Yiren Digital (YRD) Free Cash Flow (2015 - 2025)
Yiren Digital (YRD) reported Free Cash Flow of -$25.5 million for Q4 2025, down 149.08% on a YoY basis from $51.9 million in Q4 2024, and down 3209.98% quarter-over-quarter from -$770000.0 in Q3 2025.
Yiren Digital (YRD) Free Cash Flow (2015 - 2025) Analysis & Trends
Yiren Digital has reported Free Cash Flow for 8 years, with the latest figure at -$25.5 million in Q4 2025.
- For the quarter ending Q4 2025, Free Cash Flow fell 149.08% year-over-year to -$25.5 million; the trailing twelve-month figure through Dec 2025 stood at $57.4 billion (up 12.4% YoY), and the FY2025 full-year result was $95.6 million, down 50.69% from the prior year.
- Free Cash Flow for Q4 2025 stood at -$25.5 million, down from -$770000.0 in the prior quarter.
- The five-year high for Free Cash Flow was $102.5 billion in Q2 2023, with the low at -$243.3 billion in Q4 2023.
- Historically, Free Cash Flow has averaged $14.7 billion across 5 years, with a median of $14.9 billion in 2021.
- Annual changes were most pronounced in 2022 — Free Cash Flow jumped 130.98% — and 2023, when it plunged 455.57%.
- Yiren Digital's Free Cash Flow stood at $29.6 billion in 2021, then soared by 130.98% to $68.4 billion in 2022, then sank by 455.57% to -$243.3 billion in 2023, then jumped by 100.02% to $51.9 million in 2024, then sank by 149.08% to -$25.5 million in 2025.
- The last three Free Cash Flow figures came in at -$25.5 million (Q4 2025), -$770000.0 (Q3 2025), and $57.4 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 2.63 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 2.82 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 2.66 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 5.47 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 903.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.18 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 22.68 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -2.38 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.37 Bn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn | -25.49 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -25.49 Mn |
| Dec 31, 2025 | -25.49 Mn |
| Sep 30, 2025 | -770,000.00 |
| Sep 30, 2025 | -770,000.00 |
| Jun 30, 2025 | 57.41 Bn |
| Jun 30, 2025 | 57.41 Bn |
| Mar 31, 2025 | 65.96 Mn |
| Mar 31, 2025 | 65.96 Mn |
| Dec 31, 2024 | 51.93 Mn |
| Dec 31, 2024 | 51.93 Mn |
| Sep 30, 2024 | 7.03 Mn |
| Sep 30, 2024 | 7.03 Mn |
| Jun 30, 2024 | 50.96 Bn |
| Jun 30, 2024 | 50.96 Bn |
| Mar 31, 2024 | 88.35 Mn |
| Mar 31, 2024 | 88.35 Mn |
| Dec 31, 2023 | -243.28 Bn |
| Dec 31, 2023 | -243.28 Bn |
| Sep 30, 2023 | 89.23 Bn |
| Sep 30, 2023 | 89.23 Bn |