UWM Holdings (UWMC) Free Cash Flow (2019 - 2026)

UWM Holdings' (UWMC) quarterly Free Cash Flow came in at -$2.2 billion in Q1 2026, down 490.35% year-on-year from $576.1 million in Q1 2025, and down 2841.98% on a QoQ basis from $82.0 million in Q4 2025.

UWM Holdings (UWMC) Free Cash Flow (2019 - 2026) Analysis & Trends

UWM Holdings (UWMC) has 8 years of Free Cash Flow data on file, last reported at -$2.2 billion in Q1 2026.

  • On a quarterly basis, Free Cash Flow fell 490.35% year-over-year to -$2.2 billion in Q1 2026; TTM through Mar 2026 was -$5.5 billion, a 58.7% decrease from a year earlier, with the FY2025 full-year figure at -$2.7 billion, up 56.67% from the prior year.
  • Free Cash Flow for Q1 2026 stood at -$2.2 billion, down from $82.0 million in the prior quarter.
  • Over the last five years, Free Cash Flow for UWMC reached as high as $11.7 billion in Q1 2022 and fell as low as -$3.1 billion in Q3 2025.
  • Historically, Free Cash Flow has averaged -$168.9 million across 5 years, with a median of -$551.6 million in 2024.
  • Across the five-year window, Free Cash Flow jumped 347.08% in 2022 and sank 745.1% in 2024, its largest moves.
  • Year by year, Free Cash Flow stood at -$2.6 billion in 2022, then soared by 86.82% to -$336.1 million in 2023, then plunged by 64.11% to -$551.6 million in 2024, then soared by 114.87% to $82.0 million in 2025, then slumped by 2841.98% to -$2.2 billion in 2026.
  • Per Business Quant data, the three most recent Free Cash Flow figures were -$2.2 billion in Q1 2026, $82.0 million in Q4 2025, and -$3.1 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 1.81 Bn
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 16.48 Bn
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 3.87 Bn
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn -1.34 Bn
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - -1.15 Bn
7 Velocity Financial 681.36 Mn -6.51 Bn - 12.04 Mn
8 UWM Holdings 540.43 Mn 116.43 Mn - -2.25 Bn
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -127.52 Mn
10 Onity 340.51 Mn 215.81 Mn - -1.59 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 -2.25 Bn
Mar 31, 2026 -2.25 Bn
Dec 31, 2025 82.02 Mn
Dec 31, 2025 82.02 Mn
Sep 30, 2025 -3.09 Bn
Sep 30, 2025 -3.09 Bn
Jun 30, 2025 -290.07 Mn
Jun 30, 2025 -290.07 Mn
Mar 31, 2025 576.13 Mn
Mar 31, 2025 576.13 Mn
Dec 31, 2024 -551.55 Mn
Dec 31, 2024 -551.55 Mn
Sep 30, 2024 -2.19 Bn
Sep 30, 2024 -2.19 Bn
Jun 30, 2024 -1.33 Bn
Jun 30, 2024 -1.33 Bn
Mar 31, 2024 -2.21 Bn
Mar 31, 2024 -2.21 Bn
Dec 31, 2023 -336.09 Mn
Dec 31, 2023 -336.09 Mn