Chime Financial (CHYM) Net Cash Flow (2024 - 2026)
Chime Financial's (CHYM) quarterly Net Cash Flow came in at -$21.1 million in Q2 2026, down 103.83% on a YoY basis from $551.0 million in Q2 2025, and down 114.94% quarter-over-quarter from $141.4 million in Q1 2026.
Analysis
Chime Financial (CHYM) Net Cash Flow (2024 - 2026) Analysis & Trends
Chime Financial (CHYM) has reported Net Cash Flow for 3 consecutive years, with -$21.1 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Net Cash Flow fell 103.83% year-over-year to -$21.1 million; the trailing twelve-month figure through Jun 2026 stood at -$280.7 million (down 148.71% YoY), and the FY2025 full-year result was $130.8 million, up 18.6% from the prior year.
- Net Cash Flow fell to -$21.1 million in Q2 2026 per CHYM's latest filing, from $141.4 million in the prior quarter.
- Across five years, Net Cash Flow topped out at $551.0 million in Q2 2025 and bottomed at -$423.1 million in Q3 2025.
- Historically, Net Cash Flow has averaged $37.0 million across 3 years, with a median of $1.4 million in 2025.
- The sharpest annual moves came in 2025 and 2026: Net Cash Flow slumped 1620.61% in 2025, then jumped 837.52% in 2026.
- Over 3 years, Net Cash Flow stood at $69.2 million in 2024, then slumped by 68.11% to $22.1 million in 2025, then tumbled by 195.78% to -$21.1 million in 2026.
- According to Business Quant data, Net Cash Flow over the past three periods registered -$21.1 million, $141.4 million, and $22.1 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn | -21.13 Mn |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn | -8.52 Mn |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn | 76.29 Mn |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn | -242.18 Mn |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn | - |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn | 5.10 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -21.13 Mn |
| Mar 31, 2026 | 141.43 Mn |
| Dec 31, 2025 | 22.06 Mn |
| Sep 30, 2025 | -423.10 Mn |
| Jun 30, 2025 | 550.98 Mn |
| Mar 31, 2025 | -19.18 Mn |
| Dec 31, 2024 | 69.18 Mn |
| Sep 30, 2024 | -24.59 Mn |