Waterstone Financial (WSBF) Interest Coverage Ratio (2012 - 2026)

Waterstone Financial (WSBF) has reported Interest Coverage Ratio for 15 consecutive years, with 1.78 the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, Interest Coverage Ratio rose 8.37% year-over-year to 1.78; the trailing twelve-month figure through Jun 2026 stood at 1.68 (up 19.67% YoY), and the FY2025 full-year result was 1.56, up 15.1% from the prior year.
• Interest Coverage Ratio grew to 1.78 in Q2 2026 per WSBF's latest filing, from 1.56 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 5.38 in Q2 2022 and bottomed at 0.85 in Q4 2022.
• Historically, Interest Coverage Ratio has averaged 1.83 across 5 years, with a median of 1.43 in 2023.
• The sharpest annual moves came in 2022 and 2024: Interest Coverage Ratio tumbled 84.9% in 2022, then surged 44.0% in 2024.
• Over 5 years, Interest Coverage Ratio stood at 0.85 in 2022, then increased by 13.6% to 0.96 in 2023, then soared by 44.0% to 1.38 in 2024, then climbed by 22.8% to 1.7 in 2025, then gained by 5.03% to 1.78 in 2026.
• According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.78, 1.56, and 1.7 for Q2 2026, Q1 2026, and Q4 2025 respectively.