Upbound (UPBD) Return on Invested Capital [ROIC] (2011 - 2026)
Upbound's Return on Invested Capital [ROIC] came in at 7.77% for Q2 2026, up 0.12 percentage points from 7.66% a year earlier and up 0.45 percentage points from the prior quarter.
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Analysis
Upbound (UPBD) Return on Invested Capital [ROIC] (2011 - 2026) Analysis & Trends
For FY2025, Upbound's Return on Invested Capital [ROIC] was 7.20%, down 3.46 percentage points from FY2024.
- Return on Invested Capital [ROIC] carries a five-year change of -22.92 percentage points (FY2020 to FY2025).
- Going back by year, Return on Invested Capital [ROIC] was 10.66% in FY2024 (+10.66 pp), 0.00% in FY2023 (-1.50 pp), 1.50% in FY2022 (-12.09 pp) and 13.59% in FY2021 (-16.52 pp).
- The Q2 2026 figure represents the highest quarterly Return on Invested Capital [ROIC] since Q1 2025.
- Year-over-year, Return on Invested Capital [ROIC] increased in five of the last eight quarters, with an average year-over-year change of +2.71 percentage points.
- The fastest year-over-year change in Return on Invested Capital [ROIC] over five years came in Q4 2024 (a gain of 10.71 percentage points), and the weakest in Q4 2021 (a drop of 20.03 percentage points).
- Business Quant data shows UPBD's Return on Invested Capital [ROIC] at 7.33% (Q1 2026), 6.73% (Q4 2025) and 6.97% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.94 Bn | 29.62 Bn | - | 3.08% |
| 2 | Orix | 41.70 Bn | 42.20 Bn | - | 2.93% |
| 3 | Royalty Pharma | 32.87 Bn | 32.78 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | - |
| 5 | Affirm Holdings | 23.86 Bn | 17.55 Bn | - | 5.55% |
| 6 | Synchrony Financial | 23.33 Bn | -44.64 Bn | - | 26.91% |
| 7 | Royal Gold | 19.87 Bn | 19.09 Bn | 390.45 Mn | 9.67% |
| 8 | Annaly Capital Management | 13.89 Bn | 4.98 Bn | - | 16.56% |
| 9 | Ares Capital | 13.54 Bn | 10.98 Bn | - | - |
| 10 | Upbound | 927.54 Mn | 496.28 Mn | 594.84 Mn | 7.77% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.77% |
| Mar 31, 2026 | 7.33% |
| Dec 31, 2025 | 6.73% |
| Sep 30, 2025 | 6.97% |
| Jun 30, 2025 | 7.66% |
| Mar 31, 2025 | 9.42% |
| Dec 31, 2024 | 10.71% |
| Sep 30, 2024 | 7.70% |
| Jun 30, 2024 | 5.39% |
| Mar 31, 2024 | 0.00% |
| Dec 31, 2023 | 0.00% |
| Sep 30, 2023 | 1.70% |
| Jun 30, 2023 | 0.00% |
| Mar 31, 2023 | 5.26% |
| Dec 31, 2022 | 1.57% |
| Sep 30, 2022 | 2.28% |
| Jun 30, 2022 | 4.65% |
| Mar 31, 2022 | 7.11% |
| Dec 31, 2021 | 9.23% |
| Sep 30, 2021 | 11.22% |
API Access
Upbound Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=UPBD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "UPBD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=UPBD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();