Yiren Digital (YRD) Payables (2015 - 2026)
Yiren Digital's (YRD) quarterly Payables came in at $15.7 million in Q1 2026, down 36.53% on a YoY basis from $24.7 million in Q1 2025, and down 10.07% quarter-over-quarter from $17.5 million in Q4 2025.
Yiren Digital (YRD) Payables (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Payables for 12 consecutive years, with $15.7 million the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Payables fell 36.53% year-over-year to $15.7 million; the trailing twelve-month figure through Mar 2026 stood at $15.7 million (down 36.53% YoY), and the FY2025 full-year result was $17.2 million, down 28.36% from the prior year.
- Payables retreated to $15.7 million in Q1 2026 per YRD's latest filing, from $17.5 million in the prior quarter.
- Across five years, Payables topped out at $66.1 million in Q2 2022 and bottomed at $1.8 million in Q4 2022.
- Historically, Payables has averaged $22.8 million across 5 years, with a median of $18.6 million in 2025.
- The sharpest annual moves came in 2022 and 2025: Payables sank 94.94% in 2022, then jumped 315.14% in 2025.
- Over 5 years, Payables stood at $1.8 million in 2022, then soared by 255.51% to $6.3 million in 2023, then soared by 282.21% to $24.1 million in 2024, then retreated by 27.44% to $17.5 million in 2025, then slipped by 10.07% to $15.7 million in 2026.
- According to Business Quant data, Payables over the past three periods registered $15.7 million, $17.5 million, and $14.3 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Payables (Qtr) |
|---|---|---|---|---|---|
| 1 | Affirm Holdings | 24.20 Bn | 22.57 Bn | - | 84.65 Mn |
| 2 | Synchrony Financial | 23.63 Bn | 7.43 Bn | - | 82.81 Bn |
| 3 | FirstCash Holdings | 9.58 Bn | 9.41 Bn | 533.67 Mn | 208.17 Mn |
| 4 | Credit Acceptance | 5.83 Bn | 5.34 Bn | 569.30 Mn | 394.00 Mn |
| 5 | Slm | 4.56 Bn | -237.27 Mn | - | 19.90 Bn |
| 6 | Enova International | 4.20 Bn | 4.08 Bn | 568.07 Mn | 334.88 Mn |
| 7 | Bread Financial Holdings | 3.98 Bn | -16.10 Bn | 957.00 Mn | 14.73 Bn |
| 8 | StoneCo | 3.10 Bn | 1.48 Bn | 308.97 Mn | 167.72 Mn |
| 9 | Ezcorp | 1.89 Bn | 1.58 Bn | 246.19 Mn | 119.81 Mn |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | 15.70 Mn |
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 15.70 Mn |
| Dec 31, 2025 | 17.46 Mn |
| Sep 30, 2025 | 14.28 Mn |
| Jun 30, 2025 | 19.81 Mn |
| Mar 31, 2025 | 24.74 Mn |
| Dec 31, 2024 | 24.06 Mn |
| Sep 30, 2024 | 19.84 Mn |
| Jun 30, 2024 | 6.36 Mn |
| Mar 31, 2024 | 5.96 Mn |
| Dec 31, 2023 | 6.29 Mn |
| Sep 30, 2023 | 9.00 Mn |
| Jun 30, 2023 | 55.92 Mn |
| Mar 31, 2023 | 38.97 Mn |
| Dec 31, 2022 | 1.77 Mn |
| Sep 30, 2022 | 38.79 Mn |
| Jun 30, 2022 | 66.05 Mn |
| Dec 31, 2021 | 34.96 Mn |
| Sep 30, 2021 | 79.42 Mn |
| Jun 30, 2021 | 87.05 Mn |
| Mar 31, 2021 | 120.74 Mn |
Yiren Digital Payables API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=payables&ticker=YRD&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "payables", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=payables&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();