Chime Financial (CHYM) Net Cash Flow (2024 - 2026)
Chime Financial (CHYM) posted Net Cash Flow of $141.4 million for Q1 2026, up 541.16% on a QoQ basis from $22.1 million in Q4 2025, and up 837.52% year-over-year from $15.1 million in Q1 2025.
Chime Financial (CHYM) Net Cash Flow (2024 - 2026) Analysis & Trends
Chime Financial's Net Cash Flow history runs 3 years deep, the most recent figure standing at $141.4 million for Q1 2026.
- Quarterly Net Cash Flow rose 837.52% year-over-year to $141.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $291.4 million (up 1046.69% YoY) and the FY2025 annual result came in at $130.8 million, up 18.6% from the prior year.
- Net Cash Flow was $141.4 million for Q1 2026 at Chime Financial, up from $22.1 million in the prior quarter.
- Across five years, Net Cash Flow topped out at $551.0 million in Q2 2025 and bottomed at -$423.1 million in Q3 2025.
- A 3-year average of $45.3 million and a median of $22.1 million in 2025 frame the typical range for Net Cash Flow.
- Annual changes were most pronounced in 2025 — Net Cash Flow plunged 1620.61% — and 2026, when it soared 837.52%.
- Chime Financial's Net Cash Flow stood at $69.2 million in 2024, then slumped by 68.11% to $22.1 million in 2025, then surged by 541.16% to $141.4 million in 2026.
- Business Quant data shows CHYM's Net Cash Flow at $141.4 million in Q1 2026, $22.1 million in Q4 2025, and -$423.1 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 208.91 Bn | 189.27 Bn | 8.16 Bn | 1.52 Bn |
| 2 | Full Truck Alliance | 188.77 Bn | 186.13 Bn | - | 117.14 Mn |
| 3 | Shopify | 145.98 Bn | 140.23 Bn | 1.55 Bn | 306.00 Mn |
| 4 | Uber Technologies | 141.48 Bn | 140.44 Bn | 5.95 Bn | -1.51 Bn |
| 5 | Salesforce | 128.51 Bn | 116.67 Bn | 8.56 Bn | 1.60 Bn |
| 6 | ServiceNow | 98.38 Bn | 93.20 Bn | 2.82 Bn | -193.00 Mn |
| 7 | Automatic Data Processing | 97.56 Bn | 94.34 Bn | 2.87 Bn | -21.02 Bn |
| 8 | Snowflake | 91.55 Bn | 88.59 Bn | 926.45 Mn | -732.80 Mn |
| 9 | Cadence Design Systems | 89.91 Bn | 88.50 Bn | 1.41 Bn | -1.58 Bn |
| 10 | Chime Financial | 7.92 Bn | 7.50 Bn | 580.31 Mn | 141.43 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 141.43 Mn |
| Mar 31, 2026 | 141.43 Mn |
| Dec 31, 2025 | 22.06 Mn |
| Dec 31, 2025 | 22.06 Mn |
| Sep 30, 2025 | -423.10 Mn |
| Sep 30, 2025 | -423.10 Mn |
| Jun 30, 2025 | 550.98 Mn |
| Jun 30, 2025 | 550.98 Mn |
| Mar 31, 2025 | -19.18 Mn |
| Mar 31, 2025 | -19.18 Mn |
| Dec 31, 2024 | 69.18 Mn |
| Dec 31, 2024 | 69.18 Mn |
| Sep 30, 2024 | -24.59 Mn |
| Sep 30, 2024 | -24.59 Mn |