United Bancorp (UBCP) Times Interest Earned (2010 - 2025)

United Bancorp's (UBCP) quarterly Times Interest Earned came in at $1.53 in Q4 2025, up 3.67% year-on-year from $1.48 in Q4 2024, and up 1371.76% on a QoQ basis from $0.1 in Q3 2025.

United Bancorp (UBCP) Times Interest Earned (2010 - 2025) Analysis & Trends

United Bancorp (UBCP) has 16 years of Times Interest Earned data on file, last reported at $1.53 in Q4 2025.

  • On a quarterly basis, Times Interest Earned rose 3.67% year-over-year to $1.53 in Q4 2025; TTM through Dec 2025 was $4.95, a 0.99% increase from a year earlier, with the FY2025 full-year figure at $1.5, changed 0.49% from the prior year.
  • Times Interest Earned for Q4 2025 stood at $1.53, up from $0.1 in the prior quarter.
  • Over the last five years, Times Interest Earned for UBCP reached as high as $6.69 in Q4 2021 and fell as low as -$6.75 in Q3 2021.
  • Historically, Times Interest Earned has averaged $1.07 across 5 years, with a median of $1.2 in 2023.
  • Across the five-year window, Times Interest Earned slumped 126.13% in 2021 and soared 215.4% in 2022, its largest moves.
  • Year by year, Times Interest Earned stood at $6.69 in 2021, then plunged by 57.58% to $2.84 in 2022, then plunged by 36.26% to $1.81 in 2023, then fell by 18.34% to $1.48 in 2024, then climbed by 3.67% to $1.53 in 2025.
  • Per Business Quant data, the three most recent Times Interest Earned figures were $1.53 in Q4 2025, $0.1 in Q3 2025, and $1.11 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 United Bancorp 86.39 Mn -194.34 Mn - 1.53

Historic Data

Download Data
DateValue
Dec 31, 2025 1.53
Sep 30, 2025 0.10
Jun 30, 2025 1.11
Mar 31, 2025 1.12
Dec 31, 2024 1.48
Sep 30, 2024 1.18
Jun 30, 2024 1.12
Mar 31, 2024 1.20
Dec 31, 2023 1.81
Sep 30, 2023 1.12
Jun 30, 2023 1.20
Mar 31, 2023 1.20
Dec 31, 2022 2.84
Sep 30, 2022 3.71
Jun 30, 2022 6.43
Mar 31, 2022 4.87
Dec 31, 2021 6.69
Sep 30, 2021 -6.75
Jun 30, 2021 -5.58
Mar 31, 2021 -5.01