Senmiao Technology (VAI) Total Debt (2018 - 2025)
Senmiao Technology (VAI) reported Total Debt of $142,998 for fiscal Q3 2026 (quarter ended Dec 31, 2025), down 43.6% from $253,622 a year earlier and down 13.6% from the prior quarter.
Powered by 
Analysis
Senmiao Technology (VAI) Total Debt (2018 - 2025) Analysis & Trends
At the end of FY2025 (ended Mar 31, 2025), Senmiao Technology posted Total Debt of $162,757, down 56.3% from FY2024.
- Total Debt has a five-year compound annual growth rate of -11.0% (FY2020 to FY2025).
- By fiscal year, Total Debt came in at $372,316 in FY2024, $17,626 in FY2023 (-88.6%), $154,813 in FY2022 (+244.3%) and $44,962 in FY2021 (-84.5%).
- The fiscal Q3 2026 figure ranks as the lowest quarterly Total Debt since fiscal Q1 2024.
- Year over year, Total Debt has now declined in each of the last six quarters, with an average decline of 32.4% over the last six quarters.
- The high point for year-over-year Total Debt in five years was fiscal Q2 2024 (growth of 470.6%); the low point was fiscal Q1 2024 (a decline of 97.0%).
- Per Business Quant data, the three fiscal quarters before Q3 2026 came in at $165,483 (Q2 2026), $264,214 (Q1 2026) and $162,757 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - | 16.64 Bn |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - | 39.58 Bn |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - | 8.96 Bn |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - | - |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - | 3.33 Bn |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - | 7.52 Bn |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | 395.89 Mn |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - | 34.37 Bn |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - | - |
| 10 | Senmiao Technology | 10.88 Mn | -6.51 Mn | 61,692.00 | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 142,998.00 |
| Sep 30, 2025 | 165,483.00 |
| Jun 30, 2025 | 264,214.00 |
| Mar 31, 2025 | 162,757.00 |
| Dec 31, 2024 | 253,622.00 |
| Sep 30, 2024 | 213,811.00 |
| Jun 30, 2024 | 339,029.00 |
| Mar 31, 2024 | 372,316.00 |
| Dec 31, 2023 | 398,395.00 |
| Sep 30, 2023 | 246,710.00 |
| Jun 30, 2023 | 2,733.00 |
| Mar 31, 2023 | 17,626.00 |
| Dec 31, 2022 | 22,857.00 |
| Sep 30, 2022 | 43,239.00 |
| Jun 30, 2022 | 91,821.00 |
| Mar 31, 2022 | 154,813.00 |
| Dec 31, 2021 | 528,345.00 |
| Sep 30, 2021 | 622,194.00 |
| Jun 30, 2021 | 491,804.00 |
| Mar 31, 2021 | 44,962.00 |
API Access
Senmiao Technology Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=VAI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "VAI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=VAI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();