Yiren Digital Ltd. (YRD) Net Margin (2015 - 2026)
Yiren Digital's Net Margin was -53.84% in Q1 2026, down 69.76 percentage points from 15.92% a year earlier but up 36.82 percentage points from the prior quarter.
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Analysis
Yiren Digital Ltd. (YRD) Net Margin (2015 - 2026) Analysis & Trends
On a trailing twelve-month basis, Yiren Digital's Net Margin was -13.95% through Mar 31, 2026, down 36.43 percentage points year-over-year; for FY2025, it was 0.93%, down 26.76 percentage points from FY2024.
- Net Margin shows a five-year change of +18.41 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 27.69% in FY2024 (-8.31 pp), 35.99% in FY2023 (+14.21 pp), 21.78% in FY2022 (-1.29 pp) and 23.07% in FY2021 (+40.55 pp).
- Quarterly Net Margin has moved between -90.66% (Q4 2025) and 44.83% (Q4 2023) over five years.
- Compared with a year earlier, Net Margin has declined for nine straight quarters, with an average year-over-year change of -33.16 percentage points over the last eight quarters.
- The best year-over-year quarter for Net Margin over five years was Q4 2021 (a gain of 80.60 percentage points); the worst was Q4 2025 (a drop of 113.48 percentage points).
- Per Business Quant data, YRD's Net Margin in the three quarters before Q1 2026 was -90.66% (Q4 2025), 20.32% (Q3 2025) and 21.43% (Q2 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -53.84% |
| Sep 30, 2025 | 8,378.71% |
| Jun 30, 2025 | 15,926.06% |
| Mar 31, 2025 | 12,572.60% |
| Dec 31, 2024 | 2,244.96% |
| Sep 30, 2024 | 32,970.47% |
| Jun 30, 2024 | 4,914.49% |
| Mar 31, 2024 | 35.60% |
| Dec 31, 2023 | 44.83% |
| Sep 30, 2023 | 42.30% |
| Jun 30, 2023 | 39.82% |
| Mar 31, 2023 | 43.31% |
| Dec 31, 2022 | 44.60% |
| Sep 30, 2022 | 32.16% |
| Jun 30, 2022 | 31.77% |
| Mar 31, 2022 | 26.23% |
| Dec 31, 2021 | 32.40% |
| Sep 30, 2021 | 25.95% |
| Jun 30, 2021 | 17.77% |
| Mar 31, 2021 | 16.65% |
API Access
Yiren Digital Ltd. Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();