Vroom (VRM) Total Debt (2019 - 2026)
Vroom (VRM) posted Total Debt of $584.3 million for Q1 2026, down 6.11% sequentially from $622.3 million in Q4 2025, and down 25.71% YoY from $786.4 million in Q1 2025.
Analysis
Vroom (VRM) Total Debt (2019 - 2026) Analysis & Trends
Vroom has reported Total Debt for 8 years, with the latest figure at $584.3 million in Q1 2026.
- Quarterly Total Debt fell 25.71% year-over-year to $584.3 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $584.3 million (down 25.71% YoY) and the FY2025 annual result came in at $622.3 million, up 30.14% from the prior year.
- Total Debt slipped to $584.3 million in Q1 2026 per VRM's latest filing, from $622.3 million in the prior quarter.
- Over five years, Total Debt peaked at $953.1 million in Q3 2022 and troughed at $17.7 million in Q1 2024.
- A 5-year average of $676.3 million and a median of $718.4 million in 2023 frame the typical range for Total Debt.
- The sharpest annual moves came in 2024 and 2025: Total Debt slumped 97.83% in 2024, then soared 4332.81% in 2025.
- Over 5 years, Total Debt stood at $496.6 million in 2022, then soared by 56.61% to $777.8 million in 2023, then sank by 38.52% to $478.2 million in 2024, then surged by 30.14% to $622.3 million in 2025, then decreased by 6.11% to $584.3 million in 2026.
- According to Business Quant data, Total Debt over the past three periods registered $584.3 million, $622.3 million, and $603.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 23.86 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 24.64 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 59.05 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 35.62 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 15.23 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 3.33 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 16.43 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | - |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 22.97 Bn |
| 10 | Vroom | 48.05 Mn | -86.03 Mn | - | 678.97 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 678.97 Mn |
| Mar 31, 2026 | 776.07 Mn |
| Dec 31, 2025 | 622.30 Mn |
| Sep 30, 2025 | 691.94 Mn |
| Jun 30, 2025 | 756.60 Mn |
| Mar 31, 2025 | 857.43 Mn |
| Dec 31, 2024 | 542.77 Mn |
| Sep 30, 2024 | 899.37 Mn |
| Jun 30, 2024 | 956.13 Mn |
| Mar 31, 2024 | 17.79 Mn |
| Dec 31, 2023 | 454.17 Mn |
| Sep 30, 2023 | 733.84 Mn |
| Jun 30, 2023 | 776.40 Mn |
| Mar 31, 2023 | 816.40 Mn |
| Dec 31, 2022 | 496.63 Mn |
| Sep 30, 2022 | 953.06 Mn |
| Jun 30, 2022 | 1.10 Bn |
| Mar 31, 2022 | 1.26 Bn |
| Dec 31, 2021 | 1.12 Bn |
| Sep 30, 2021 | 1.05 Bn |