Virginia National Bankshares (VABK) Interest Coverage Ratio (2018 - 2026)
Virginia National Bankshares' (VABK) quarterly Interest Coverage Ratio came in at 2.08 in Q1 2026, up 16.69% YoY from 1.79 in Q1 2025, and down 4.75% on a QoQ basis from 2.19 in Q4 2025.
Virginia National Bankshares (VABK) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
Virginia National Bankshares (VABK) has 9 years of Interest Coverage Ratio data on file, last reported at 2.08 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 16.69% year-over-year to 2.08 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.54 (up 100.61% YoY) and the FY2025 annual result came in at 1.62, up 16.14% from the prior year.
- Interest Coverage Ratio fell to 2.08 in Q1 2026, from 2.19 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 7.24 in Q1 2022 to a low of 10.42 in Q4 2022.
- A 5-year average of 1.52 and a median of 1.89 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio tumbled 86.43% — and 2023, when it jumped 112.77%.
- Tracing VABK's Interest Coverage Ratio over 5 years: stood at 10.42 in 2022, then jumped by 112.77% to 1.33 in 2023, then soared by 37.25% to 1.83 in 2024, then increased by 19.75% to 2.19 in 2025, then slipped by 4.75% to 2.08 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.08 (Q1 2026), 2.19 (Q4 2025), and 1.89 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Virginia National Bankshares | 254.80 Mn | 254.80 Mn | - | 2.96 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.29 |
| Mar 31, 2026 | 2.08 |
| Dec 31, 2025 | 2.19 |
| Sep 30, 2025 | 1.89 |
| Jun 30, 2025 | 1.12 |
| Mar 31, 2025 | 1.79 |
| Dec 31, 2024 | 1.83 |
| Sep 30, 2024 | 1.76 |
| Jun 30, 2024 | 1.68 |
| Mar 31, 2024 | 1.57 |
| Dec 31, 2023 | 1.33 |
| Sep 30, 2023 | 1.90 |
| Jun 30, 2023 | 2.50 |
| Mar 31, 2023 | 3.39 |
| Dec 31, 2022 | -10.42 |
| Sep 30, 2022 | 2.02 |
| Jun 30, 2022 | 1.94 |
| Mar 31, 2022 | 7.24 |
| Dec 31, 2021 | -5.59 |
| Sep 30, 2021 | 4.31 |