Wilson Bank Holding (WBHC) Interest Coverage Ratio (2010 - 2026)
Wilson Bank Holding (WBHC) posted Interest Coverage Ratio of 0.22 for Q1 2026, down 102.14% sequentially from 10.34 in Q4 2025, and down 11.15% YoY from 0.25 in Q1 2025.
Wilson Bank Holding (WBHC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Wilson Bank Holding has reported Interest Coverage Ratio for 17 years, with the latest figure at 0.22 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 11.15% year-over-year to 0.22 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.24 (up 2.9% YoY) and the FY2025 annual result came in at 2.47, up 10.14% from the prior year.
- Interest Coverage Ratio declined to 0.22 in Q1 2026 per WBHC's latest filing, from 10.34 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 29.2 in Q4 2022 and troughed at 10.36 in Q2 2022.
- A 5-year average of 1.04 and a median of 0.22 in 2026 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2024 and 2025: Interest Coverage Ratio soared 310.63% in 2024, then slumped 541.74% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 29.2 in 2022, then slumped by 92.73% to 2.12 in 2023, then jumped by 310.63% to 8.72 in 2024, then rose by 18.58% to 10.34 in 2025, then slumped by 102.14% to 0.22 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.22, 10.34, and 0.98 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Wilson Bank Holding | 6.76 Bn | 6.75 Bn | -1.11 Mn | -1.17 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.42 |
| Mar 31, 2026 | -0.22 |
| Dec 31, 2025 | 10.34 |
| Sep 30, 2025 | -0.98 |
| Jun 30, 2025 | -0.18 |
| Mar 31, 2025 | -0.20 |
| Dec 31, 2024 | 8.72 |
| Sep 30, 2024 | -0.15 |
| Jun 30, 2024 | -0.12 |
| Mar 31, 2024 | -0.93 |
| Dec 31, 2023 | 2.12 |
| Sep 30, 2023 | -1.12 |
| Jun 30, 2023 | -1.24 |
| Mar 31, 2023 | -1.82 |
| Dec 31, 2022 | 29.20 |
| Sep 30, 2022 | -6.20 |
| Jun 30, 2022 | -10.36 |
| Mar 31, 2022 | -9.11 |
| Dec 31, 2021 | 7.99 |
| Sep 30, 2021 | -2.51 |