Waterstone Financial (WSBF) Debt Ratio (2012 - 2026)
Waterstone Financial's (WSBF) quarterly Debt Ratio came in at 0.18 in Q1 2026, up 0.82% YoY from 0.18 in Q1 2025, and up 0.56% on a QoQ basis from 0.18 in Q4 2025.
Waterstone Financial (WSBF) Debt Ratio (2012 - 2026) Analysis & Trends
Waterstone Financial (WSBF) has 15 years of Debt Ratio data on file, last reported at 0.18 in Q1 2026.
- Quarterly Debt Ratio rose 0.82% year-over-year to 0.18 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.18 (up 0.82% YoY) and the FY2025 annual result came in at 0.18, down 9.71% from the prior year.
- Debt Ratio improved to 0.18 in Q1 2026, from 0.18 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.29 in Q2 2024 to a low of 0.14 in Q2 2022.
- A 5-year average of 0.22 and a median of 0.21 in 2025 frame the typical range for Debt Ratio.
- Annual changes were most pronounced in 2023 — Debt Ratio jumped 90.42% — and 2025, when it plunged 35.87%.
- Tracing WSBF's Debt Ratio over 5 years: stood at 0.19 in 2022, then surged by 45.01% to 0.28 in 2023, then decreased by 26.8% to 0.2 in 2024, then decreased by 9.71% to 0.18 in 2025, then grew by 0.56% to 0.18 in 2026.
- The last three Debt Ratio figures came in at 0.18 (Q1 2026), 0.18 (Q4 2025), and 0.21 (Q3 2025), per Business Quant data.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 0.07 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 0.07 |
| 10 | Waterstone Financial | 359.48 Mn | 318.40 Mn | - | 0.18 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.18 |
| Mar 31, 2026 | 0.18 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 0.21 |
| Jun 30, 2025 | 0.21 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | 0.20 |
| Sep 30, 2024 | 0.25 |
| Jun 30, 2024 | 0.29 |
| Mar 31, 2024 | 0.28 |
| Dec 31, 2023 | 0.28 |
| Sep 30, 2023 | 0.26 |
| Jun 30, 2023 | 0.28 |
| Mar 31, 2023 | 0.24 |
| Dec 31, 2022 | 0.19 |
| Sep 30, 2022 | 0.16 |
| Jun 30, 2022 | 0.14 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.22 |
| Sep 30, 2021 | 0.21 |