Synchrony Financial (SYF) Payables (2013 - 2026)
Synchrony Financial posted quarterly Payables of $82.9 billion for Q1 2026, down 0.65% year-on-year from $83.4 billion in Q1 2025, and up 2.16% on a QoQ basis from $81.1 billion in Q4 2025.
Synchrony Financial (SYF) Payables (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Payables data on file, last reported at $82.9 billion in Q1 2026.
- For the quarter ending Q1 2026, Payables fell 0.65% year-over-year to $82.9 billion; the trailing twelve-month figure through Mar 2026 stood at $82.9 billion (down 0.65% YoY), and the FY2025 full-year result was $81.1 billion, down 1.12% from the prior year.
- Payables for Q1 2026 stood at $82.9 billion, up from $81.1 billion in the prior quarter.
- Across five years, Payables topped out at $83.6 billion in Q1 2024 and bottomed at $63.6 billion in Q1 2022.
- The 5-year median for Payables is $81.1 billion (2025), against an average of $77.6 billion.
- The widest annual swing landed in 2023, when Payables advanced 17.09%; it then fell 2.91% in 2025.
- A 5-year view of Payables shows it stood at $71.7 billion in 2022, then advanced by 13.13% to $81.2 billion in 2023, then increased by 1.12% to $82.1 billion in 2024, then slipped by 1.12% to $81.1 billion in 2025, then climbed by 2.16% to $82.9 billion in 2026.
- The last three Payables figures came in at $82.9 billion (Q1 2026), $81.1 billion (Q4 2025), and $79.9 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Payables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 557.00 Mn |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 1.03 Bn |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 159.64 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 489.05 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 162.00 Mn |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 59.59 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 82.89 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 729.27 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 157.28 Bn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 400.20 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 82.89 Bn |
| Dec 31, 2025 | 81.14 Bn |
| Sep 30, 2025 | 79.89 Bn |
| Jun 30, 2025 | 82.26 Bn |
| Mar 31, 2025 | 83.44 Bn |
| Dec 31, 2024 | 82.06 Bn |
| Sep 30, 2024 | 82.28 Bn |
| Jun 30, 2024 | 83.10 Bn |
| Mar 31, 2024 | 83.55 Bn |
| Dec 31, 2023 | 81.15 Bn |
| Sep 30, 2023 | 78.07 Bn |
| Jun 30, 2023 | 75.77 Bn |
| Mar 31, 2023 | 74.43 Bn |
| Dec 31, 2022 | 71.74 Bn |
| Sep 30, 2022 | 68.40 Bn |
| Jun 30, 2022 | 64.71 Bn |
| Mar 31, 2022 | 63.58 Bn |
| Dec 31, 2021 | 62.27 Bn |
| Sep 30, 2021 | 60.35 Bn |
| Jun 30, 2021 | 59.84 Bn |