Umb Financial (UMBF) Interest Expense - Deposits (2009 - 2026)
Umb Financial (UMBF) reported Interest Expense - Deposits of $298.93 million for Q2 2026, down 12.9% from $343.15 million a year earlier but up 2.2% from the prior quarter.
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Analysis
Umb Financial (UMBF) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Umb Financial's Interest Expense - Deposits came in at $1.28 billion, up 10.0% year-over-year; for FY2025, it came in at $1.34 billion, up 36.1% from FY2024.
- Interest Expense - Deposits has increased for four consecutive years, with a five-year compound annual growth rate of 87.2% (FY2020 to FY2025).
- By year, Interest Expense - Deposits came in at $982.3 million in FY2024 (+39.5%), $704.21 million in FY2023 (+320.3%), $167.55 million in FY2022 (+534.4%) and $26.41 million in FY2021 (-54.6%).
- Five-year quarterly Interest Expense - Deposits spans a low of $6.17 million in Q1 2022 and a high of $362.88 million in Q3 2025.
- Year over year, Interest Expense - Deposits gained in six of the last eight quarters, with growth averaging 23.0%.
- The high point for year-over-year Interest Expense - Deposits in five years was Q3 2022 (growth of 618.8%); the low point was Q3 2021 (a decline of 27.4%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $292.37 million (Q1 2026), $327.11 million (Q4 2025) and $362.88 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 10.76 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 7.37 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 2.70 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 7.85 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 3.48 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 5.10 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 5.52 Bn |
| 10 | Umb Financial | 9.87 Bn | 3.21 Bn | - | 298.93 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 298.93 Mn |
| Mar 31, 2026 | 292.37 Mn |
| Dec 31, 2025 | 327.11 Mn |
| Sep 30, 2025 | 362.88 Mn |
| Jun 30, 2025 | 343.15 Mn |
| Mar 31, 2025 | 303.41 Mn |
| Dec 31, 2024 | 255.30 Mn |
| Sep 30, 2024 | 262.60 Mn |
| Jun 30, 2024 | 240.53 Mn |
| Mar 31, 2024 | 223.88 Mn |
| Dec 31, 2023 | 213.84 Mn |
| Sep 30, 2023 | 191.92 Mn |
| Jun 30, 2023 | 170.55 Mn |
| Mar 31, 2023 | 127.90 Mn |
| Dec 31, 2022 | 97.48 Mn |
| Sep 30, 2022 | 48.46 Mn |
| Jun 30, 2022 | 15.44 Mn |
| Mar 31, 2022 | 6.17 Mn |
| Dec 31, 2021 | 6.30 Mn |
| Sep 30, 2021 | 6.74 Mn |
API Access
Umb Financial Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=UMBF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "UMBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=UMBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();