Velocity Financial (VEL) EBITDA (2019 - 2026)
Velocity Financial (VEL) reported EBITDA of $128.94 million for Q2 2026, up 19.8% from $107.64 million a year earlier and up 6.3% from the prior quarter.
Velocity Financial (VEL) EBITDA (2019 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Velocity Financial's EBITDA came in at $504.26 million, up 35.2% year-over-year; for FY2025, it was $455.26 million, up 43.3% from FY2024.
- EBITDA has increased for five consecutive years, with a five-year compound annual growth rate of 79.6% (FY2020 to FY2025).
- By year, EBITDA came in at $317.62 million in FY2024 (+34.2%), $236.67 million in FY2023 (+52.1%), $155.62 million in FY2022 (+280.4%) and $40.91 million in FY2021 (+68.0%).
- Five-year quarterly EBITDA spans a low of $4.23 million in Q1 2022 and a high of $137.89 million in Q4 2025.
- Year over year, EBITDA has now increased in each of the last 13 quarters, with growth averaging 36.1% over the last eight quarters.
- The high point for year-over-year EBITDA in five years was Q3 2023 (growth of 321.4%); the low point was Q1 2022 (a decline of 13.8%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $121.31 million (Q1 2026), $137.89 million (Q4 2025) and $116.12 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.90 Bn | 29.58 Bn | - | 800.00 Mn |
| 2 | Orix | 42.96 Bn | 43.46 Bn | - | - |
| 3 | Royalty Pharma | 33.48 Bn | 33.39 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 23.94 Bn | 23.94 Bn | - | - |
| 5 | Affirm Holdings | 23.37 Bn | 17.06 Bn | - | 234.61 Mn |
| 6 | Synchrony Financial | 23.31 Bn | -44.66 Bn | - | 2.31 Bn |
| 7 | Royal Gold | 20.23 Bn | 19.45 Bn | 390.45 Mn | 376.14 Mn |
| 8 | Annaly Capital Management | 15.24 Bn | 6.34 Bn | - | 2.17 Bn |
| 9 | Ares Capital | 13.90 Bn | 11.34 Bn | - | - |
| 10 | Velocity Financial | 594.51 Mn | 243.90 Mn | - | 128.94 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 128.94 Mn |
| Mar 31, 2026 | 121.31 Mn |
| Dec 31, 2025 | 137.89 Mn |
| Sep 30, 2025 | 116.12 Mn |
| Jun 30, 2025 | 107.64 Mn |
| Mar 31, 2025 | 93.62 Mn |
| Dec 31, 2024 | 93.49 Mn |
| Sep 30, 2024 | 78.29 Mn |
| Jun 30, 2024 | 73.13 Mn |
| Mar 31, 2024 | 72.70 Mn |
| Dec 31, 2023 | 67.91 Mn |
| Sep 30, 2023 | 60.07 Mn |
| Jun 30, 2023 | 56.55 Mn |
| Mar 31, 2023 | 52.15 Mn |
| Dec 31, 2022 | 46.96 Mn |
| Sep 30, 2022 | 14.25 Mn |
| Jun 30, 2022 | 14.99 Mn |
| Mar 31, 2022 | 4.23 Mn |
| Dec 31, 2021 | 11.61 Mn |
| Sep 30, 2021 | 11.21 Mn |
Velocity Financial EBITDA API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda&ticker=VEL&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda", "ticker": "VEL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda&ticker=VEL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();