Waterstone Financial, Inc. (WSBF) Interest Coverage Ratio (2012 - 2026)
Waterstone Financial's Interest Coverage Ratio was 1.78 in Q2 2026, up 8.4% from 1.65 a year earlier and up 14.5% from the prior quarter.
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Analysis
Waterstone Financial, Inc. (WSBF) Interest Coverage Ratio (2012 - 2026) Analysis & Trends
On a trailing twelve-month basis, Waterstone Financial's Interest Coverage Ratio was 1.68 through Jun 30, 2026, up 19.7% year-over-year; for FY2025, it was 1.56, up 15.1% from FY2024.
- In earlier years, Interest Coverage Ratio was 1.36 in FY2024 (+10.9%), 1.23 in FY2023 (-56.9%), 2.84 in FY2022 (-61.7%) and 7.41 in FY2021 (+39.1%).
- The Q2 2026 figure marks the highest quarterly Interest Coverage Ratio since Q3 2022.
- Compared with a year earlier, Interest Coverage Ratio has increased for five straight quarters, with growth averaging 17.8% over the last eight quarters.
- The best year-over-year quarter for Interest Coverage Ratio over five years was Q4 2024 (growth of 44.0%); the worst was Q4 2022 (a decline of 79.8%).
- Per Business Quant data, WSBF's Interest Coverage Ratio in the three quarters before Q2 2026 was 1.56 (Q1 2026), 1.70 (Q4 2025) and 1.66 (Q3 2025).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.78 |
| Mar 31, 2026 | 1.56 |
| Dec 31, 2025 | 1.70 |
| Sep 30, 2025 | 1.66 |
| Jun 30, 2025 | 1.65 |
| Mar 31, 2025 | 1.26 |
| Dec 31, 2024 | 1.38 |
| Sep 30, 2024 | 1.33 |
| Jun 30, 2024 | 1.41 |
| Mar 31, 2024 | 1.30 |
| Dec 31, 2023 | 0.96 |
| Sep 30, 2023 | 1.26 |
| Jun 30, 2023 | 1.44 |
| Mar 31, 2023 | 1.34 |
| Dec 31, 2022 | 1.13 |
| Sep 30, 2022 | 3.48 |
| Jun 30, 2022 | 5.38 |
| Mar 31, 2022 | 3.16 |
| Dec 31, 2021 | 5.60 |
| Sep 30, 2021 | 8.20 |
API Access
Waterstone Financial, Inc. Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=WSBF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "WSBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=WSBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();