Yiren Digital (YRD) Research & Development (2022 - 2025)

Yiren Digital (YRD) reported Research & Development of $17.1 million for Q4 2025, down 25.35% on a YoY basis from $22.9 million in Q4 2024, and up 33.16% quarter-over-quarter from $12.9 million in Q3 2025.

Yiren Digital (YRD) Research & Development (2022 - 2025) Analysis & Trends

Yiren Digital has reported Research & Development for 4 years, with the latest figure at $17.1 million in Q4 2025.

  • For the quarter ending Q4 2025, Research & Development fell 25.35% year-over-year to $17.1 million; the trailing twelve-month figure through Dec 2025 stood at $15.1 billion (up 94.28% YoY), and the FY2025 full-year result was $58.1 million, up 3.03% from the prior year.
  • Research & Development for Q4 2025 stood at $17.1 million, up from $12.9 million in the prior quarter.
  • The five-year high for Research & Development was $15.0 billion in Q2 2025, with the low at -$16.7 billion in Q4 2022.
  • Historically, Research & Development has averaged $541.4 million across 4 years, with a median of $21.0 million in 2024.
  • Annual changes were most pronounced in 2024 — Research & Development tumbled 99.61% — and 2025, when it surged 109.03%.
  • Yiren Digital's Research & Development stood at -$16.7 billion in 2022, then gained by 16.03% to -$14.0 billion in 2023, then jumped by 100.16% to $22.9 million in 2024, then decreased by 25.35% to $17.1 million in 2025.
  • The last three Research & Development figures came in at $17.1 million (Q4 2025), $12.9 million (Q3 2025), and $15.0 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) R&D (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 260.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.59 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 496.00 Mn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 793.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 262.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 187.68 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn 17.12 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 17.12 Mn
Sep 30, 2025 12.86 Mn
Jun 30, 2025 15.03 Bn
Mar 31, 2025 11.85 Mn
Dec 31, 2024 22.93 Mn
Sep 30, 2024 21.05 Mn
Jun 30, 2024 7.71 Bn
Mar 31, 2024 5.67 Mn
Dec 31, 2023 -14.03 Bn
Sep 30, 2023 5.34 Bn
Jun 30, 2023 4.71 Bn
Dec 31, 2022 -16.71 Bn
Sep 30, 2022 4.89 Bn