UWM Holdings (UWMC) Free Cash Flow (2019 - 2026)
UWM Holdings (UWMC) reported Free Cash Flow of -$2.2 billion for Q1 2026, down 490.35% year-over-year from $576.1 million in Q1 2025, and down 2841.98% quarter-over-quarter from $82.0 million in Q4 2025.
UWM Holdings (UWMC) Free Cash Flow (2019 - 2026) Analysis & Trends
UWM Holdings (UWMC) has 8 years of Free Cash Flow data on file, last reported at -$2.2 billion in Q1 2026.
- Free Cash Flow for Q1 2026 came in at -$2.2 billion, down 490.35% year-over-year; the trailing twelve-month figure through Mar 2026 was -$5.5 billion (down 58.7% YoY), and the FY2025 annual result was -$2.7 billion, up 56.67% from the prior year.
- Free Cash Flow retreated to -$2.2 billion in Q1 2026 per UWMC's latest filing, from $82.0 million in the prior quarter.
- Over five years, Free Cash Flow peaked at $11.7 billion in Q1 2022 and troughed at -$3.1 billion in Q3 2025.
- A 5-year average of -$168.9 million and a median of -$551.6 million in 2024 frame the typical range for Free Cash Flow.
- The sharpest annual moves came in 2022 and 2024: Free Cash Flow soared 347.08% in 2022, then tumbled 745.1% in 2024.
- A 5-year view of Free Cash Flow shows it stood at -$2.6 billion in 2022, then soared by 86.82% to -$336.1 million in 2023, then tumbled by 64.11% to -$551.6 million in 2024, then soared by 114.87% to $82.0 million in 2025, then sank by 2841.98% to -$2.2 billion in 2026.
- Business Quant data shows UWMC's Free Cash Flow at -$2.2 billion in Q1 2026, $82.0 million in Q4 2025, and -$3.1 billion in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 37.42 Bn | 34.73 Bn | - | 1.81 Bn |
| 2 | PennyMac Financial Services | 4.27 Bn | 3.77 Bn | 523.89 Mn | -1.34 Bn |
| 3 | Walker & Dunlop | 1.77 Bn | 1.59 Bn | - | -1.15 Bn |
| 4 | UWM Holdings | 728.84 Mn | 1.55 Bn | - | -2.25 Bn |
| 5 | Velocity Financial | 676.73 Mn | 592.27 Mn | - | 12.04 Mn |
| 6 | CNFinance Holdings | 606.48 Mn | 557.67 Mn | - | - |
| 7 | Better Home & Finance Holding | 411.40 Mn | 341.12 Mn | - | -125.55 Mn |
| 8 | Onity | 314.31 Mn | 314.31 Mn | - | -1.59 Bn |
| 9 | loanDepot | 211.55 Mn | -2.94 Mn | - | -177.20 Mn |
| 10 | Greystone Housing Impact Investors | 119.59 Mn | 119.59 Mn | - | -170,522.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -2.25 Bn |
| Mar 31, 2026 | -2.25 Bn |
| Dec 31, 2025 | 82.02 Mn |
| Dec 31, 2025 | 82.02 Mn |
| Sep 30, 2025 | -3.09 Bn |
| Sep 30, 2025 | -3.09 Bn |
| Jun 30, 2025 | -290.07 Mn |
| Jun 30, 2025 | -290.07 Mn |
| Mar 31, 2025 | 576.13 Mn |
| Mar 31, 2025 | 576.13 Mn |
| Dec 31, 2024 | -551.55 Mn |
| Dec 31, 2024 | -551.55 Mn |
| Sep 30, 2024 | -2.19 Bn |
| Sep 30, 2024 | -2.19 Bn |
| Jun 30, 2024 | -1.33 Bn |
| Jun 30, 2024 | -1.33 Bn |
| Mar 31, 2024 | -2.21 Bn |
| Mar 31, 2024 | -2.21 Bn |
| Dec 31, 2023 | -336.09 Mn |
| Dec 31, 2023 | -336.09 Mn |