Westamerica Bancorporation (WABC) Interest Coverage Ratio (2009 - 2026)
Westamerica Bancorporation (WABC) posted quarterly Interest Coverage Ratio of 1.24 for Q1 2026, up 1.9% year-over-year from 1.21 in Q1 2025, and down 91.12% quarter-over-quarter from 13.93 in Q4 2025.
Westamerica Bancorporation (WABC) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Westamerica Bancorporation (WABC) has reported Interest Coverage Ratio for 18 consecutive years, with 1.24 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 1.9% year-over-year to 1.24; the TTM figure through Mar 2026 stood at 2.92 (down 13.03% YoY), while the FY2025 annual figure was 1.0, changed 0.0% from the prior year.
- Interest Coverage Ratio declined to 1.24 in Q1 2026 per WABC's latest filing, from 13.93 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 47.67 in Q4 2022 and bottomed at 77.13 in Q4 2023.
- Historically, Interest Coverage Ratio has averaged 2.41 across 5 years, with a median of 1.18 in 2024.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio soared 574.74% — and 2023, when it tumbled 261.79%.
- Westamerica Bancorporation's Interest Coverage Ratio stood at 47.67 in 2022, then sank by 261.79% to 77.13 in 2023, then jumped by 47.05% to 40.84 in 2024, then jumped by 134.11% to 13.93 in 2025, then slumped by 91.12% to 1.24 in 2026.
- Business Quant data shows WABC's Interest Coverage Ratio at 1.24 in Q1 2026, 13.93 in Q4 2025, and 1.26 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | Westamerica Bancorporation | 1.36 Bn | -775.35 Mn | - | 12.06 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.22 |
| Mar 31, 2026 | 1.24 |
| Dec 31, 2025 | 13.93 |
| Sep 30, 2025 | 1.26 |
| Jun 30, 2025 | 1.23 |
| Mar 31, 2025 | 1.21 |
| Dec 31, 2024 | -40.84 |
| Sep 30, 2024 | 1.26 |
| Jun 30, 2024 | 1.17 |
| Mar 31, 2024 | 1.18 |
| Dec 31, 2023 | -77.13 |
| Sep 30, 2023 | 1.14 |
| Jun 30, 2023 | 1.15 |
| Mar 31, 2023 | 1.17 |
| Dec 31, 2022 | 47.67 |
| Sep 30, 2022 | 1.11 |
| Jun 30, 2022 | 1.13 |
| Mar 31, 2022 | 1.22 |
| Dec 31, 2021 | 7.07 |
| Sep 30, 2021 | 2.50 |