UWM Holdings (UWMC) Net Cash Flow (2019 - 2026)
UWM Holdings' (UWMC) quarterly Net Cash Flow came in at -$79.4 million in Q1 2026, down 255.67% year-on-year from $51.0 million in Q1 2025, and up 78.39% on a QoQ basis from -$367.3 million in Q4 2025.
UWM Holdings (UWMC) Net Cash Flow (2019 - 2026) Analysis & Trends
UWM Holdings (UWMC) has 8 years of Net Cash Flow data on file, last reported at -$79.4 million in Q1 2026.
- On a quarterly basis, Net Cash Flow fell 255.67% year-over-year to -$79.4 million in Q1 2026; TTM through Mar 2026 was -$61.0 million, a 49.4% increase from a year earlier, with the FY2025 full-year figure at -$4.0 million, down 140.27% from the prior year.
- Net Cash Flow for Q1 2026 stood at -$79.4 million, up from -$367.3 million in the prior quarter.
- Over the last five years, Net Cash Flow for UWMC reached as high as $380.7 million in Q3 2025 and fell as low as -$367.3 million in Q4 2025.
- Historically, Net Cash Flow has averaged -$18.1 million across 5 years, with a median of -$22.3 million in 2025.
- Across the five-year window, Net Cash Flow plunged 283.51% in 2023 and soared 968.71% in 2025, its largest moves.
- Year by year, Net Cash Flow stood at -$94.6 million in 2022, then plunged by 145.31% to -$232.1 million in 2023, then soared by 44.44% to -$129.0 million in 2024, then plunged by 184.79% to -$367.3 million in 2025, then jumped by 78.39% to -$79.4 million in 2026.
- Per Business Quant data, the three most recent Net Cash Flow figures were -$79.4 million in Q1 2026, -$367.3 million in Q4 2025, and $380.7 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 41.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 2.68 Bn |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | -858.00 Mn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | -82.17 Mn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | -109.95 Mn |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | -137.19 Mn |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | -79.37 Mn |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -20.29 Mn |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 42.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -79.37 Mn |
| Mar 31, 2026 | -79.37 Mn |
| Dec 31, 2025 | -367.34 Mn |
| Dec 31, 2025 | -367.34 Mn |
| Sep 30, 2025 | 380.72 Mn |
| Sep 30, 2025 | 380.72 Mn |
| Jun 30, 2025 | 4.96 Mn |
| Jun 30, 2025 | 4.96 Mn |
| Mar 31, 2025 | -22.32 Mn |
| Mar 31, 2025 | -22.32 Mn |
| Dec 31, 2024 | -128.99 Mn |
| Dec 31, 2024 | -128.99 Mn |
| Sep 30, 2024 | -43.83 Mn |
| Sep 30, 2024 | -43.83 Mn |
| Jun 30, 2024 | 74.51 Mn |
| Jun 30, 2024 | 74.51 Mn |
| Mar 31, 2024 | 108.17 Mn |
| Mar 31, 2024 | 108.17 Mn |
| Dec 31, 2023 | -232.15 Mn |
| Dec 31, 2023 | -232.15 Mn |