Chime Financial (CHYM) Interest Coverage Ratio (2024 - 2026)

Chime Financial (CHYM) posted Interest Coverage Ratio of 0.31 for Q1 2026, down 96.96% on a QoQ basis from 10.18 in Q4 2025, and down 83.49% year-over-year from 1.87 in Q1 2025.

Chime Financial (CHYM) Interest Coverage Ratio (2024 - 2026) Analysis & Trends

Chime Financial's Interest Coverage Ratio history runs 3 years deep, the most recent figure standing at 0.31 for Q1 2026.

  • Quarterly Interest Coverage Ratio fell 83.49% year-over-year to 0.31 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 6.72 (down 8.98% YoY) and the FY2025 annual result came in at 1.45, down 1222.64% from the prior year.
  • Interest Coverage Ratio was 0.31 for Q1 2026 at Chime Financial, down from 10.18 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 10.18 in Q4 2025 and bottomed at 22.44 in Q2 2025.
  • A 3-year average of 1.67 and a median of 0.03 in 2025 frame the typical range for Interest Coverage Ratio.
  • Peak annual rise in Interest Coverage Ratio reached 94.93% in 2025, while the deepest fall reached 975.54% in 2025.
  • Chime Financial's Interest Coverage Ratio stood at 6.39 in 2024, then soared by 59.33% to 10.18 in 2025, then sank by 96.96% to 0.31 in 2026.
  • Business Quant data shows CHYM's Interest Coverage Ratio at 0.31 in Q1 2026, 10.18 in Q4 2025, and 0.36 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Sap Se 208.91 Bn 189.27 Bn 8.16 Bn -9.39
2 Full Truck Alliance 188.77 Bn 186.13 Bn - -
3 Shopify 145.98 Bn 140.23 Bn 1.55 Bn 1.00
4 Uber Technologies 141.48 Bn 140.44 Bn 5.95 Bn 10.68
5 Salesforce 128.51 Bn 116.67 Bn 8.56 Bn 0.80
6 ServiceNow 98.38 Bn 93.20 Bn 2.82 Bn 0.15
7 Automatic Data Processing 97.56 Bn 94.34 Bn 2.87 Bn -2.54
8 Snowflake 91.55 Bn 88.59 Bn 926.45 Mn -6.14
9 Cadence Design Systems 89.91 Bn 88.50 Bn 1.41 Bn 7.54
10 Chime Financial 7.92 Bn 7.50 Bn 580.31 Mn 0.31

Historic Data

Download Data
DateValue
Mar 31, 2026 0.31
Dec 31, 2025 10.18
Sep 30, 2025 -0.36
Jun 30, 2025 -22.44
Mar 31, 2025 1.87
Dec 31, 2024 6.39
Sep 30, 2024 -7.19
Jun 30, 2024 -2.09