UWM Holdings (UWMC) Net Cash Flow (2019 - 2026)

UWM Holdings' (UWMC) quarterly Net Cash Flow came in at -$79.4 million in Q1 2026, down 255.67% year-on-year from $51.0 million in Q1 2025, and up 78.39% on a QoQ basis from -$367.3 million in Q4 2025.

UWM Holdings (UWMC) Net Cash Flow (2019 - 2026) Analysis & Trends

UWM Holdings (UWMC) has 8 years of Net Cash Flow data on file, last reported at -$79.4 million in Q1 2026.

  • On a quarterly basis, Net Cash Flow fell 255.67% year-over-year to -$79.4 million in Q1 2026; TTM through Mar 2026 was -$61.0 million, a 49.4% increase from a year earlier, with the FY2025 full-year figure at -$4.0 million, down 140.27% from the prior year.
  • Net Cash Flow for Q1 2026 stood at -$79.4 million, up from -$367.3 million in the prior quarter.
  • Over the last five years, Net Cash Flow for UWMC reached as high as $380.7 million in Q3 2025 and fell as low as -$367.3 million in Q4 2025.
  • Historically, Net Cash Flow has averaged -$18.1 million across 5 years, with a median of -$22.3 million in 2025.
  • Across the five-year window, Net Cash Flow plunged 283.51% in 2023 and soared 968.71% in 2025, its largest moves.
  • Year by year, Net Cash Flow stood at -$94.6 million in 2022, then plunged by 145.31% to -$232.1 million in 2023, then soared by 44.44% to -$129.0 million in 2024, then plunged by 184.79% to -$367.3 million in 2025, then jumped by 78.39% to -$79.4 million in 2026.
  • Per Business Quant data, the three most recent Net Cash Flow figures were -$79.4 million in Q1 2026, -$367.3 million in Q4 2025, and $380.7 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Cash Flow (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 41.00 Mn
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 2.68 Bn
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - -858.00 Mn
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn -82.17 Mn
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - -109.95 Mn
7 Velocity Financial 681.36 Mn -6.51 Bn - -137.19 Mn
8 UWM Holdings 540.43 Mn 116.43 Mn - -79.37 Mn
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -20.29 Mn
10 Onity 340.51 Mn 215.81 Mn - 42.60 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -79.37 Mn
Mar 31, 2026 -79.37 Mn
Dec 31, 2025 -367.34 Mn
Dec 31, 2025 -367.34 Mn
Sep 30, 2025 380.72 Mn
Sep 30, 2025 380.72 Mn
Jun 30, 2025 4.96 Mn
Jun 30, 2025 4.96 Mn
Mar 31, 2025 -22.32 Mn
Mar 31, 2025 -22.32 Mn
Dec 31, 2024 -128.99 Mn
Dec 31, 2024 -128.99 Mn
Sep 30, 2024 -43.83 Mn
Sep 30, 2024 -43.83 Mn
Jun 30, 2024 74.51 Mn
Jun 30, 2024 74.51 Mn
Mar 31, 2024 108.17 Mn
Mar 31, 2024 108.17 Mn
Dec 31, 2023 -232.15 Mn
Dec 31, 2023 -232.15 Mn