Yiren Digital Ltd. (YRD) Return on Equity [ROE] (2017 - 2026)
Yiren Digital (YRD) posted Return on Equity [ROE] of -9.83% for Q1 2026, down 23.79 percentage points from 13.96% a year earlier and down 8.29 percentage points from the prior quarter.
Yiren Digital Ltd. (YRD) Return on Equity [ROE] (2017 - 2026) Analysis & Trends
For FY2025, Yiren Digital's Return on Equity [ROE] came in at -1.43%, down 25.79 percentage points from FY2024.
- Annual Return on Equity [ROE] shows a five-year change of +19.96 percentage points (FY2020 to FY2025).
- In prior years, Yiren Digital's Return on Equity [ROE] was 24.36% in FY2024 (-20.77 pp), 45.13% in FY2023 (+13.20 pp), 31.93% in FY2022 (-0.34 pp) and 32.27% in FY2021 (+53.66 pp).
- The Q1 2026 figure stands as the lowest quarterly Return on Equity [ROE] since Q1 2021.
- On a year-over-year basis, Return on Equity [ROE] has declined in each of the last ten quarters, with an average year-over-year change of -8.91 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Return on Equity [ROE] in the past five years was Q4 2021, with a gain of 43.13 percentage points; the weakest was Q1 2026, with a drop of 23.79 percentage points.
- According to Business Quant data, Return on Equity [ROE] for the three prior quarters was -1.54% (Q4 2025), 12.23% (Q3 2025) and 13.17% (Q2 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -7.66% |
| Dec 31, 2025 | 0.44% |
| Sep 30, 2025 | 12.22% |
| Jun 30, 2025 | 13.17% |
| Mar 31, 2025 | 14.07% |
| Dec 31, 2024 | 16.76% |
| Sep 30, 2024 | 19.98% |
| Jun 30, 2024 | 16.90% |
| Mar 31, 2024 | 19.00% |
| Dec 31, 2023 | 19.86% |
| Sep 30, 2023 | 20.58% |
| Jun 30, 2023 | 25.58% |
| Mar 31, 2023 | 23.18% |
| Dec 31, 2022 | 21.39% |
| Sep 30, 2022 | 20.12% |
| Dec 31, 2021 | 22.05% |
| Sep 30, 2021 | 3.59% |
| Jun 30, 2021 | -2.24% |
| Mar 31, 2021 | -13.14% |
| Dec 31, 2020 | -16.89% |
Yiren Digital Ltd. Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=YRD&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();