Yiren Digital (YRD) EBT (2015 - 2025)
Yiren Digital (YRD) reported EBT of -$156.7 million for Q4 2025, down 428.59% on a YoY basis from $47.7 million in Q4 2024, and down 398.56% quarter-over-quarter from $52.5 million in Q3 2025.
Yiren Digital (YRD) EBT (2015 - 2025) Analysis & Trends
Yiren Digital has reported EBT for 8 years, with the latest figure at -$156.7 million in Q4 2025.
- For the quarter ending Q4 2025, EBT fell 428.59% year-over-year to -$156.7 million; the trailing twelve-month figure through Dec 2025 stood at $59.4 billion (down 14.53% YoY), and the FY2025 full-year result was -$5.4 million, down 102.13% from the prior year.
- EBT for Q4 2025 stood at -$156.7 million, down from $52.5 million in the prior quarter.
- The five-year high for EBT was $98.2 billion in Q3 2023, with the low at -$268.1 billion in Q4 2023.
- Historically, EBT has averaged $17.7 billion across 5 years, with a median of $24.9 billion in 2024.
- Annual changes were most pronounced in 2024 — EBT soared 100.02% — and 2025, when it slumped 428.59%.
- Yiren Digital's EBT stood at $50.9 billion in 2021, then surged by 83.61% to $93.4 billion in 2022, then tumbled by 386.94% to -$268.1 billion in 2023, then soared by 100.02% to $47.7 million in 2024, then tumbled by 428.59% to -$156.7 million in 2025.
- The last three EBT figures came in at -$156.7 million (Q4 2025), $52.5 million (Q3 2025), and $59.4 billion (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.17 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.81 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.78 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 2.70 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.39 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.05 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 107.38 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 199.55 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 400.00 Mn |
| 10 | Yiren Digital | 29.86 Mn | -515.90 Mn | 105.97 Mn | -156.72 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -156.72 Mn |
| Sep 30, 2025 | 52.49 Mn |
| Jun 30, 2025 | 59.45 Bn |
| Mar 31, 2025 | 37.76 Mn |
| Dec 31, 2024 | 47.69 Mn |
| Sep 30, 2024 | 55.83 Mn |
| Jun 30, 2024 | 69.28 Bn |
| Mar 31, 2024 | 86.38 Mn |
| Dec 31, 2023 | -268.14 Bn |
| Sep 30, 2023 | 98.18 Bn |
| Jun 30, 2023 | 95.25 Bn |
| Dec 31, 2022 | 93.45 Bn |
| Sep 30, 2022 | 49.76 Bn |
| Dec 31, 2021 | 50.90 Bn |
| Jun 30, 2017 | 58.92 Mn |
| Mar 31, 2017 | 60.79 Mn |
| Dec 31, 2016 | 59.12 Mn |
| Sep 30, 2016 | 31.87 Mn |
| Jun 30, 2016 | 41.40 Mn |
| Mar 31, 2016 | 32.05 Mn |