Synchrony Financial (SYF) Cash from Operations (2013 - 2026)
Synchrony Financial's (SYF) quarterly Cash from Operations came in at 2420000000.0 in Q2 2026, down 5.47% YoY from 2560000000.0 in Q2 2025, and up 10.86% on a QoQ basis from 2183000000.0 in Q1 2026.
Analysis
Synchrony Financial (SYF) Cash from Operations (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Cash from Operations data on file, last reported at 2420000000.0 in Q2 2026.
- Quarterly Cash from Operations fell 5.47% year-over-year to 2420000000.0 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 9694000000.0 (down 1.84% YoY) and the FY2025 annual result came in at 9851000000.0, changed 0.03% from the prior year.
- Cash from Operations improved to 2420000000.0 in Q2 2026, from 2183000000.0 in the prior quarter.
- In the past five years, Cash from Operations ranged from a high of 2763000000.0 in Q3 2024 to a low of 1396000000.0 in Q1 2022.
- A 5-year average of 2199388888.89 and a median of 2282500000.0 in 2023 frame the typical range for Cash from Operations.
- Annual changes were most pronounced in 2022 — Cash from Operations decreased 24.09% — and 2023, when it jumped 51.9%.
- Tracing SYF's Cash from Operations over 5 years: stood at 1847000000.0 in 2022, then advanced by 25.45% to 2317000000.0 in 2023, then increased by 1.55% to 2353000000.0 in 2024, then climbed by 4.29% to 2454000000.0 in 2025, then declined by 1.39% to 2420000000.0 in 2026.
- The last three Cash from Operations figures came in at 2420000000.0 (Q2 2026), 2183000000.0 (Q1 2026), and 2454000000.0 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash from Ops. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 6.55 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 3.77 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 5.37 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 8.44 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.98 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 296.16 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.42 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -3.89 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.35 Bn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | 176.78 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.42 Bn |
| Jun 30, 2026 | 2.42 Bn |
| Mar 31, 2026 | 2.18 Bn |
| Mar 31, 2026 | 2.18 Bn |
| Dec 31, 2025 | 2.45 Bn |
| Dec 31, 2025 | 2.45 Bn |
| Sep 30, 2025 | 2.64 Bn |
| Sep 30, 2025 | 2.64 Bn |
| Jun 30, 2025 | 2.56 Bn |
| Jun 30, 2025 | 2.56 Bn |
| Mar 31, 2025 | 2.20 Bn |
| Mar 31, 2025 | 2.20 Bn |
| Dec 31, 2024 | 2.35 Bn |
| Dec 31, 2024 | 2.35 Bn |
| Sep 30, 2024 | 2.76 Bn |
| Sep 30, 2024 | 2.76 Bn |
| Jun 30, 2024 | 2.48 Bn |
| Jun 30, 2024 | 2.48 Bn |
| Mar 31, 2024 | 2.25 Bn |
| Mar 31, 2024 | 2.25 Bn |