Union Bankshares (UNB) Interest Coverage Ratio (2010 - 2026)
Union Bankshares' Interest Coverage Ratio was 1.38 in Q2 2026, up 6.2% from 1.30 a year earlier but down 1.6% from the prior quarter.
Union Bankshares (UNB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Union Bankshares' Interest Coverage Ratio was 1.40 through Jun 30, 2026, up 8.2% year-over-year; for FY2025, it came in at 1.37, up 4.4% from FY2024.
- In earlier years, Interest Coverage Ratio was 1.31 in FY2024 (-21.6%), 1.67 in FY2023 (-61.8%), 4.37 in FY2022 (-19.6%) and 5.44 in FY2021 (+37.4%).
- Quarterly Interest Coverage Ratio has moved between 1.15 (Q3 2024) and 7.80 (Q3 2021) over five years.
- Compared with a year earlier, Interest Coverage Ratio was higher in four of the last eight quarters, with growth averaging 0.1%.
- The best year-over-year quarter for Interest Coverage Ratio over five years was Q3 2021 (growth of 49.1%); the worst was Q3 2023 (a decline of 72.5%).
- Per Business Quant data, UNB's Interest Coverage Ratio in the three quarters before Q2 2026 was 1.40 (Q1 2026), 1.36 (Q4 2025) and 1.48 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | -2.12 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 1.73 |
| 10 | Union Bankshares | 114.10 Mn | 5.52 Mn | - | 1.38 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.38 |
| Mar 31, 2026 | 1.40 |
| Dec 31, 2025 | 1.36 |
| Sep 30, 2025 | 1.48 |
| Jun 30, 2025 | 1.30 |
| Mar 31, 2025 | 1.33 |
| Dec 31, 2024 | 1.40 |
| Sep 30, 2024 | 1.15 |
| Jun 30, 2024 | 1.29 |
| Mar 31, 2024 | 1.39 |
| Dec 31, 2023 | 1.55 |
| Sep 30, 2023 | 1.50 |
| Jun 30, 2023 | 1.75 |
| Mar 31, 2023 | 2.12 |
| Dec 31, 2022 | 3.13 |
| Sep 30, 2022 | 5.44 |
| Jun 30, 2022 | 5.83 |
| Mar 31, 2022 | 4.81 |
| Dec 31, 2021 | 6.14 |
| Sep 30, 2021 | 7.80 |
Union Bankshares Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=UNB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "UNB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=UNB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();