Unum (UNM) EBT Margin (2009 - 2025)
Unum's EBT Margin was 9.78% in Q2 2026, down 2.63 percentage points from 12.41% a year earlier but up 0.76 percentage points from the prior quarter.
Powered by 
Analysis
Unum (UNM) EBT Margin (2009 - 2025) Analysis & Trends
On a trailing twelve-month basis, Unum's EBT Margin was 6.78% through Jun 30, 2026, down 8.10 percentage points year-over-year; for FY2025, it came in at 7.14%, down 10.33 percentage points from FY2024.
- EBT Margin shows a five-year change of -0.18 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 17.47% in FY2024 (+4.23 pp), 13.24% in FY2023 (-1.36 pp), 14.60% in FY2022 (+4.10 pp) and 10.50% in FY2021 (+3.17 pp).
- Quarterly EBT Margin has moved between 1.61% (Q3 2025) and 25.32% (Q3 2024) over five years.
- Compared with a year earlier, EBT Margin was higher in three of the last eight quarters, with an average year-over-year change of -3.22 percentage points.
- The best year-over-year quarter for EBT Margin over five years was Q3 2024 (a gain of 16.86 percentage points); the worst was Q3 2025 (a drop of 23.71 percentage points).
- Per Business Quant data, UNM's EBT Margin in the three quarters before Q2 2026 was 9.02% (Q1 2026), 6.73% (Q4 2025) and 1.61% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | 25.70% |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 21.01% |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 13.95% |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 15.05% |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 19.09% |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | 14.27% |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 12.95% |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 14.92% |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | 2,726.04% |
| 10 | Unum | 12.59 Bn | 3.92 Bn | -2.16 Bn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 284.75% |
| Dec 31, 2024 | 563.92% |
| Dec 31, 2023 | 1,896.90% |
| Dec 31, 2022 | 811.96% |
| Sep 30, 2021 | 578.14% |
| Sep 30, 2020 | 579.50% |
| Sep 30, 2019 | 570.29% |
| Sep 30, 2018 | -584.83% |
| Sep 30, 2017 | 541.80% |
| Sep 30, 2016 | 598.38% |
| Sep 30, 2015 | 533.75% |
| Sep 30, 2014 | 643.00% |
| Dec 31, 2013 | 11.82% |
| Sep 30, 2013 | 11.18% |
| Jun 30, 2013 | 11.97% |
| Mar 31, 2013 | 11.57% |
| Dec 31, 2012 | 12.14% |
| Sep 30, 2012 | 12.19% |
| Jun 30, 2012 | 11.32% |
| Mar 31, 2012 | 11.87% |
API Access
Unum EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=UNM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "UNM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=UNM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();