Waterstone Financial (WSBF) Interest Coverage Ratio (2012 - 2026)
Waterstone Financial (WSBF) reported Interest Coverage Ratio of 1.56 for Q1 2026, up 24.02% on a YoY basis from 1.26 in Q1 2025, and down 8.29% quarter-over-quarter from 1.7 in Q4 2025.
Waterstone Financial (WSBF) Interest Coverage Ratio (2012 - 2026) Analysis & Trends
Waterstone Financial has reported Interest Coverage Ratio for 15 years, with the latest figure at 1.56 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 24.02% year-over-year to 1.56; the trailing twelve-month figure through Mar 2026 stood at 1.64 (up 21.86% YoY), and the FY2025 full-year result was 0.12, up 57.24% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.56, down from 1.7 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 5.38 in Q2 2022, with the low at 0.96 in Q4 2023.
- Historically, Interest Coverage Ratio has averaged 1.85 across 5 years, with a median of 1.41 in 2024.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio sank 79.81% — and 2024, when it jumped 44.0%.
- Waterstone Financial's Interest Coverage Ratio stood at 1.13 in 2022, then fell by 15.03% to 0.96 in 2023, then jumped by 44.0% to 1.38 in 2024, then gained by 22.8% to 1.7 in 2025, then decreased by 8.29% to 1.56 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.56 (Q1 2026), 1.7 (Q4 2025), and 1.66 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Waterstone Financial | 339.82 Mn | 293.47 Mn | - | 1.56 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.56 |
| Dec 31, 2025 | 1.70 |
| Sep 30, 2025 | 1.66 |
| Jun 30, 2025 | 1.65 |
| Mar 31, 2025 | 1.26 |
| Dec 31, 2024 | 1.38 |
| Sep 30, 2024 | 1.33 |
| Jun 30, 2024 | 1.41 |
| Mar 31, 2024 | 1.30 |
| Dec 31, 2023 | 0.96 |
| Sep 30, 2023 | 1.26 |
| Jun 30, 2023 | 1.44 |
| Mar 31, 2023 | 1.34 |
| Dec 31, 2022 | 1.13 |
| Sep 30, 2022 | 3.48 |
| Jun 30, 2022 | 5.38 |
| Mar 31, 2022 | 3.16 |
| Dec 31, 2021 | 5.60 |
| Sep 30, 2021 | 8.20 |
| Jun 30, 2021 | 7.70 |