Virginia National Bankshares (VABK) Interest Coverage Ratio (2018 - 2026)
Virginia National Bankshares (VABK) recorded quarterly Interest Coverage Ratio of 2.09 in Q1 2026, down 5.09% on a QoQ basis from 2.21 in Q4 2025, and up 16.13% year-over-year from 1.8 in Q1 2025.
Virginia National Bankshares (VABK) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
Virginia National Bankshares has disclosed Interest Coverage Ratio across 9 years of filings, most recently posting 2.09 for Q1 2026.
- Quarterly Interest Coverage Ratio rose 16.13% year-over-year to 2.09 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.01 (up 13.69% YoY) and the FY2025 annual result came in at 0.2, up 32.29% from the prior year.
- Interest Coverage Ratio eased to 2.09 in Q1 2026, from 2.21 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 11.52 in Q3 2022 and troughed at 1.52 in Q4 2023.
- A 5-year average of 3.91 and a median of 1.9 in 2023 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio jumped 780.74% — and 2023, when it slumped 85.82%.
- Tracing VABK's Interest Coverage Ratio over 5 years: stood at 10.71 in 2022, then sank by 85.82% to 1.52 in 2023, then advanced by 20.36% to 1.83 in 2024, then rose by 20.71% to 2.21 in 2025, then fell by 5.09% to 2.09 in 2026.
- Business Quant data shows VABK's Interest Coverage Ratio at 2.09 in Q1 2026, 2.21 in Q4 2025, and 1.89 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Virginia National Bankshares | 243.38 Mn | 243.38 Mn | - | 2.09 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.09 |
| Dec 31, 2025 | 2.21 |
| Sep 30, 2025 | 1.89 |
| Jun 30, 2025 | 1.86 |
| Mar 31, 2025 | 1.80 |
| Dec 31, 2024 | 1.83 |
| Sep 30, 2024 | 1.76 |
| Jun 30, 2024 | 1.68 |
| Mar 31, 2024 | 1.57 |
| Dec 31, 2023 | 1.52 |
| Sep 30, 2023 | 1.90 |
| Jun 30, 2023 | 2.50 |
| Mar 31, 2023 | 3.39 |
| Dec 31, 2022 | 10.71 |
| Sep 30, 2022 | 11.52 |
| Jun 30, 2022 | 10.78 |
| Mar 31, 2022 | 7.50 |
| Dec 31, 2021 | 7.04 |
| Sep 30, 2021 | 7.18 |
| Jun 30, 2021 | 1.22 |