UWM Holdings (UWMC) Free Cash Flow (2019 - 2026)

UWM Holdings (UWMC) reported Free Cash Flow of -$2.2 billion for Q1 2026, down 490.35% year-over-year from $576.1 million in Q1 2025, and down 2841.98% quarter-over-quarter from $82.0 million in Q4 2025.

UWM Holdings (UWMC) Free Cash Flow (2019 - 2026) Analysis & Trends

UWM Holdings (UWMC) has 8 years of Free Cash Flow data on file, last reported at -$2.2 billion in Q1 2026.

  • Free Cash Flow for Q1 2026 came in at -$2.2 billion, down 490.35% year-over-year; the trailing twelve-month figure through Mar 2026 was -$5.5 billion (down 58.7% YoY), and the FY2025 annual result was -$2.7 billion, up 56.67% from the prior year.
  • Free Cash Flow retreated to -$2.2 billion in Q1 2026 per UWMC's latest filing, from $82.0 million in the prior quarter.
  • Over five years, Free Cash Flow peaked at $11.7 billion in Q1 2022 and troughed at -$3.1 billion in Q3 2025.
  • A 5-year average of -$168.9 million and a median of -$551.6 million in 2024 frame the typical range for Free Cash Flow.
  • The sharpest annual moves came in 2022 and 2024: Free Cash Flow soared 347.08% in 2022, then tumbled 745.1% in 2024.
  • A 5-year view of Free Cash Flow shows it stood at -$2.6 billion in 2022, then soared by 86.82% to -$336.1 million in 2023, then tumbled by 64.11% to -$551.6 million in 2024, then soared by 114.87% to $82.0 million in 2025, then sank by 2841.98% to -$2.2 billion in 2026.
  • Business Quant data shows UWMC's Free Cash Flow at -$2.2 billion in Q1 2026, $82.0 million in Q4 2025, and -$3.1 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 1.81 Bn
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn -1.34 Bn
3 Walker & Dunlop 1.73 Bn 1.55 Bn - -1.15 Bn
4 UWM Holdings 743.45 Mn 1.57 Bn - -2.25 Bn
5 Velocity Financial 668.42 Mn 583.96 Mn - 12.04 Mn
6 CNFinance Holdings 591.78 Mn 542.97 Mn - -
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - -125.55 Mn
8 Onity 306.24 Mn 306.24 Mn - -1.59 Bn
9 loanDepot 209.70 Mn -4.79 Mn - -177.20 Mn
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - -170,522.00

Historic Data

Download Data
DateValue
Mar 31, 2026 -2.25 Bn
Mar 31, 2026 -2.25 Bn
Dec 31, 2025 82.02 Mn
Dec 31, 2025 82.02 Mn
Sep 30, 2025 -3.09 Bn
Sep 30, 2025 -3.09 Bn
Jun 30, 2025 -290.07 Mn
Jun 30, 2025 -290.07 Mn
Mar 31, 2025 576.13 Mn
Mar 31, 2025 576.13 Mn
Dec 31, 2024 -551.55 Mn
Dec 31, 2024 -551.55 Mn
Sep 30, 2024 -2.19 Bn
Sep 30, 2024 -2.19 Bn
Jun 30, 2024 -1.33 Bn
Jun 30, 2024 -1.33 Bn
Mar 31, 2024 -2.21 Bn
Mar 31, 2024 -2.21 Bn
Dec 31, 2023 -336.09 Mn
Dec 31, 2023 -336.09 Mn