Yiren Digital (YRD) EBT (2015 - 2025)

Yiren Digital (YRD) reported EBT of -$156.7 million for Q4 2025, down 428.59% on a YoY basis from $47.7 million in Q4 2024, and down 398.56% quarter-over-quarter from $52.5 million in Q3 2025.

Yiren Digital (YRD) EBT (2015 - 2025) Analysis & Trends

Yiren Digital has reported EBT for 8 years, with the latest figure at -$156.7 million in Q4 2025.

  • For the quarter ending Q4 2025, EBT fell 428.59% year-over-year to -$156.7 million; the trailing twelve-month figure through Dec 2025 stood at $59.4 billion (down 14.53% YoY), and the FY2025 full-year result was -$5.4 million, down 102.13% from the prior year.
  • EBT for Q4 2025 stood at -$156.7 million, down from $52.5 million in the prior quarter.
  • The five-year high for EBT was $98.2 billion in Q3 2023, with the low at -$268.1 billion in Q4 2023.
  • Historically, EBT has averaged $17.7 billion across 5 years, with a median of $24.9 billion in 2024.
  • Annual changes were most pronounced in 2024 — EBT soared 100.02% — and 2025, when it slumped 428.59%.
  • Yiren Digital's EBT stood at $50.9 billion in 2021, then surged by 83.61% to $93.4 billion in 2022, then tumbled by 386.94% to -$268.1 billion in 2023, then soared by 100.02% to $47.7 million in 2024, then tumbled by 428.59% to -$156.7 million in 2025.
  • The last three EBT figures came in at -$156.7 million (Q4 2025), $52.5 million (Q3 2025), and $59.4 billion (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 7.17 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 4.81 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 3.78 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 2.70 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.39 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 1.05 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 107.38 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 199.55 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 400.00 Mn
10 Yiren Digital 29.86 Mn -515.90 Mn 105.97 Mn -156.72 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 -156.72 Mn
Sep 30, 2025 52.49 Mn
Jun 30, 2025 59.45 Bn
Mar 31, 2025 37.76 Mn
Dec 31, 2024 47.69 Mn
Sep 30, 2024 55.83 Mn
Jun 30, 2024 69.28 Bn
Mar 31, 2024 86.38 Mn
Dec 31, 2023 -268.14 Bn
Sep 30, 2023 98.18 Bn
Jun 30, 2023 95.25 Bn
Dec 31, 2022 93.45 Bn
Sep 30, 2022 49.76 Bn
Dec 31, 2021 50.90 Bn
Jun 30, 2017 58.92 Mn
Mar 31, 2017 60.79 Mn
Dec 31, 2016 59.12 Mn
Sep 30, 2016 31.87 Mn
Jun 30, 2016 41.40 Mn
Mar 31, 2016 32.05 Mn