VersaBank (VBNK) Payout Ratio (2021 - 2026)
VersaBank's (VBNK) Payout Ratio came in at 0.09 for fiscal Q3 2026 (quarter ended Jul 31, 2026), down 11.6% from 0.11 a year earlier and down 10.2% from the prior quarter.
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Analysis
VersaBank (VBNK) Payout Ratio (2021 - 2026) Analysis & Trends
For FY2025 (ended Oct 31, 2025), VersaBank's Payout Ratio stood at 0.11, up 18.1% from FY2024.
- In prior fiscal years, VersaBank's Payout Ratio was 0.10 in FY2024 (+13.5%), 0.09 in FY2023 (-48.1%), 0.16 in FY2022 (-4.2%) and 0.17 in FY2021 (-22.1%).
- The fiscal Q3 2026 figure stands as the lowest quarterly Payout Ratio since fiscal Q1 2025.
- On a year-over-year basis, Payout Ratio increased in six of the last eight quarters, with growth averaging 15.9%.
- The strongest year-over-year quarter for Payout Ratio in the past five years was fiscal Q3 2025, with growth of 39.8%; the weakest was fiscal Q4 2023, with a decline of 43.5%.
- According to Business Quant data, Payout Ratio for the three prior fiscal quarters was 0.11 (Q2 2026), 0.10 (Q1 2026) and 0.11 (Q4 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 0.09 |
| Apr 30, 2026 | 0.11 |
| Jan 31, 2026 | 0.10 |
| Oct 31, 2025 | 0.11 |
| Jul 31, 2025 | 0.12 |
| Apr 30, 2025 | 0.11 |
| Jan 31, 2025 | 0.10 |
| Oct 31, 2024 | 0.09 |
| Jul 31, 2024 | 0.08 |
| Apr 30, 2024 | 0.08 |
| Jan 31, 2024 | 0.08 |
| Oct 31, 2023 | 0.09 |
| Jul 31, 2023 | 0.10 |
| Apr 30, 2023 | 0.11 |
| Jan 31, 2023 | 0.14 |
| Oct 31, 2022 | 0.16 |
| Jul 31, 2022 | 0.17 |
| Apr 30, 2022 | 0.16 |
| Jan 31, 2022 | 0.16 |
| Oct 31, 2021 | 0.17 |
API Access
VersaBank Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=payout-ratio&ticker=VBNK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "payout-ratio", "ticker": "VBNK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=payout-ratio&ticker=VBNK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();