Yiren Digital (YRD) Net Cash Flow (2015 - 2026)
Yiren Digital's (YRD) quarterly Net Cash Flow came in at -$148.1 million in Q1 2026, down 525.71% on a YoY basis from $34.8 million in Q1 2025, and down 172.38% quarter-over-quarter from -$54.4 million in Q4 2025.
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Yiren Digital (YRD) Net Cash Flow (2015 - 2026) Analysis & Trends
Yiren Digital (YRD) has reported Net Cash Flow for 10 consecutive years, with -$148.1 million the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Net Cash Flow fell 525.71% year-over-year to -$148.1 million; the trailing twelve-month figure through Mar 2026 stood at -$213.4 million (up 9.47% YoY), and the FY2025 full-year result was -$29.2 million, up 89.32% from the prior year.
- Net Cash Flow slipped to -$148.1 million in Q1 2026 per YRD's latest filing, from -$54.4 million in the prior quarter.
- Across five years, Net Cash Flow topped out at $132.3 million in Q2 2022 and bottomed at -$261.0 million in Q3 2024.
- Historically, Net Cash Flow has averaged $328356.0 across 5 years, with a median of $14.7 million in 2025.
- The sharpest annual moves came in 2022 and 2024: Net Cash Flow surged 517.91% in 2022, then tumbled 658.19% in 2024.
- Over 5 years, Net Cash Flow stood at $101.6 million in 2022, then sank by 32.16% to $68.9 million in 2023, then slumped by 55.12% to $30.9 million in 2024, then plunged by 275.83% to -$54.4 million in 2025, then plunged by 172.38% to -$148.1 million in 2026.
- According to Business Quant data, Net Cash Flow over the past three periods registered -$148.1 million, -$54.4 million, and -$25.6 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | -3.36 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | -36.45 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 39.08 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | -59.30 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | -586.39 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 44.36 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | -198.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 245.13 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | -44.21 Mn |
| 10 | Yiren Digital | 86.47 Mn | -338.94 Mn | - | -148.12 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | -148.12 Mn |
| Dec 31, 2025 | -54.38 Mn |
| Sep 30, 2025 | -25.62 Mn |
| Jun 30, 2025 | 14.74 Mn |
| Mar 31, 2025 | 34.79 Mn |
| Dec 31, 2024 | 30.93 Mn |
| Sep 30, 2024 | -260.98 Mn |
| Jun 30, 2024 | -40.44 Mn |
| Mar 31, 2024 | -9.33 Mn |
| Dec 31, 2023 | 68.90 Mn |
| Sep 30, 2023 | -34.42 Mn |
| Jun 30, 2023 | 95.43 Mn |
| Mar 31, 2023 | 112.38 Mn |
| Dec 31, 2022 | 101.56 Mn |
| Sep 30, 2022 | -108.02 Mn |
| Jun 30, 2022 | 132.30 Mn |
| Mar 31, 2022 | 95.85 Mn |
| Dec 31, 2021 | 82.18 Mn |
| Sep 30, 2021 | 21.70 Mn |
| Jun 30, 2021 | -42.93 Mn |
API Access
Yiren Digital Net Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-cash-flow&ticker=YRD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-cash-flow", "ticker": "YRD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-cash-flow&ticker=YRD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();