Yiren Digital (YRD) Research & Development (2015 - 2026)
Yiren Digital's (YRD) quarterly Research & Development came in at $16.5 million in Q1 2026, down 56.86% on a YoY basis from $38.2 million in Q1 2025, and down 43.33% quarter-over-quarter from $29.1 million in Q4 2025.
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Yiren Digital (YRD) Research & Development (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Research & Development for 10 consecutive years, with $16.5 million the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Research & Development fell 56.86% year-over-year to $16.5 million; the trailing twelve-month figure through Mar 2026 stood at $140.3 million (down 15.54% YoY), and the FY2025 full-year result was $165.9 million, up 1.19% from the prior year.
- Research & Development slipped to $16.5 million in Q1 2026 per YRD's latest filing, from $29.1 million in the prior quarter.
- Across five years, Research & Development topped out at $48.2 million in Q2 2025 and bottomed at $15.0 million in Q4 2022.
- Historically, Research & Development has averaged $30.7 million across 5 years, with a median of $29.0 million in 2023.
- The sharpest annual moves came in 2022 and 2024: Research & Development sank 69.65% in 2022, then surged 148.25% in 2024.
- Over 5 years, Research & Development stood at $15.0 million in 2022, then soared by 93.24% to $29.0 million in 2023, then soared by 41.11% to $40.9 million in 2024, then slipped by 28.95% to $29.1 million in 2025, then tumbled by 43.33% to $16.5 million in 2026.
- According to Business Quant data, Research & Development over the past three periods registered $16.5 million, $29.1 million, and $46.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 248.00 Mn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 92.40 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 29.90 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 80.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | 16.46 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 16.46 Mn |
| Dec 31, 2025 | 29.05 Mn |
| Sep 30, 2025 | 46.60 Mn |
| Jun 30, 2025 | 48.18 Mn |
| Mar 31, 2025 | 38.16 Mn |
| Dec 31, 2024 | 40.89 Mn |
| Sep 30, 2024 | 47.83 Mn |
| Jun 30, 2024 | 39.23 Mn |
| Mar 31, 2024 | 38.40 Mn |
| Dec 31, 2023 | 28.98 Mn |
| Sep 30, 2023 | 26.83 Mn |
| Jun 30, 2023 | 20.54 Mn |
| Mar 31, 2023 | 15.47 Mn |
| Dec 31, 2022 | 15.00 Mn |
| Sep 30, 2022 | 19.18 Mn |
| Jun 30, 2022 | 23.95 Mn |
| Mar 31, 2022 | 27.76 Mn |
| Dec 31, 2021 | 47.57 Mn |
| Sep 30, 2021 | 63.19 Mn |
| Jun 30, 2021 | 67.66 Mn |
API Access
Yiren Digital Research & Development API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=research-and-development&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "research-and-development", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=research-and-development&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();