United Bancorp (UBCP) Times Interest Earned (2010 - 2025)

United Bancorp (UBCP) reported Times Interest Earned of $1.53 for Q4 2025, up 3.67% year-over-year from $1.48 in Q4 2024, and up 2.86% quarter-over-quarter from $1.49 in Q3 2025.

United Bancorp (UBCP) Times Interest Earned (2010 - 2025) Analysis & Trends

United Bancorp (UBCP) has 16 years of Times Interest Earned data on file, last reported at $1.53 in Q4 2025.

  • Times Interest Earned for Q4 2025 came in at $1.53, up 3.67% year-over-year; the trailing twelve-month figure through Dec 2025 was $1.51 (up 0.98% YoY), and the FY2025 annual result was $0.11, up 2.94% from the prior year.
  • Times Interest Earned grew to $1.53 in Q4 2025 per UBCP's latest filing, from $1.49 in the prior quarter.
  • Over five years, Times Interest Earned peaked at $6.69 in Q4 2021 and troughed at -$6.75 in Q3 2021.
  • A 5-year average of $1.34 and a median of $1.57 in 2024 frame the typical range for Times Interest Earned.
  • The sharpest annual moves came in 2021 and 2022: Times Interest Earned sank 123.35% in 2021, then surged 215.4% in 2022.
  • A 5-year view of Times Interest Earned shows it stood at $6.69 in 2021, then tumbled by 57.58% to $2.84 in 2022, then tumbled by 36.26% to $1.81 in 2023, then slipped by 18.34% to $1.48 in 2024, then rose by 3.67% to $1.53 in 2025.
  • Business Quant data shows UBCP's Times Interest Earned at $1.53 in Q4 2025, $1.49 in Q3 2025, and $1.51 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 United Bancorp 83.42 Mn -197.31 Mn - 1.53

Historic Data

Download Data
DateValue
Dec 31, 2025 1.53
Sep 30, 2025 1.49
Jun 30, 2025 1.51
Mar 31, 2025 1.51
Dec 31, 2024 1.48
Sep 30, 2024 1.46
Jun 30, 2024 1.44
Mar 31, 2024 1.61
Dec 31, 2023 1.81
Sep 30, 2023 1.79
Jun 30, 2023 1.83
Mar 31, 2023 2.12
Dec 31, 2022 2.84
Sep 30, 2022 3.71
Jun 30, 2022 6.43
Mar 31, 2022 4.87
Dec 31, 2021 6.69
Sep 30, 2021 -6.75
Jun 30, 2021 -5.58
Mar 31, 2021 -5.01