Velocity Financial (VEL) EBITDA (2019 - 2026)

Velocity Financial's (VEL) quarterly EBITDA came in at $131.3 million in Q1 2026, up 40.45% year-on-year from $93.5 million in Q1 2025, and down 24.61% quarter-over-quarter from $174.1 million in Q4 2025.

Velocity Financial (VEL) EBITDA (2019 - 2026) Analysis & Trends

Velocity Financial's EBITDA history runs 8 years deep, the most recent figure standing at $131.3 million for Q1 2026.

  • On a quarterly basis, EBITDA rose 40.45% year-over-year to $131.3 million in Q1 2026; TTM through Mar 2026 was $557.8 million, a 51.02% increase from a year earlier, with the FY2025 full-year figure at $511.3 million, up 39.15% from the prior year.
  • EBITDA eased to $131.3 million in Q1 2026 per VEL's latest filing, from $174.1 million in the prior quarter.
  • Across five years, EBITDA topped out at $174.1 million in Q4 2025 and bottomed at $39.6 million in Q4 2023.
  • The 5-year median for EBITDA is $84.3 million (2024), against an average of $85.1 million.
  • Across the five-year window, EBITDA declined 28.33% in 2023 and soared 151.13% in 2024, its largest moves.
  • Year by year, EBITDA stood at $55.2 million in 2022, then retreated by 28.33% to $39.6 million in 2023, then jumped by 151.13% to $99.4 million in 2024, then jumped by 75.24% to $174.1 million in 2025, then dropped by 24.61% to $131.3 million in 2026.
  • Per Business Quant, the three latest VEL EBITDA figures stand at $131.3 million (Q1 2026), $174.1 million (Q4 2025), and $130.4 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 749.00 Mn
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 39.31 Bn
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 34.26 Bn
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 83.60 Mn
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 43.02 Mn
7 Velocity Financial 681.36 Mn -6.51 Bn - 131.29 Mn
8 UWM Holdings 540.43 Mn 116.43 Mn - 323.47 Mn
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -45.19 Mn
10 Onity 340.51 Mn 215.81 Mn - 76.60 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 131.29 Mn
Dec 31, 2025 174.14 Mn
Sep 30, 2025 130.42 Mn
Jun 30, 2025 121.90 Mn
Mar 31, 2025 93.48 Mn
Dec 31, 2024 99.37 Mn
Sep 30, 2024 91.26 Mn
Jun 30, 2024 85.22 Mn
Mar 31, 2024 84.29 Mn
Dec 31, 2023 39.57 Mn
Sep 30, 2023 68.96 Mn
Jun 30, 2023 66.41 Mn
Mar 31, 2023 60.93 Mn
Dec 31, 2022 55.21 Mn
Sep 30, 2022 52.62 Mn
Jun 30, 2022 47.72 Mn
Mar 31, 2022 44.72 Mn
Dec 31, 2021 32.69 Mn
Sep 30, 2021 35.74 Mn
Jun 30, 2021 37.76 Mn