VersaBank (VBNK) Return on Invested Capital [ROIC] (2024 - 2026)
VersaBank's Return on Invested Capital [ROIC] came in at 29.41% for fiscal Q3 2026 (quarter ended Jul 31, 2026), down 1.18 percentage points from 30.60% a year earlier but up 0.97 percentage points from the prior quarter.
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Analysis
VersaBank (VBNK) Return on Invested Capital [ROIC] (2024 - 2026) Analysis & Trends
For FY2025 (ended Oct 31, 2025), VersaBank's Return on Invested Capital [ROIC] was 32.57%.
- The five-year range for quarterly Return on Invested Capital [ROIC] is 26.90% (fiscal Q2 2023) to 6297.98% (fiscal Q2 2022).
- Year-over-year, Return on Invested Capital [ROIC] has declined for six consecutive quarters, with an average year-over-year change of -8.33 percentage points over the last six quarters.
- The fastest year-over-year change in Return on Invested Capital [ROIC] over five years came in fiscal Q2 2024 (a gain of 15.20 percentage points), and the weakest in fiscal Q2 2023 (a drop of 6271.09 percentage points).
- Business Quant data shows VBNK's Return on Invested Capital [ROIC] at 28.44% (Q2 2026), 28.61% (Q1 2026) and 28.05% (Q4 2025) in the three fiscal quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | 15.80% |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | 13.07% |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | - |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | 12.02% |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 49.26% |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | 14.05% |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | 3.63% |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | 14.79% |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | - |
| 10 | VersaBank | 742.73 Mn | -904.14 Mn | - | 25.01% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 25.01% |
| Apr 30, 2026 | 23.70% |
| Jan 31, 2026 | 23.81% |
| Oct 31, 2025 | 23.68% |
| Jul 31, 2025 | 25.34% |
| Apr 30, 2025 | 26.61% |
| Jan 31, 2025 | 31.02% |
| Oct 31, 2024 | 34.65% |
| Jul 31, 2024 | 34.88% |
| Apr 30, 2024 | 33.56% |
| Jan 31, 2024 | 31.77% |
API Access
VersaBank Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=VBNK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();