Virginia National Bankshares (VABK) Interest Coverage Ratio (2018 - 2026)
Virginia National Bankshares (VABK) posted Interest Coverage Ratio of 2.08 for Q1 2026, down 2.26% on a QoQ basis from 2.13 in Q4 2025, and up 16.69% year-over-year from 1.79 in Q1 2025.
Virginia National Bankshares (VABK) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
Virginia National Bankshares' Interest Coverage Ratio history runs 9 years deep, the most recent figure standing at 2.08 for Q1 2026.
- Quarterly Interest Coverage Ratio rose 16.69% year-over-year to 2.08 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.51 (up 99.52% YoY) and the FY2025 annual result came in at 1.62, up 16.14% from the prior year.
- Interest Coverage Ratio was 2.08 for Q1 2026 at Virginia National Bankshares, down from 2.13 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 7.24 in Q1 2022 and bottomed at 10.42 in Q4 2022.
- A 5-year average of 1.52 and a median of 1.89 in 2025 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio plunged 248.06% — and 2023, when it soared 114.57%.
- Virginia National Bankshares' Interest Coverage Ratio stood at 10.42 in 2022, then surged by 114.57% to 1.52 in 2023, then rose by 18.74% to 1.8 in 2024, then grew by 18.29% to 2.13 in 2025, then slipped by 2.26% to 2.08 in 2026.
- Business Quant data shows VABK's Interest Coverage Ratio at 2.08 in Q1 2026, 2.13 in Q4 2025, and 1.89 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Virginia National Bankshares | 239.40 Mn | 239.40 Mn | - | 2.08 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.08 |
| Dec 31, 2025 | 2.13 |
| Sep 30, 2025 | 1.89 |
| Jun 30, 2025 | 1.12 |
| Mar 31, 2025 | 1.79 |
| Dec 31, 2024 | 1.80 |
| Sep 30, 2024 | 1.76 |
| Jun 30, 2024 | 1.68 |
| Mar 31, 2024 | 1.57 |
| Dec 31, 2023 | 1.52 |
| Sep 30, 2023 | 1.90 |
| Jun 30, 2023 | 2.50 |
| Mar 31, 2023 | 3.39 |
| Dec 31, 2022 | -10.42 |
| Sep 30, 2022 | 2.02 |
| Jun 30, 2022 | 1.94 |
| Mar 31, 2022 | 7.24 |
| Dec 31, 2021 | 7.04 |
| Sep 30, 2021 | 4.31 |
| Jun 30, 2021 | 1.22 |