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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Unum (UNM) EBT Margin (2016 - 2025)

Unum's EBT Margin history spans 17 years, with the latest figure at 4.42% for Q4 2025.

  • For Q4 2025, EBT Margin fell 445.0% year-over-year to 4.42%; the TTM value through Dec 2025 reached 7.14%, down 1033.0%, while the annual FY2025 figure was 7.14%, 1033.0% down from the prior year.
  • EBT Margin for Q4 2025 was 4.42% at Unum, up from 2.03% in the prior quarter.
  • Across five years, EBT Margin topped out at 30.99% in Q3 2024 and bottomed at 2.03% in Q3 2025.
  • The 5-year median for EBT Margin is 13.35% (2021), against an average of 13.51%.
  • The largest annual shift saw EBT Margin surged 2253bps in 2024 before it tumbled -2896bps in 2025.
  • A 5-year view of EBT Margin shows it stood at 13.07% in 2021, then tumbled by -41bps to 7.75% in 2022, then skyrocketed by 76bps to 13.63% in 2023, then plummeted by -35bps to 8.87% in 2024, then tumbled by -50bps to 4.42% in 2025.
  • Per Business Quant, the three most recent readings for UNM's EBT Margin are 4.42% (Q4 2025), 2.03% (Q3 2025), and 17.67% (Q2 2025).