Chime Financial CHYM
NASDAQ CHYM
$33.76 +0.11 (+0.33%)
At close: Sep 4, 2026 · 4:00 PM EDT

Chime Financial (CHYM) Net Cash Flow (2024 - 2026)

Chime Financial's (CHYM) quarterly Net Cash Flow came in at -$21.1 million in Q2 2026, down 103.83% on a YoY basis from $551.0 million in Q2 2025, and down 114.94% quarter-over-quarter from $141.4 million in Q1 2026.

Analysis

Chime Financial (CHYM) Net Cash Flow (2024 - 2026) Analysis & Trends

Chime Financial (CHYM) has reported Net Cash Flow for 3 consecutive years, with -$21.1 million the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Net Cash Flow fell 103.83% year-over-year to -$21.1 million; the trailing twelve-month figure through Jun 2026 stood at -$280.7 million (down 148.71% YoY), and the FY2025 full-year result was $130.8 million, up 18.6% from the prior year.
  • Net Cash Flow fell to -$21.1 million in Q2 2026 per CHYM's latest filing, from $141.4 million in the prior quarter.
  • Across five years, Net Cash Flow topped out at $551.0 million in Q2 2025 and bottomed at -$423.1 million in Q3 2025.
  • Historically, Net Cash Flow has averaged $37.0 million across 3 years, with a median of $1.4 million in 2025.
  • The sharpest annual moves came in 2025 and 2026: Net Cash Flow slumped 1620.61% in 2025, then jumped 837.52% in 2026.
  • Over 3 years, Net Cash Flow stood at $69.2 million in 2024, then slumped by 68.11% to $22.1 million in 2025, then tumbled by 195.78% to -$21.1 million in 2026.
  • According to Business Quant data, Net Cash Flow over the past three periods registered -$21.1 million, $141.4 million, and $22.1 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Cash Flow (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn -21.13 Mn
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn -8.52 Mn
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 76.29 Mn
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn -242.18 Mn
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn -
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn 5.10 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -21.13 Mn
Mar 31, 2026 141.43 Mn
Dec 31, 2025 22.06 Mn
Sep 30, 2025 -423.10 Mn
Jun 30, 2025 550.98 Mn
Mar 31, 2025 -19.18 Mn
Dec 31, 2024 69.18 Mn
Sep 30, 2024 -24.59 Mn