X Financial XYF
NYSE XYF
$4.94 +0.06 (+1.23%)
At close: Sep 18, 2026 · 4:00 PM EDT

X Financial (XYF) Investment Income (2023 - 2026)

X Financial (XYF) posted Investment Income of -$952000.0 for Q2 2026, up 79.35% on a QoQ basis from -$4.6 million in Q1 2026, and up 81.57% year-over-year from -$524320.8 in Q2 2025.

Analysis

X Financial (XYF) Investment Income (2023 - 2026) Analysis & Trends

X Financial has reported Investment Income for 4 years, with the latest figure at -$952000.0 in Q2 2026.

  • On a quarterly basis, Investment Income rose 81.57% year-over-year to -$952000.0 in Q2 2026; TTM through Jun 2026 was -$6.0 million, a 40.16% increase from a year earlier, with the FY2025 full-year figure at -$2.8 million, down 149.51% from the prior year.
  • Investment Income was -$952000.0 for Q2 2026 at X Financial, up from -$4.6 million in the prior quarter.
  • The five-year high for Investment Income was $7.6 million in Q2 2024, with the low at -$6.5 million in Q3 2024.
  • Average Investment Income over 4 years is -$285561.3, with a median of -$952000.0 recorded in 2026.
  • The sharpest annual moves came in 2025 and 2026: Investment Income soared 161.6% in 2025, then sank 260.24% in 2026.
  • Over 4 years, Investment Income stood at -$526938.8 in 2023, then plunged by 134.75% to -$1.2 million in 2024, then jumped by 161.6% to $762000.0 in 2025, then slumped by 224.93% to -$952000.0 in 2026.
  • The last three Investment Income figures came in at -$952000.0 (Q2 2026), -$4.6 million (Q1 2026), and $762000.0 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Inv. Income (Qtr)
1 Upstart Holdings 2.43 Bn 1.99 Bn 303.39 Mn -
2 Pagaya Technologies 1.70 Bn 1.51 Bn 168.33 Mn -
3 Qfin Holdings 986.27 Mn -9.51 Mn - -
4 FinVolution 836.54 Mn -90.46 Mn - -
5 X Financial 386.17 Mn -182.14 Mn 84.09 Mn -952,000.00
6 Open Lending 371.20 Mn 186.25 Mn 15.64 Mn -
7 Blend Labs 279.09 Mn 234.22 Mn 24.89 Mn -
8 LexinFintech Holdings 251.25 Mn 251.25 Mn 73.06 Mn -
9 Jiayin 76.25 Mn 2.23 Mn - -
10 Antalpha Platform Holding 76.02 Mn -813.69 Mn 11.94 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -952,000.00
Mar 31, 2026 -4.61 Mn
Dec 31, 2025 762,000.00
Sep 30, 2025 -1.22 Mn
Jun 30, 2025 -5.17 Mn
Mar 31, 2025 2.88 Mn
Dec 31, 2024 -1.24 Mn
Sep 30, 2024 -6.54 Mn
Jun 30, 2024 7.61 Mn
Mar 31, 2024 5.86 Mn
Dec 31, 2023 -526,938.77