Waterstone Financial (WSBF) Times Interest Earned (2012 - 2026)
Waterstone Financial's (WSBF) Times Interest Earned came in at 1.78 for Q2 2026, up 8.4% from 1.65 a year earlier and up 14.5% from the prior quarter.
Waterstone Financial (WSBF) Times Interest Earned (2012 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Times Interest Earned at Waterstone Financial was 1.68, up 19.7% year-over-year; for FY2025, it came in at 1.56, up 15.1% from FY2024.
- In prior years, Waterstone Financial's Times Interest Earned was 1.36 in FY2024 (+10.9%), 1.23 in FY2023 (-56.9%), 2.84 in FY2022 (-61.7%) and 7.41 in FY2021 (+39.1%).
- The Q2 2026 figure stands as the highest quarterly Times Interest Earned since Q3 2022.
- On a year-over-year basis, Times Interest Earned has increased in each of the last five quarters, with growth averaging 17.8% over the last eight quarters.
- The strongest year-over-year quarter for Times Interest Earned in the past five years was Q4 2024, with growth of 44.0%; the weakest was Q4 2022, with a decline of 79.8%.
- According to Business Quant data, Times Interest Earned for the three prior quarters was 1.56 (Q1 2026), 1.70 (Q4 2025) and 1.66 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | -2.12 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 1.73 |
| 10 | Waterstone Financial | 359.14 Mn | 151.41 Mn | - | 1.78 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.78 |
| Mar 31, 2026 | 1.56 |
| Dec 31, 2025 | 1.70 |
| Sep 30, 2025 | 1.66 |
| Jun 30, 2025 | 1.65 |
| Mar 31, 2025 | 1.26 |
| Dec 31, 2024 | 1.38 |
| Sep 30, 2024 | 1.33 |
| Jun 30, 2024 | 1.41 |
| Mar 31, 2024 | 1.30 |
| Dec 31, 2023 | 0.96 |
| Sep 30, 2023 | 1.26 |
| Jun 30, 2023 | 1.44 |
| Mar 31, 2023 | 1.34 |
| Dec 31, 2022 | 1.13 |
| Sep 30, 2022 | 3.48 |
| Jun 30, 2022 | 5.38 |
| Mar 31, 2022 | 3.16 |
| Dec 31, 2021 | 5.60 |
| Sep 30, 2021 | 8.20 |
Waterstone Financial Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=WSBF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "WSBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=WSBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();