Yiren Digital YRD
NYSE YRD
$1.05 -0.02 (-1.87%)
At close: Aug 28, 2026 · 4:00 PM EDT

Yiren Digital (YRD) Times Interest Earned (2021 - 2026)

Yiren Digital's (YRD) quarterly Times Interest Earned came in at -$143.5 million in Q4 2025, down 574.11% YoY from $30.3 million in Q4 2024, and down 574.11% on a QoQ basis from -$21.3 million in Q4 2024.

Analysis

Yiren Digital (YRD) Times Interest Earned (2021 - 2026) Analysis & Trends

Yiren Digital (YRD) has 6 years of Times Interest Earned data on file, last reported at -$143.5 million in Q4 2025.

  • Quarterly Times Interest Earned fell 574.11% year-over-year to -$143.5 million in Q4 2025, while the trailing twelve-month figure through Dec 2025 was -$143.4 million (down 1823.07% YoY) and the FY2025 annual result came in at -$31464.8, down 106642.33% from the prior year.
  • Times Interest Earned declined to -$143.5 million in Q4 2025, from -$21.3 million in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $18190.3 in Q4 2021 to a low of -$143.5 million in Q4 2025.
  • A 5-year average of -$33.4 million and a median of -$2.1 million in 2023 frame the typical range for Times Interest Earned.
  • Annual changes were most pronounced in 2022 — Times Interest Earned tumbled 36.28% — and 2023, when it slumped 18130.84%.
  • Tracing YRD's Times Interest Earned over 5 years: stood at $18190.3 in 2021, then plunged by 36.28% to $11591.6 in 2022, then tumbled by 18130.84% to -$2.1 million in 2023, then tumbled by 918.2% to -$21.3 million in 2024, then sank by 574.11% to -$143.5 million in 2025.
  • The last three Times Interest Earned figures came in at -$143.5 million (Q4 2025), -$21.3 million (Q4 2024), and -$2.1 million (Q4 2023), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 35.45
2 Mastercard 518.33 Bn 504.84 Bn - 25.63
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 1.79
4 Capital One Financial 132.31 Bn 77.60 Bn - 1.95
5 PayPal Holdings 46.25 Bn 35.00 Bn - -
6 Affirm Holdings 26.22 Bn 24.59 Bn - 1.24
7 Synchrony Financial 25.37 Bn 9.17 Bn - 2.22
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 0.05
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 0.50
10 Yiren Digital 91.71 Mn -409,507.94 Bn - 19.64
Historic Data

Historic Data

Download Data
DateValue
Mar 31, 2026 19.64
Sep 30, 2025 20.14
Jun 30, 2025 0.02
Mar 31, 2025 29.77
Sep 30, 2024 36.24
Jun 30, 2024 0.00
Mar 31, 2024 75.41
Sep 30, 2023 0.00
Jun 30, 2023 43.83
Dec 31, 2022 12.69
Sep 30, 2022 9.23
Dec 31, 2021 4.94