Upstart Holdings (UPST) Short-Term Debt repayments (2023 - 2026)
Upstart Holdings' Short-Term Debt repayments was $6.93 million in Q2 2026, down 34.4% from $10.58 million a year earlier and down 3.9% from the prior quarter.
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Analysis
Upstart Holdings (UPST) Short-Term Debt repayments (2023 - 2026) Analysis & Trends
On a trailing twelve-month basis, Upstart Holdings' Short-Term Debt repayments was $32.72 million through Jun 30, 2026, down 33.1% year-over-year; for FY2025, it was $40.59 million, down 26.7% from FY2024.
- In earlier years, Short-Term Debt repayments was $55.37 million in FY2024 (+137.4%) and $23.32 million in FY2023.
- The Q2 2026 figure marks the lowest quarterly Short-Term Debt repayments in data going back to Q3 2023.
- Compared with a year earlier, Short-Term Debt repayments has declined for seven straight quarters, with an average decline of 17.6% over the last eight quarters.
- The best year-over-year quarter for Short-Term Debt repayments over five years was Q3 2024 (growth of 42.4%); the worst was Q1 2026 (a decline of 37.0%).
- Per Business Quant data, UPST's Short-Term Debt repayments in the three quarters before Q2 2026 was $7.22 million (Q1 2026), $8.57 million (Q4 2025) and $10 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ST Debt Repayment (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.04 Bn | 7.27 Bn | - | - |
| 2 | Coinbase Global | 47.52 Bn | 4.33 Bn | - | 244.00 Mn |
| 3 | Block | 45.61 Bn | 16.91 Bn | 3.17 Bn | - |
| 4 | Corpay | 26.34 Bn | 16.23 Bn | - | 4.08 Bn |
| 5 | Fiserv | 24.61 Bn | 21.29 Bn | 2.90 Bn | - |
| 6 | Global Payments | 22.07 Bn | -135.34 Mn | 2.03 Bn | - |
| 7 | Guidewire Software | 13.93 Bn | 10.49 Bn | 269.68 Mn | - |
| 8 | Bitmine Immersion Technologies | 13.17 Bn | 10.55 Bn | 40.81 Mn | - |
| 9 | Chime Financial | 11.48 Bn | 7.27 Bn | 594.87 Mn | - |
| 10 | Upstart Holdings | 2.26 Bn | 188.28 Mn | 303.39 Mn | 6.93 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.93 Mn |
| Mar 31, 2026 | 7.22 Mn |
| Dec 31, 2025 | 8.57 Mn |
| Sep 30, 2025 | 10.00 Mn |
| Jun 30, 2025 | 10.58 Mn |
| Mar 31, 2025 | 11.44 Mn |
| Dec 31, 2024 | 12.66 Mn |
| Sep 30, 2024 | 14.26 Mn |
| Jun 30, 2024 | 14.88 Mn |
| Mar 31, 2024 | 13.56 Mn |
| Dec 31, 2023 | 13.30 Mn |
| Sep 30, 2023 | 10.02 Mn |
API Access
Upstart Holdings Short-Term Debt repayments API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=short-term-debt-repayments&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "short-term-debt-repayments", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=short-term-debt-repayments&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();