UWM Holdings (UWMC) Free Cash Flow (2019 - 2026)
UWM Holdings (UWMC) posted quarterly Free Cash Flow of -$2.2 billion for Q1 2026, down 490.35% year-over-year from $576.1 million in Q1 2025, and down 2841.98% quarter-over-quarter from $82.0 million in Q4 2025.
UWM Holdings (UWMC) Free Cash Flow (2019 - 2026) Analysis & Trends
UWM Holdings (UWMC) has reported Free Cash Flow for 8 consecutive years, with -$2.2 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Free Cash Flow fell 490.35% year-over-year to -$2.2 billion; the TTM figure through Mar 2026 stood at -$5.5 billion (down 58.7% YoY), while the FY2025 annual figure was -$2.7 billion, up 56.67% from the prior year.
- Free Cash Flow declined to -$2.2 billion in Q1 2026 per UWMC's latest filing, from $82.0 million in the prior quarter.
- Across five years, Free Cash Flow topped out at $11.7 billion in Q1 2022 and bottomed at -$3.1 billion in Q3 2025.
- Historically, Free Cash Flow has averaged -$168.9 million across 5 years, with a median of -$551.6 million in 2024.
- Annual changes were most pronounced in 2022 — Free Cash Flow soared 347.08% — and 2024, when it tumbled 745.1%.
- UWM Holdings' Free Cash Flow stood at -$2.6 billion in 2022, then jumped by 86.82% to -$336.1 million in 2023, then plunged by 64.11% to -$551.6 million in 2024, then jumped by 114.87% to $82.0 million in 2025, then slumped by 2841.98% to -$2.2 billion in 2026.
- Business Quant data shows UWMC's Free Cash Flow at -$2.2 billion in Q1 2026, $82.0 million in Q4 2025, and -$3.1 billion in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | -1.25 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | 9.25 Bn |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | 2.76 Bn |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 2.13 Bn |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 1.17 Bn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 3.64 Mn |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | 334.58 Mn |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | -516.90 Mn |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - | 510.27 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 334.58 Mn |
| Jun 30, 2026 | 334.58 Mn |
| Mar 31, 2026 | -2.25 Bn |
| Mar 31, 2026 | -2.25 Bn |
| Dec 31, 2025 | 82.02 Mn |
| Dec 31, 2025 | 82.02 Mn |
| Sep 30, 2025 | -3.09 Bn |
| Sep 30, 2025 | -3.09 Bn |
| Jun 30, 2025 | -290.07 Mn |
| Jun 30, 2025 | -290.07 Mn |
| Mar 31, 2025 | 576.13 Mn |
| Mar 31, 2025 | 576.13 Mn |
| Dec 31, 2024 | -551.55 Mn |
| Dec 31, 2024 | -551.55 Mn |
| Sep 30, 2024 | -2.19 Bn |
| Sep 30, 2024 | -2.19 Bn |
| Jun 30, 2024 | -1.33 Bn |
| Jun 30, 2024 | -1.33 Bn |
| Mar 31, 2024 | -2.21 Bn |
| Mar 31, 2024 | -2.21 Bn |