Vroom (VRM) Interest Income - Net (2023 - 2026)
Vroom (VRM) posted Interest Income - Net of $30.4 million for Q1 2026, down 1.85% sequentially from $31.0 million in Q4 2025, and up 17.03% YoY from $26.0 million in Q1 2025.
Analysis
Vroom (VRM) Interest Income - Net (2023 - 2026) Analysis & Trends
Vroom has reported Interest Income - Net for 4 years, with the latest figure at $30.4 million in Q1 2026.
- Quarterly Interest Income - Net rose 17.03% year-over-year to $30.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $125.5 million (down 6.65% YoY) and the FY2025 annual result came in at $121.1 million, down 15.0% from the prior year.
- Interest Income - Net slipped to $30.4 million in Q1 2026 per VRM's latest filing, from $31.0 million in the prior quarter.
- Over five years, Interest Income - Net peaked at $37.4 million in Q2 2023 and troughed at $26.0 million in Q1 2025.
- A 4-year average of $33.0 million and a median of $33.7 million in 2024 frame the typical range for Interest Income - Net.
- The sharpest annual moves came in 2024 and 2025: Interest Income - Net surged 36.45% in 2024, then declined 29.25% in 2025.
- Over 4 years, Interest Income - Net stood at $36.4 million in 2023, then dropped by 4.13% to $34.9 million in 2024, then declined by 11.12% to $31.0 million in 2025, then decreased by 1.85% to $30.4 million in 2026.
- According to Business Quant data, Interest Income - Net over the past three periods registered $30.4 million, $31.0 million, and $31.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 4.65 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 12.37 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 448.78 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 4.61 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 788.20 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.95 Bn |
| 10 | Vroom | 48.05 Mn | -86.03 Mn | - | 31.62 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 31.62 Mn |
| Mar 31, 2026 | 30.42 Mn |
| Dec 31, 2025 | 30.99 Mn |
| Sep 30, 2025 | 31.51 Mn |
| Jun 30, 2025 | 32.61 Mn |
| Mar 31, 2025 | 25.99 Mn |
| Sep 30, 2024 | 34.87 Mn |
| Jun 30, 2024 | 36.88 Mn |
| Mar 31, 2024 | 36.74 Mn |
| Dec 31, 2023 | 36.37 Mn |
| Sep 30, 2023 | 35.94 Mn |
| Jun 30, 2023 | 37.36 Mn |
| Mar 31, 2023 | 26.92 Mn |