Union Bankshares (UNB) Interest Coverage Ratio (2010 - 2026)
Union Bankshares' (UNB) quarterly Interest Coverage Ratio came in at 1.09 in Q1 2026, down 17.18% year-on-year from 1.32 in Q1 2025, and down 19.97% quarter-over-quarter from 1.37 in Q4 2025.
Union Bankshares (UNB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Union Bankshares' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.09 for Q1 2026.
- On a quarterly basis, Interest Coverage Ratio fell 17.18% year-over-year to 1.09 in Q1 2026; TTM through Mar 2026 was 2.04, a 57.64% increase from a year earlier, with the FY2025 full-year figure at 1.36, up 12.67% from the prior year.
- Interest Coverage Ratio fell to 1.09 in Q1 2026 per UNB's latest filing, from 1.37 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 5.83 in Q2 2022 and bottomed at 1.09 in Q1 2026.
- The 5-year median for Interest Coverage Ratio is 1.48 (2025), against an average of 2.19.
- Across the five-year window, Interest Coverage Ratio plunged 72.49% in 2023 and grew 28.01% in 2025, its largest moves.
- Year by year, Interest Coverage Ratio stood at 3.13 in 2022, then slumped by 50.37% to 1.55 in 2023, then dropped by 9.67% to 1.4 in 2024, then retreated by 2.51% to 1.37 in 2025, then slipped by 19.97% to 1.09 in 2026.
- Per Business Quant, the three latest UNB Interest Coverage Ratio figures stand at 1.09 (Q1 2026), 1.37 (Q4 2025), and 1.48 (Q3 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | Union Bankshares | 114.42 Mn | 84.60 Mn | - | 1.09 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.09 |
| Dec 31, 2025 | 1.37 |
| Sep 30, 2025 | 1.48 |
| Jun 30, 2025 | 1.30 |
| Mar 31, 2025 | 1.32 |
| Dec 31, 2024 | 1.40 |
| Sep 30, 2024 | 1.15 |
| Jun 30, 2024 | 1.29 |
| Mar 31, 2024 | 1.39 |
| Dec 31, 2023 | 1.55 |
| Sep 30, 2023 | 1.50 |
| Jun 30, 2023 | 1.75 |
| Mar 31, 2023 | 2.12 |
| Dec 31, 2022 | 3.13 |
| Sep 30, 2022 | 5.44 |
| Jun 30, 2022 | 5.83 |
| Mar 31, 2022 | 4.19 |
| Dec 31, 2021 | 6.14 |
| Sep 30, 2021 | 7.80 |
| Jun 30, 2021 | 4.67 |