Velocity Financial (VEL) Cash from Operations (2019 - 2026)
Velocity Financial (VEL) reported Cash from Operations of $3.74 million for Q2 2026, down 51.2% from $7.66 million a year earlier and down 69.0% from the prior quarter.
Velocity Financial (VEL) Cash from Operations (2019 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Velocity Financial's Cash from Operations came in at $22.79 million, down 15.3% year-over-year; for FY2025, it came in at $18.16 million, down 51.9% from FY2024.
- Cash from Operations has a five-year compound annual growth rate of -19.8% (FY2020 to FY2025).
- By year, Cash from Operations came in at $37.76 million in FY2024 (-22.7%), $48.84 million in FY2023 (+0.3%), $48.67 million in FY2022 (-15.5%) and $57.62 million in FY2021 (+5.0%).
- Five-year quarterly Cash from Operations spans a low of -$17.57 million in Q3 2024 and a high of $44.36 million in Q2 2023.
- Year over year, Cash from Operations gained in two of the last five quarters, with growth averaging 23.6%.
- The high point for year-over-year Cash from Operations in five years was Q1 2026 (growth of 241.8%); the low point was Q2 2022 (a decline of 87.9%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $12.09 million (Q1 2026), -$4.49 million (Q4 2025) and $11.45 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash from Ops. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.94 Bn | 29.62 Bn | - | -1.21 Bn |
| 2 | Orix | 41.70 Bn | 42.20 Bn | - | - |
| 3 | Royalty Pharma | 32.87 Bn | 32.78 Bn | - | 728.46 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | 9.25 Bn |
| 5 | Affirm Holdings | 23.86 Bn | 17.55 Bn | - | 296.16 Mn |
| 6 | Synchrony Financial | 23.33 Bn | -44.64 Bn | - | 2.42 Bn |
| 7 | Royal Gold | 19.87 Bn | 19.09 Bn | 390.45 Mn | 335.15 Mn |
| 8 | Annaly Capital Management | 13.89 Bn | 4.98 Bn | - | 1.62 Bn |
| 9 | Ares Capital | 13.54 Bn | 10.98 Bn | - | 336.00 Mn |
| 10 | Velocity Financial | 573.29 Mn | 222.69 Mn | - | 3.74 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.74 Mn |
| Mar 31, 2026 | 12.09 Mn |
| Dec 31, 2025 | -4.49 Mn |
| Sep 30, 2025 | 11.45 Mn |
| Jun 30, 2025 | 7.66 Mn |
| Mar 31, 2025 | 3.54 Mn |
| Dec 31, 2024 | 33.27 Mn |
| Sep 30, 2024 | -17.57 Mn |
| Jun 30, 2024 | 11.47 Mn |
| Mar 31, 2024 | 10.58 Mn |
| Dec 31, 2023 | 26.16 Mn |
| Sep 30, 2023 | -9.75 Mn |
| Jun 30, 2023 | 44.36 Mn |
| Mar 31, 2023 | -11.93 Mn |
| Dec 31, 2022 | 40.02 Mn |
| Sep 30, 2022 | -4.44 Mn |
| Jun 30, 2022 | 1.26 Mn |
| Mar 31, 2022 | 11.84 Mn |
| Dec 31, 2021 | 18.05 Mn |
| Sep 30, 2021 | 18.68 Mn |
Velocity Financial Cash from Operations API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cash-from-operations&ticker=VEL&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cash-from-operations", "ticker": "VEL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=cash-from-operations&ticker=VEL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();