Waterstone Financial (WSBF) Debt Ratio (2012 - 2026)
Waterstone Financial (WSBF) posted Debt Ratio of 0.18 for Q1 2026, up 0.56% on a QoQ basis from 0.18 in Q4 2025, and up 0.82% year-over-year from 0.18 in Q1 2025.
Waterstone Financial (WSBF) Debt Ratio (2012 - 2026) Analysis & Trends
Waterstone Financial's Debt Ratio history runs 15 years deep, the most recent figure standing at 0.18 for Q1 2026.
- Quarterly Debt Ratio rose 0.82% year-over-year to 0.18 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.18 (up 0.82% YoY) and the FY2025 annual result came in at 0.18, down 9.71% from the prior year.
- Debt Ratio was 0.18 for Q1 2026 at Waterstone Financial, up from 0.18 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.29 in Q2 2024 and bottomed at 0.14 in Q2 2022.
- A 5-year average of 0.22 and a median of 0.21 in 2025 frame the typical range for Debt Ratio.
- Annual changes were most pronounced in 2023 — Debt Ratio jumped 90.42% — and 2025, when it tumbled 35.87%.
- Waterstone Financial's Debt Ratio stood at 0.19 in 2022, then jumped by 45.01% to 0.28 in 2023, then dropped by 26.8% to 0.2 in 2024, then dropped by 9.71% to 0.18 in 2025, then rose by 0.56% to 0.18 in 2026.
- Business Quant data shows WSBF's Debt Ratio at 0.18 in Q1 2026, 0.18 in Q4 2025, and 0.21 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 0.10 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 0.07 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.02 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 0.09 |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.13 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 0.03 |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | - |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.00 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.04 |
| 10 | Waterstone Financial | 352.94 Mn | 305.43 Mn | - | 0.18 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.18 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 0.21 |
| Jun 30, 2025 | 0.21 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | 0.20 |
| Sep 30, 2024 | 0.25 |
| Jun 30, 2024 | 0.29 |
| Mar 31, 2024 | 0.28 |
| Dec 31, 2023 | 0.28 |
| Sep 30, 2023 | 0.26 |
| Jun 30, 2023 | 0.28 |
| Mar 31, 2023 | 0.24 |
| Dec 31, 2022 | 0.19 |
| Sep 30, 2022 | 0.16 |
| Jun 30, 2022 | 0.14 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.22 |
| Sep 30, 2021 | 0.21 |
| Jun 30, 2021 | 0.22 |