2.1 million in 2023, then tumbled by 918.2% to -$21.3 million in 2024, then sank by 574.11% to -$143.5 million in 2025.
- The last three Times Interest Earned figures came in at -$143.5 million (Q4 2025), -$21.3 million (Q4 2024), and -$2.1 million (Q4 2023), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 35.45 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 25.63 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 1.53 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.46 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.22 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.78 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -3.03 |
| 10 | Yiren Digital | 211.69 Mn | -215.74 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -143.46 Mn |
| Dec 31, 2024 | -21.28 Mn |
| Dec 31, 2023 | -2.09 Mn |
| Dec 31, 2022 | 11,591.57 |
| Dec 31, 2021 | 18,190.28 |
| Dec 31, 2016 | 129.32 |