Upstart Holdings (UPST) Ending Cash Balance (2020 - 2026)
Upstart Holdings (UPST) recorded Ending Cash Balance of $1.13 billion in Q3 2026, up 34.8% from $836.91 million a year earlier and up 14.9% from the prior quarter.
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Analysis
Upstart Holdings (UPST) Ending Cash Balance (2020 - 2026) Analysis & Trends
For FY2025, Upstart Holdings reported Ending Cash Balance of $1.06 billion, up 8.3% from FY2024.
- Annual Ending Cash Balance has a five-year compound annual growth rate of 27.7% (FY2020 to FY2025).
- Across earlier years, Ending Cash Balance came in at $976.26 million in FY2024 (+108.7%), $467.79 million in FY2023 (-12.1%), $532.47 million in FY2022 (-55.3%) and $1.19 billion in FY2021 (+282.6%).
- The Q3 2026 figure is the highest quarterly Ending Cash Balance since Q4 2021.
- On a year-over-year basis, Ending Cash Balance has increased for ten consecutive quarters, with growth averaging 43.3% over the last eight quarters.
- Peak year-over-year performance for Ending Cash Balance in the last five years was growth of 282.6% in Q4 2021, against a decline of 55.4% in Q1 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at $982.28 million (Q2 2026), $931.33 million (Q1 2026) and $1.06 billion (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Ending Cash Balance (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 50.82 Bn | 22.55 Bn | 3.24 Bn | 13.94 Bn |
| 2 | PayPal Holdings | 49.35 Bn | 8.05 Bn | - | 20.09 Bn |
| 3 | Coinbase Global | 36.22 Bn | -3.42 Bn | - | 13.17 Bn |
| 4 | Fiserv | 33.38 Bn | 30.61 Bn | 2.76 Bn | 1.33 Bn |
| 5 | Corpay | 28.73 Bn | 17.87 Bn | - | 9.41 Bn |
| 6 | Global Payments | 25.23 Bn | 686.02 Mn | 2.01 Bn | 5.82 Bn |
| 7 | Iren | 14.67 Bn | -219.13 Mn | 182.00 Mn | 5.78 Bn |
| 8 | Guidewire Software | 13.72 Bn | 10.29 Bn | 269.68 Mn | 372.89 Mn |
| 9 | Jack Henry & Associates | 12.63 Bn | 12.53 Bn | 273.85 Mn | 12.06 Mn |
| 10 | Upstart Holdings | 2.19 Bn | 146.05 Mn | 307.18 Mn | 1.13 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.13 Bn |
| Jun 30, 2026 | 982.28 Mn |
| Mar 31, 2026 | 931.33 Mn |
| Dec 31, 2025 | 1.06 Bn |
| Sep 30, 2025 | 836.91 Mn |
| Jun 30, 2025 | 701.46 Mn |
| Mar 31, 2025 | 839.53 Mn |
| Dec 31, 2024 | 976.26 Mn |
| Sep 30, 2024 | 655.77 Mn |
| Jun 30, 2024 | 560.62 Mn |
| Mar 31, 2024 | 439.15 Mn |
| Dec 31, 2023 | 467.79 Mn |
| Sep 30, 2023 | 615.03 Mn |
| Jun 30, 2023 | 509.89 Mn |
| Mar 31, 2023 | 451.86 Mn |
| Dec 31, 2022 | 532.47 Mn |
| Sep 30, 2022 | 829.93 Mn |
| Jun 30, 2022 | 914.42 Mn |
| Mar 31, 2022 | 1.01 Bn |
| Dec 31, 2021 | 1.19 Bn |
API Access
Upstart Holdings Ending Cash Balance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ending-cash-balance&ticker=UPST&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ending-cash-balance", "ticker": "UPST", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ending-cash-balance&ticker=UPST&period=max&api_key=YOUR_API_KEY");
const data = await res.json();