Waterstone Financial (WSBF) Interest Coverage Ratio (2012 - 2026)
Waterstone Financial's (WSBF) quarterly Interest Coverage Ratio came in at 1.42 in Q1 2026, up 14.28% YoY from 1.24 in Q1 2025, and down 16.55% on a QoQ basis from 1.7 in Q4 2025.
Waterstone Financial (WSBF) Interest Coverage Ratio (2012 - 2026) Analysis & Trends
Waterstone Financial (WSBF) has 15 years of Interest Coverage Ratio data on file, last reported at 1.42 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 14.28% year-over-year to 1.42 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 5.8 (up 323.49% YoY) and the FY2025 annual result came in at 1.56, up 15.1% from the prior year.
- Interest Coverage Ratio slipped to 1.42 in Q1 2026, from 1.7 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 5.38 in Q2 2022 to a low of 0.96 in Q4 2023.
- A 5-year average of 1.83 and a median of 1.42 in 2026 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio plunged 79.86% — and 2024, when it jumped 60.31%.
- Tracing WSBF's Interest Coverage Ratio over 5 years: stood at 1.13 in 2022, then decreased by 14.8% to 0.96 in 2023, then jumped by 60.31% to 1.54 in 2024, then advanced by 10.31% to 1.7 in 2025, then slipped by 16.55% to 1.42 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.42 (Q1 2026), 1.7 (Q4 2025), and 1.66 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Waterstone Financial | 359.48 Mn | 318.40 Mn | - | 1.78 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.58 |
| Mar 31, 2026 | 1.42 |
| Dec 31, 2025 | 1.70 |
| Sep 30, 2025 | 1.66 |
| Jun 30, 2025 | 1.47 |
| Mar 31, 2025 | 1.24 |
| Dec 31, 2024 | 1.54 |
| Sep 30, 2024 | 1.33 |
| Jun 30, 2024 | 1.41 |
| Mar 31, 2024 | 1.28 |
| Dec 31, 2023 | 0.96 |
| Sep 30, 2023 | 1.26 |
| Jun 30, 2023 | 1.44 |
| Mar 31, 2023 | 1.31 |
| Dec 31, 2022 | 1.13 |
| Sep 30, 2022 | 3.48 |
| Jun 30, 2022 | 5.38 |
| Mar 31, 2022 | 3.16 |
| Dec 31, 2021 | 5.60 |
| Sep 30, 2021 | 8.20 |