Waterstone Financial (WSBF) Times Interest Earned (2012 - 2026)
Waterstone Financial posted quarterly Times Interest Earned of $1.56 for Q1 2026, up 24.02% year-on-year from $1.26 in Q1 2025, and down 8.29% on a QoQ basis from $1.7 in Q4 2025.
Waterstone Financial (WSBF) has 15 years of Times Interest Earned data on file, last reported at $1.56 in Q1 2026.
- For the quarter ending Q1 2026, Times Interest Earned rose 24.02% year-over-year to $1.56; the trailing twelve-month figure through Mar 2026 stood at $1.64 (up 21.86% YoY), and the FY2025 full-year result was $0.12, up 57.24% from the prior year.
- Times Interest Earned for Q1 2026 stood at $1.56, down from $1.7 in the prior quarter.
- Across five years, Times Interest Earned topped out at $5.38 in Q2 2022 and bottomed at $0.96 in Q4 2023.
- The 5-year median for Times Interest Earned is $1.41 (2024), against an average of $1.85.
- The widest annual swing landed in 2022, when Times Interest Earned tumbled 79.81%; it then jumped 44.0% in 2024.
- A 5-year view of Times Interest Earned shows it stood at $1.13 in 2022, then retreated by 15.03% to $0.96 in 2023, then surged by 44.0% to $1.38 in 2024, then advanced by 22.8% to $1.7 in 2025, then slipped by 8.29% to $1.56 in 2026.
- The last three Times Interest Earned figures came in at $1.56 (Q1 2026), $1.7 (Q4 2025), and $1.66 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Waterstone Financial | 318.45 Mn | 272.10 Mn | - | 1.56 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.56 |
| Dec 31, 2025 | 1.70 |
| Sep 30, 2025 | 1.66 |
| Jun 30, 2025 | 1.65 |
| Mar 31, 2025 | 1.26 |
| Dec 31, 2024 | 1.38 |
| Sep 30, 2024 | 1.33 |
| Jun 30, 2024 | 1.41 |
| Mar 31, 2024 | 1.30 |
| Dec 31, 2023 | 0.96 |
| Sep 30, 2023 | 1.26 |
| Jun 30, 2023 | 1.44 |
| Mar 31, 2023 | 1.34 |
| Dec 31, 2022 | 1.13 |
| Sep 30, 2022 | 3.48 |
| Jun 30, 2022 | 5.38 |
| Mar 31, 2022 | 3.16 |
| Dec 31, 2021 | 5.60 |
| Sep 30, 2021 | 8.20 |
| Jun 30, 2021 | 7.70 |
| Mar 31, 2021 | 8.03 |
| Dec 31, 2020 | 7.97 |
| Sep 30, 2020 | 6.73 |
| Jun 30, 2020 | 5.23 |
| Mar 31, 2020 | 2.15 |
| Dec 31, 2019 | 2.65 |
| Sep 30, 2019 | 3.01 |
| Jun 30, 2019 | 2.84 |
| Mar 31, 2019 | 2.37 |
| Dec 31, 2018 | 2.24 |
| Sep 30, 2018 | 3.20 |
| Jun 30, 2018 | 3.70 |
| Mar 31, 2018 | 3.37 |
| Dec 31, 2017 | 3.30 |
| Sep 30, 2017 | 3.66 |
| Jun 30, 2017 | 4.33 |
| Mar 31, 2017 | 3.57 |
| Dec 31, 2016 | 3.60 |
| Sep 30, 2016 | 3.61 |
| Jun 30, 2016 | 3.20 |
| Mar 31, 2016 | 2.07 |
| Dec 31, 2015 | 1.78 |
| Sep 30, 2015 | 2.38 |
| Jun 30, 2015 | 2.47 |
| Mar 31, 2015 | 1.84 |
| Dec 31, 2014 | 1.63 |
| Sep 30, 2014 | 2.32 |
| Jun 30, 2014 | 2.07 |
| Mar 31, 2014 | 1.54 |
| Dec 31, 2013 | 1.46 |
| Sep 30, 2013 | 1.87 |
| Jun 30, 2013 | 2.34 |
| Sep 30, 2012 | 2.25 |