Unum (UNM) EBT Margin (2009 - 2026)
Unum's EBT Margin was 9.78% in Q2 2026, down 2.63 percentage points from 12.41% a year earlier but up 0.76 percentage points from the prior quarter.
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Analysis
Unum (UNM) EBT Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Unum's EBT Margin was 6.78% through Jun 30, 2026, down 8.10 percentage points year-over-year; for FY2025, it came in at 7.14%, down 10.33 percentage points from FY2024.
- EBT Margin shows a five-year change of -0.18 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 17.47% in FY2024 (+4.23 pp), 13.24% in FY2023 (-1.36 pp), 14.60% in FY2022 (+4.10 pp) and 10.50% in FY2021 (+3.17 pp).
- Quarterly EBT Margin has moved between 1.61% (Q3 2025) and 25.32% (Q3 2024) over five years.
- Compared with a year earlier, EBT Margin was higher in three of the last eight quarters, with an average year-over-year change of -3.22 percentage points.
- The best year-over-year quarter for EBT Margin over five years was Q3 2024 (a gain of 16.86 percentage points); the worst was Q3 2025 (a drop of 23.71 percentage points).
- Per Business Quant data, UNM's EBT Margin in the three quarters before Q2 2026 was 9.02% (Q1 2026), 6.73% (Q4 2025) and 1.61% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 140.65 Bn | 87.23 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 133.70 Bn | 109.53 Bn | 9.04 Bn | 17.83% |
| 3 | Marsh & Mclennan Companies | 94.75 Bn | 86.91 Bn | - | 15.05% |
| 4 | Travelers Companies | 85.38 Bn | 61.63 Bn | 6.23 Bn | 22.77% |
| 5 | Manulife Financial | 77.63 Bn | -17.25 Bn | - | 13.82% |
| 6 | Arthur J. Gallagher | 69.27 Bn | 63.67 Bn | - | 10.34% |
| 7 | Metlife | 66.42 Bn | -40.36 Bn | 7.82 Bn | 5.40% |
| 8 | Allstate | 66.13 Bn | 27.40 Bn | 8.73 Bn | 22.27% |
| 9 | Aon | 65.25 Bn | 58.47 Bn | - | 17.05% |
| 10 | Unum | 14.93 Bn | 5.38 Bn | 1.38 Bn | 9.78% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 9.78% |
| Mar 31, 2026 | 9.02% |
| Dec 31, 2025 | 6.73% |
| Sep 30, 2025 | 1.61% |
| Jun 30, 2025 | 12.41% |
| Mar 31, 2025 | 7.88% |
| Dec 31, 2024 | 13.76% |
| Sep 30, 2024 | 25.32% |
| Jun 30, 2024 | 15.32% |
| Mar 31, 2024 | 15.49% |
| Dec 31, 2023 | 13.63% |
| Sep 30, 2023 | 8.46% |
| Jun 30, 2023 | 16.01% |
| Mar 31, 2023 | 14.86% |
| Dec 31, 2022 | 12.43% |
| Sep 30, 2022 | 21.68% |
| Jun 30, 2022 | 14.45% |
| Mar 31, 2022 | 9.92% |
| Dec 31, 2021 | 13.09% |
| Sep 30, 2021 | 13.80% |
API Access
Unum EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=UNM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "UNM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=UNM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();