Waterstone Financial (WSBF) Debt Ratio (2012 - 2026)

Waterstone Financial (WSBF) posted Debt Ratio of 0.18 for Q1 2026, up 0.56% on a QoQ basis from 0.18 in Q4 2025, and up 0.82% year-over-year from 0.18 in Q1 2025.

Waterstone Financial (WSBF) Debt Ratio (2012 - 2026) Analysis & Trends

Waterstone Financial's Debt Ratio history runs 15 years deep, the most recent figure standing at 0.18 for Q1 2026.

  • Quarterly Debt Ratio rose 0.82% year-over-year to 0.18 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.18 (up 0.82% YoY) and the FY2025 annual result came in at 0.18, down 9.71% from the prior year.
  • Debt Ratio was 0.18 for Q1 2026 at Waterstone Financial, up from 0.18 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.29 in Q2 2024 and bottomed at 0.14 in Q2 2022.
  • A 5-year average of 0.22 and a median of 0.21 in 2025 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2023 — Debt Ratio jumped 90.42% — and 2025, when it tumbled 35.87%.
  • Waterstone Financial's Debt Ratio stood at 0.19 in 2022, then jumped by 45.01% to 0.28 in 2023, then dropped by 26.8% to 0.2 in 2024, then dropped by 9.71% to 0.18 in 2025, then rose by 0.56% to 0.18 in 2026.
  • Business Quant data shows WSBF's Debt Ratio at 0.18 in Q1 2026, 0.18 in Q4 2025, and 0.21 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Waterstone Financial 352.94 Mn 305.43 Mn - 0.18

Historic Data

Download Data
DateValue
Mar 31, 2026 0.18
Dec 31, 2025 0.18
Sep 30, 2025 0.21
Jun 30, 2025 0.21
Mar 31, 2025 0.18
Dec 31, 2024 0.20
Sep 30, 2024 0.25
Jun 30, 2024 0.29
Mar 31, 2024 0.28
Dec 31, 2023 0.28
Sep 30, 2023 0.26
Jun 30, 2023 0.28
Mar 31, 2023 0.24
Dec 31, 2022 0.19
Sep 30, 2022 0.16
Jun 30, 2022 0.14
Mar 31, 2022 0.16
Dec 31, 2021 0.22
Sep 30, 2021 0.21
Jun 30, 2021 0.22