Synchrony Financial SYF
NYSE SYF
$75.03 +0.61 (+0.82%)
At close: Sep 18, 2026 · 4:00 PM EDT

Synchrony Financial (SYF) Payables (2013 - 2026)

Synchrony Financial's (SYF) quarterly Payables came in at $82.8 billion in Q2 2026, up 0.66% on a YoY basis from $82.3 billion in Q2 2025, and little changed quarter-over-quarter from $82.9 billion in Q1 2026.

Analysis

Synchrony Financial (SYF) Payables (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has reported Payables for 14 consecutive years, with $82.8 billion the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Payables rose 0.66% year-over-year to $82.8 billion; the trailing twelve-month figure through Jun 2026 stood at $82.8 billion (up 0.66% YoY), and the FY2025 full-year result was $81.1 billion, down 1.12% from the prior year.
  • Payables held at $82.8 billion in Q2 2026 per SYF's latest filing, from $82.9 billion in the prior quarter.
  • Across five years, Payables topped out at $83.6 billion in Q1 2024 and bottomed at $63.6 billion in Q1 2022.
  • Historically, Payables has averaged $77.8 billion across 5 years, with a median of $81.1 billion in 2023.
  • The sharpest annual moves came in 2023 and 2025: Payables climbed 17.09% in 2023, then retreated 2.91% in 2025.
  • Over 5 years, Payables stood at $71.7 billion in 2022, then climbed by 13.13% to $81.2 billion in 2023, then rose by 1.12% to $82.1 billion in 2024, then dropped by 1.12% to $81.1 billion in 2025, then grew by 2.05% to $82.8 billion in 2026.
  • According to Business Quant data, Payables over the past three periods registered $82.8 billion, $82.9 billion, and $81.1 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Payables (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 82.81 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 84.65 Mn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 208.17 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 394.00 Mn
5 Slm 4.72 Bn -77.52 Mn - 19.90 Bn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 334.88 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 14.73 Bn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 167.72 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 119.81 Mn
10 Navient 1.64 Bn 275.03 Mn - 4.21 Bn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 82.81 Bn
Mar 31, 2026 82.89 Bn
Dec 31, 2025 81.14 Bn
Sep 30, 2025 79.89 Bn
Jun 30, 2025 82.26 Bn
Mar 31, 2025 83.44 Bn
Dec 31, 2024 82.06 Bn
Sep 30, 2024 82.28 Bn
Jun 30, 2024 83.10 Bn
Mar 31, 2024 83.55 Bn
Dec 31, 2023 81.15 Bn
Sep 30, 2023 78.07 Bn
Jun 30, 2023 75.77 Bn
Mar 31, 2023 74.43 Bn
Dec 31, 2022 71.74 Bn
Sep 30, 2022 68.40 Bn
Jun 30, 2022 64.71 Bn
Mar 31, 2022 63.58 Bn
Dec 31, 2021 62.27 Bn
Sep 30, 2021 60.35 Bn