Waterstone Financial (WSBF) Times Interest Earned (2012 - 2026)
Waterstone Financial's (WSBF) quarterly Times Interest Earned came in at 1.78 in Q2 2026, up 8.37% on a YoY basis from 1.65 in Q2 2025, and up 14.52% quarter-over-quarter from 1.56 in Q1 2026.
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Waterstone Financial (WSBF) Times Interest Earned (2012 - 2026) Analysis & Trends
Waterstone Financial (WSBF) has reported Times Interest Earned for 15 consecutive years, with 1.78 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Times Interest Earned rose 8.37% year-over-year to 1.78; the trailing twelve-month figure through Jun 2026 stood at 1.68 (up 19.67% YoY), and the FY2025 full-year result was 1.56, up 15.1% from the prior year.
- Times Interest Earned grew to 1.78 in Q2 2026 per WSBF's latest filing, from 1.56 in the prior quarter.
- Across five years, Times Interest Earned topped out at 5.38 in Q2 2022 and bottomed at 0.85 in Q4 2022.
- Historically, Times Interest Earned has averaged 1.83 across 5 years, with a median of 1.43 in 2023.
- The sharpest annual moves came in 2022 and 2024: Times Interest Earned tumbled 84.9% in 2022, then surged 44.0% in 2024.
- Over 5 years, Times Interest Earned stood at 0.85 in 2022, then increased by 13.6% to 0.96 in 2023, then soared by 44.0% to 1.38 in 2024, then climbed by 22.8% to 1.7 in 2025, then gained by 5.03% to 1.78 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered 1.78, 1.56, and 1.7 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | 0.09 |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 1.90 |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 1.67 |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 1.83 |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 2.52 |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | -1.27 |
| 10 | Waterstone Financial | 386.64 Mn | 345.56 Mn | - | 1.78 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.78 |
| Mar 31, 2026 | 1.56 |
| Dec 31, 2025 | 1.70 |
| Sep 30, 2025 | 1.66 |
| Jun 30, 2025 | 1.65 |
| Mar 31, 2025 | 1.26 |
| Dec 31, 2024 | 1.38 |
| Sep 30, 2024 | 1.33 |
| Jun 30, 2024 | 1.41 |
| Mar 31, 2024 | 1.30 |
| Dec 31, 2023 | 0.96 |
| Sep 30, 2023 | 1.26 |
| Jun 30, 2023 | 1.44 |
| Mar 31, 2023 | 1.34 |
| Dec 31, 2022 | 0.85 |
| Sep 30, 2022 | 3.48 |
| Jun 30, 2022 | 5.38 |
| Mar 31, 2022 | 3.16 |
| Dec 31, 2021 | 5.60 |
| Sep 30, 2021 | 8.20 |