UWM Holdings (UWMC) Free Cash Flow (2019 - 2026)
UWM Holdings' (UWMC) quarterly Free Cash Flow came in at -$2.2 billion in Q1 2026, down 490.35% year-on-year from $576.1 million in Q1 2025, and down 2841.98% on a QoQ basis from $82.0 million in Q4 2025.
UWM Holdings (UWMC) Free Cash Flow (2019 - 2026) Analysis & Trends
UWM Holdings (UWMC) has 8 years of Free Cash Flow data on file, last reported at -$2.2 billion in Q1 2026.
- On a quarterly basis, Free Cash Flow fell 490.35% year-over-year to -$2.2 billion in Q1 2026; TTM through Mar 2026 was -$5.5 billion, a 58.7% decrease from a year earlier, with the FY2025 full-year figure at -$2.7 billion, up 56.67% from the prior year.
- Free Cash Flow for Q1 2026 stood at -$2.2 billion, down from $82.0 million in the prior quarter.
- Over the last five years, Free Cash Flow for UWMC reached as high as $11.7 billion in Q1 2022 and fell as low as -$3.1 billion in Q3 2025.
- Historically, Free Cash Flow has averaged -$168.9 million across 5 years, with a median of -$551.6 million in 2024.
- Across the five-year window, Free Cash Flow jumped 347.08% in 2022 and sank 745.1% in 2024, its largest moves.
- Year by year, Free Cash Flow stood at -$2.6 billion in 2022, then soared by 86.82% to -$336.1 million in 2023, then plunged by 64.11% to -$551.6 million in 2024, then soared by 114.87% to $82.0 million in 2025, then slumped by 2841.98% to -$2.2 billion in 2026.
- Per Business Quant data, the three most recent Free Cash Flow figures were -$2.2 billion in Q1 2026, $82.0 million in Q4 2025, and -$3.1 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 1.81 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 16.48 Bn |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 3.87 Bn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | -1.34 Bn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | -1.15 Bn |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 12.04 Mn |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | -2.25 Bn |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -127.52 Mn |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | -1.59 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -2.25 Bn |
| Mar 31, 2026 | -2.25 Bn |
| Dec 31, 2025 | 82.02 Mn |
| Dec 31, 2025 | 82.02 Mn |
| Sep 30, 2025 | -3.09 Bn |
| Sep 30, 2025 | -3.09 Bn |
| Jun 30, 2025 | -290.07 Mn |
| Jun 30, 2025 | -290.07 Mn |
| Mar 31, 2025 | 576.13 Mn |
| Mar 31, 2025 | 576.13 Mn |
| Dec 31, 2024 | -551.55 Mn |
| Dec 31, 2024 | -551.55 Mn |
| Sep 30, 2024 | -2.19 Bn |
| Sep 30, 2024 | -2.19 Bn |
| Jun 30, 2024 | -1.33 Bn |
| Jun 30, 2024 | -1.33 Bn |
| Mar 31, 2024 | -2.21 Bn |
| Mar 31, 2024 | -2.21 Bn |
| Dec 31, 2023 | -336.09 Mn |
| Dec 31, 2023 | -336.09 Mn |