Waterstone Financial (WSBF) Interest Coverage Ratio (2012 - 2026)

Waterstone Financial (WSBF) reported Interest Coverage Ratio of 1.56 for Q1 2026, up 24.02% on a YoY basis from 1.26 in Q1 2025, and down 8.29% quarter-over-quarter from 1.7 in Q4 2025.

Waterstone Financial (WSBF) Interest Coverage Ratio (2012 - 2026) Analysis & Trends

Waterstone Financial has reported Interest Coverage Ratio for 15 years, with the latest figure at 1.56 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio rose 24.02% year-over-year to 1.56; the trailing twelve-month figure through Mar 2026 stood at 1.64 (up 21.86% YoY), and the FY2025 full-year result was 0.12, up 57.24% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 1.56, down from 1.7 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 5.38 in Q2 2022, with the low at 0.96 in Q4 2023.
  • Historically, Interest Coverage Ratio has averaged 1.85 across 5 years, with a median of 1.41 in 2024.
  • Annual changes were most pronounced in 2022 — Interest Coverage Ratio sank 79.81% — and 2024, when it jumped 44.0%.
  • Waterstone Financial's Interest Coverage Ratio stood at 1.13 in 2022, then fell by 15.03% to 0.96 in 2023, then jumped by 44.0% to 1.38 in 2024, then gained by 22.8% to 1.7 in 2025, then decreased by 8.29% to 1.56 in 2026.
  • The last three Interest Coverage Ratio figures came in at 1.56 (Q1 2026), 1.7 (Q4 2025), and 1.66 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Waterstone Financial 339.82 Mn 293.47 Mn - 1.56

Historic Data

Download Data
DateValue
Mar 31, 2026 1.56
Dec 31, 2025 1.70
Sep 30, 2025 1.66
Jun 30, 2025 1.65
Mar 31, 2025 1.26
Dec 31, 2024 1.38
Sep 30, 2024 1.33
Jun 30, 2024 1.41
Mar 31, 2024 1.30
Dec 31, 2023 0.96
Sep 30, 2023 1.26
Jun 30, 2023 1.44
Mar 31, 2023 1.34
Dec 31, 2022 1.13
Sep 30, 2022 3.48
Jun 30, 2022 5.38
Mar 31, 2022 3.16
Dec 31, 2021 5.60
Sep 30, 2021 8.20
Jun 30, 2021 7.70