Visa (V) Return on Assets [ROA] (2009 - 2026)
Visa (V) recorded Return on Assets [ROA] of 24.88% in fiscal Q4 2026 (quarter ended Sep 30, 2026), up 4.79 percentage points from 20.09% a year earlier and up 1.05 percentage points from the prior quarter.
Visa (V) Return on Assets [ROA] (2009 - 2026) Analysis & Trends
For FY2026 (ended Sep 30, 2026), Visa reported Return on Assets [ROA] of 24.23%, up 3.57 percentage points from FY2025.
- Annual Return on Assets [ROA] has a five-year change of +9.20 percentage points (FY2021 to FY2026).
- Across earlier fiscal years, Return on Assets [ROA] came in at 20.66% in FY2025 (-0.68 pp), 21.34% in FY2024 (+1.71 pp), 19.63% in FY2023 (+1.86 pp) and 17.76% in FY2022 (+2.73 pp).
- The fiscal Q4 2026 figure is the highest quarterly Return on Assets [ROA] in data going back to fiscal Q4 2009.
- On a year-over-year basis, Return on Assets [ROA] has increased for three consecutive quarters, with an average year-over-year change of +1.39 percentage points over the last eight quarters.
- Peak year-over-year performance for Return on Assets [ROA] in the last five years was a gain of 4.79 percentage points in fiscal Q4 2026, against a drop of 1.19 percentage points in fiscal Q4 2025 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at 23.83% (Q3 2026), 23.18% (Q2 2026) and 21.17% (Q1 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 702.91 Bn | 702.91 Bn | - | 24.88% |
| 2 | Mastercard | 570.42 Bn | 570.42 Bn | - | 29.28% |
| 3 | Wise | 11.06 Bn | 11.06 Bn | - | - |
| 4 | Remitly Global | 5.37 Bn | 3.03 Bn | 307.34 Mn | 20.66% |
| 5 | Western Union | 1.96 Bn | -2.05 Bn | 336.50 Mn | 4.92% |
| 6 | International Money Express | 245.85 Mn | -374.30 Mn | - | 3.67% |
| 7 | Currenc | 107.58 Mn | -143.70 Mn | 3.70 Mn | -18.42% |
| 8 | Sentage Holdings | 4.66 Mn | 577,178.41 | - | - |
| 9 | American Express | 219.89 Bn | 19.37 Bn | - | 3.96% |
| 10 | Capital One Financial | 130.20 Bn | 130.20 Bn | - | - |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 24.88% |
| Jun 30, 2026 | 23.83% |
| Mar 31, 2026 | 23.18% |
| Dec 31, 2025 | 21.17% |
| Sep 30, 2025 | 20.09% |
| Jun 30, 2025 | 21.04% |
| Mar 31, 2025 | 21.53% |
| Dec 31, 2024 | 21.43% |
| Sep 30, 2024 | 21.28% |
| Jun 30, 2024 | 20.83% |
| Mar 31, 2024 | 20.01% |
| Dec 31, 2023 | 19.77% |
| Sep 30, 2023 | 19.22% |
| Jun 30, 2023 | 18.79% |
| Mar 31, 2023 | 18.34% |
| Dec 31, 2022 | 17.76% |
| Sep 30, 2022 | 17.50% |
| Jun 30, 2022 | 17.46% |
| Mar 31, 2022 | 16.81% |
| Dec 31, 2021 | 15.95% |
Visa Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=V&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "V", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=V&period=max&api_key=YOUR_API_KEY");
const data = await res.json();