UWM Holdings (UWMC) EBITDA Margin (2020 - 2026)
UWM Holdings' EBITDA Margin was -33.76% in Q2 2026, down 96.55 percentage points from 62.79% a year earlier and down 70.80 percentage points from the prior quarter.
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Analysis
UWM Holdings (UWMC) EBITDA Margin (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, UWM Holdings' EBITDA Margin was 14.61% through Jun 30, 2026, down 11.16 percentage points year-over-year; for FY2025, it came in at 26.49%, down 6.25 percentage points from FY2024.
- EBITDA Margin shows a five-year change of +26.28 percentage points (FY2020 to FY2025).
- In earlier years, EBITDA Margin was 32.74% in FY2024 (+19.16 pp), 13.58% in FY2023 (-40.79 pp), 54.37% in FY2022 (-10.30 pp) and 64.67% in FY2021 (+64.46 pp).
- The Q2 2026 figure marks the lowest quarterly EBITDA Margin since Q4 2023.
- Compared with a year earlier, EBITDA Margin was higher in four of the last eight quarters, with an average year-over-year change of -4.34 percentage points.
- The best year-over-year quarter for EBITDA Margin over five years was Q1 2024 (a gain of 89.91 percentage points); the worst was Q1 2023 (a drop of 103.93 percentage points).
- Per Business Quant data, UWMC's EBITDA Margin in the three quarters before Q2 2026 was 37.04% (Q1 2026), 34.88% (Q4 2025) and 18.84% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.90 Bn | 29.58 Bn | - | 28.74% |
| 2 | Orix | 42.96 Bn | 43.46 Bn | - | - |
| 3 | Royalty Pharma | 33.48 Bn | 33.39 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 23.94 Bn | 23.94 Bn | - | - |
| 5 | Affirm Holdings | 23.37 Bn | 17.06 Bn | - | 20.12% |
| 6 | Synchrony Financial | 23.31 Bn | -44.66 Bn | - | 48.60% |
| 7 | Royal Gold | 20.23 Bn | 19.45 Bn | 390.45 Mn | 83.49% |
| 8 | Annaly Capital Management | 15.24 Bn | 6.34 Bn | - | - |
| 9 | Ares Capital | 13.90 Bn | 11.34 Bn | - | - |
| 10 | UWM Holdings | 2.01 Bn | 560.14 Mn | - | -33.76% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -33.76% |
| Mar 31, 2026 | 37.04% |
| Dec 31, 2025 | 34.88% |
| Sep 30, 2025 | 18.84% |
| Jun 30, 2025 | 62.79% |
| Mar 31, 2025 | -20.83% |
| Dec 31, 2024 | 27.32% |
| Sep 30, 2024 | 24.95% |
| Jun 30, 2024 | 31.71% |
| Mar 31, 2024 | 50.43% |
| Dec 31, 2023 | -50.73% |
| Sep 30, 2023 | 60.29% |
| Jun 30, 2023 | 55.25% |
| Mar 31, 2023 | -39.48% |
| Dec 31, 2022 | 19.38% |
| Sep 30, 2022 | 60.79% |
| Jun 30, 2022 | 50.50% |
| Mar 31, 2022 | 64.45% |
| Dec 31, 2021 | 54.81% |
| Sep 30, 2021 | 62.67% |
API Access
UWM Holdings EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=UWMC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "UWMC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=UWMC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();