Yiren Digital (YRD) Free Cash Flow (2015 - 2025)

Yiren Digital (YRD) reported Free Cash Flow of -$25.5 million for Q4 2025, down 149.08% on a YoY basis from $51.9 million in Q4 2024, and down 3209.98% quarter-over-quarter from -$770000.0 in Q3 2025.

Yiren Digital (YRD) Free Cash Flow (2015 - 2025) Analysis & Trends

Yiren Digital has reported Free Cash Flow for 8 years, with the latest figure at -$25.5 million in Q4 2025.

  • For the quarter ending Q4 2025, Free Cash Flow fell 149.08% year-over-year to -$25.5 million; the trailing twelve-month figure through Dec 2025 stood at $57.4 billion (up 12.4% YoY), and the FY2025 full-year result was $95.6 million, down 50.69% from the prior year.
  • Free Cash Flow for Q4 2025 stood at -$25.5 million, down from -$770000.0 in the prior quarter.
  • The five-year high for Free Cash Flow was $102.5 billion in Q2 2023, with the low at -$243.3 billion in Q4 2023.
  • Historically, Free Cash Flow has averaged $14.7 billion across 5 years, with a median of $14.9 billion in 2021.
  • Annual changes were most pronounced in 2022 — Free Cash Flow jumped 130.98% — and 2023, when it plunged 455.57%.
  • Yiren Digital's Free Cash Flow stood at $29.6 billion in 2021, then soared by 130.98% to $68.4 billion in 2022, then sank by 455.57% to -$243.3 billion in 2023, then jumped by 100.02% to $51.9 million in 2024, then sank by 149.08% to -$25.5 million in 2025.
  • The last three Free Cash Flow figures came in at -$25.5 million (Q4 2025), -$770000.0 (Q3 2025), and $57.4 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 2.63 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 2.82 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 2.66 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 5.47 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 903.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.18 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 22.68 Bn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -2.38 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 1.37 Bn
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn -25.49 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -25.49 Mn
Dec 31, 2025 -25.49 Mn
Sep 30, 2025 -770,000.00
Sep 30, 2025 -770,000.00
Jun 30, 2025 57.41 Bn
Jun 30, 2025 57.41 Bn
Mar 31, 2025 65.96 Mn
Mar 31, 2025 65.96 Mn
Dec 31, 2024 51.93 Mn
Dec 31, 2024 51.93 Mn
Sep 30, 2024 7.03 Mn
Sep 30, 2024 7.03 Mn
Jun 30, 2024 50.96 Bn
Jun 30, 2024 50.96 Bn
Mar 31, 2024 88.35 Mn
Mar 31, 2024 88.35 Mn
Dec 31, 2023 -243.28 Bn
Dec 31, 2023 -243.28 Bn
Sep 30, 2023 89.23 Bn
Sep 30, 2023 89.23 Bn