Virginia National Bankshares (VABK) Debt Ratio (2020 - 2026)

Virginia National Bankshares has disclosed Debt Ratio across 7 years of filings, most recently posting 0.01 for Q1 2026.

• Quarterly Debt Ratio fell 0.66% year-over-year to 0.01 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.01 (down 0.66% YoY) and the FY2025 annual result came in at 0.01, down 1.8% from the prior year.
• Debt Ratio steadied at 0.01 in Q1 2026, from 0.01 in the prior quarter.
• Over five years, Debt Ratio peaked at 0.04 in Q4 2023 and troughed at 0.0 in Q1 2022.
• A 5-year average of 0.02 and a median of 0.01 in 2024 frame the typical range for Debt Ratio.
• Annual changes were most pronounced in 2022 — Debt Ratio slumped 94.65% — and 2023, when it soared 1950.43%.
• Tracing VABK's Debt Ratio over 5 years: stood at 0.03 in 2022, then soared by 66.78% to 0.04 in 2023, then slumped by 65.79% to 0.01 in 2024, then declined by 1.8% to 0.01 in 2025, then rose by 0.15% to 0.01 in 2026.
• Business Quant data shows VABK's Debt Ratio at 0.01 in Q1 2026, 0.01 in Q4 2025, and 0.02 in Q3 2025.