Chime Financial (CHYM) Interest Coverage Ratio (2024 - 2026)
Chime Financial's (CHYM) quarterly Interest Coverage Ratio came in at 0.31 in Q1 2026, down 83.49% YoY from 1.87 in Q1 2025, and down 96.96% on a QoQ basis from 10.18 in Q4 2025.
Chime Financial (CHYM) Interest Coverage Ratio (2024 - 2026) Analysis & Trends
Chime Financial (CHYM) has 3 years of Interest Coverage Ratio data on file, last reported at 0.31 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 83.49% year-over-year to 0.31 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 6.72 (down 8.98% YoY) and the FY2025 annual result came in at 1.45, down 1222.64% from the prior year.
- Interest Coverage Ratio fell to 0.31 in Q1 2026, from 10.18 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 10.18 in Q4 2025 to a low of 22.44 in Q2 2025.
- A 3-year average of 1.67 and a median of 0.03 in 2025 frame the typical range for Interest Coverage Ratio.
- The widest YoY moves for Interest Coverage Ratio: up 94.93% in 2025, down 975.54% in 2025.
- Tracing CHYM's Interest Coverage Ratio over 3 years: stood at 6.39 in 2024, then jumped by 59.33% to 10.18 in 2025, then tumbled by 96.96% to 0.31 in 2026.
- The last three Interest Coverage Ratio figures came in at 0.31 (Q1 2026), 10.18 (Q4 2025), and 0.36 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 255.48 Bn | 234.41 Bn | 16.51 Bn | -8.75 |
| 2 | Shopify | 198.95 Bn | 194.00 Bn | 1.71 Bn | 1.32 |
| 3 | Salesforce | 160.70 Bn | 148.86 Bn | 8.56 Bn | 0.80 |
| 4 | Uber Technologies | 154.94 Bn | 149.73 Bn | 6.38 Bn | 14.88 |
| 5 | ServiceNow | 128.25 Bn | 123.58 Bn | 2.82 Bn | 0.15 |
| 6 | Snowflake | 114.00 Bn | 111.05 Bn | 926.45 Mn | -6.14 |
| 7 | Automatic Data Processing | 108.58 Bn | 104.35 Bn | 2.51 Bn | -13.95 |
| 8 | Adobe | 105.34 Bn | 99.72 Bn | 5.90 Bn | 15.65 |
| 9 | Intuit | 94.55 Bn | 87.77 Bn | 7.24 Bn | 4.58 |
| 10 | Chime Financial | 12.13 Bn | 11.06 Bn | 594.87 Mn | 0.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.13 |
| Mar 31, 2026 | 0.31 |
| Dec 31, 2025 | 10.18 |
| Sep 30, 2025 | -0.36 |
| Jun 30, 2025 | -22.44 |
| Mar 31, 2025 | 1.87 |
| Dec 31, 2024 | 6.39 |
| Sep 30, 2024 | -7.19 |
| Jun 30, 2024 | -2.09 |