Synchrony Financial (SYF) Cash from Operations (2013 - 2026)
Synchrony Financial (SYF) reported Cash from Operations of $2.42 billion for Q2 2026, down 5.5% from $2.56 billion a year earlier but up 10.9% from the prior quarter.
Powered by 
Analysis
Synchrony Financial (SYF) Cash from Operations (2013 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Synchrony Financial's Cash from Operations came in at $9.69 billion, down 1.8% year-over-year; for FY2025, it came in at $9.85 billion, unchanged from FY2024.
- Cash from Operations has a five-year compound annual growth rate of 5.6% (FY2020 to FY2025).
- By year, Cash from Operations came in at $9.85 billion in FY2024 (+14.6%), $8.59 billion in FY2023 (+28.4%), $6.69 billion in FY2022 (-5.7%) and $7.1 billion in FY2021 (-5.2%).
- Five-year quarterly Cash from Operations spans a low of $1.4 billion in Q1 2022 and a high of $2.76 billion in Q3 2024.
- Year over year, Cash from Operations gained in four of the last eight quarters, with growth averaging 0.9%.
- The high point for year-over-year Cash from Operations in five years was Q3 2023 (growth of 51.9%); the low point was Q1 2022 (a decline of 24.1%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $2.18 billion (Q1 2026), $2.45 billion (Q4 2025) and $2.64 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash from Ops. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | -1.21 Bn |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | - |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | 728.46 Mn |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 296.16 Mn |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 2.42 Bn |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | 9.25 Bn |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | 335.15 Mn |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | 1.62 Bn |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | 336.00 Mn |
| 10 | Federal Home Loan Mortgage | 11.90 Bn | -6.84 Bn | - | 2.76 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.42 Bn |
| Mar 31, 2026 | 2.18 Bn |
| Dec 31, 2025 | 2.45 Bn |
| Sep 30, 2025 | 2.64 Bn |
| Jun 30, 2025 | 2.56 Bn |
| Mar 31, 2025 | 2.20 Bn |
| Dec 31, 2024 | 2.35 Bn |
| Sep 30, 2024 | 2.76 Bn |
| Jun 30, 2024 | 2.48 Bn |
| Mar 31, 2024 | 2.25 Bn |
| Dec 31, 2023 | 2.32 Bn |
| Sep 30, 2023 | 2.48 Bn |
| Jun 30, 2023 | 1.91 Bn |
| Mar 31, 2023 | 1.89 Bn |
| Dec 31, 2022 | 1.85 Bn |
| Sep 30, 2022 | 1.63 Bn |
| Jun 30, 2022 | 1.82 Bn |
| Mar 31, 2022 | 1.40 Bn |
| Dec 31, 2021 | 2.00 Bn |
| Sep 30, 2021 | 1.82 Bn |
API Access
Synchrony Financial Cash from Operations API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cash-from-operations&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cash-from-operations", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=cash-from-operations&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();