Synchrony Financial (SYF) Payables (2013 - 2026)
Synchrony Financial's (SYF) quarterly Payables came in at $82.8 billion in Q2 2026, up 0.66% on a YoY basis from $82.3 billion in Q2 2025, and little changed quarter-over-quarter from $82.9 billion in Q1 2026.
Analysis
Synchrony Financial (SYF) Payables (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Payables for 14 consecutive years, with $82.8 billion the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Payables rose 0.66% year-over-year to $82.8 billion; the trailing twelve-month figure through Jun 2026 stood at $82.8 billion (up 0.66% YoY), and the FY2025 full-year result was $81.1 billion, down 1.12% from the prior year.
- Payables held at $82.8 billion in Q2 2026 per SYF's latest filing, from $82.9 billion in the prior quarter.
- Across five years, Payables topped out at $83.6 billion in Q1 2024 and bottomed at $63.6 billion in Q1 2022.
- Historically, Payables has averaged $77.8 billion across 5 years, with a median of $81.1 billion in 2023.
- The sharpest annual moves came in 2023 and 2025: Payables climbed 17.09% in 2023, then retreated 2.91% in 2025.
- Over 5 years, Payables stood at $71.7 billion in 2022, then climbed by 13.13% to $81.2 billion in 2023, then rose by 1.12% to $82.1 billion in 2024, then dropped by 1.12% to $81.1 billion in 2025, then grew by 2.05% to $82.8 billion in 2026.
- According to Business Quant data, Payables over the past three periods registered $82.8 billion, $82.9 billion, and $81.1 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Payables (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 82.81 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 84.65 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 208.17 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 394.00 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 19.90 Bn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 334.88 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 14.73 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 167.72 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 119.81 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 4.21 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 82.81 Bn |
| Mar 31, 2026 | 82.89 Bn |
| Dec 31, 2025 | 81.14 Bn |
| Sep 30, 2025 | 79.89 Bn |
| Jun 30, 2025 | 82.26 Bn |
| Mar 31, 2025 | 83.44 Bn |
| Dec 31, 2024 | 82.06 Bn |
| Sep 30, 2024 | 82.28 Bn |
| Jun 30, 2024 | 83.10 Bn |
| Mar 31, 2024 | 83.55 Bn |
| Dec 31, 2023 | 81.15 Bn |
| Sep 30, 2023 | 78.07 Bn |
| Jun 30, 2023 | 75.77 Bn |
| Mar 31, 2023 | 74.43 Bn |
| Dec 31, 2022 | 71.74 Bn |
| Sep 30, 2022 | 68.40 Bn |
| Jun 30, 2022 | 64.71 Bn |
| Mar 31, 2022 | 63.58 Bn |
| Dec 31, 2021 | 62.27 Bn |
| Sep 30, 2021 | 60.35 Bn |