United Bancorp (UBCP) Provisions (2010 - 2026)
United Bancorp (UBCP) posted quarterly Provisions of $186000.0 for Q4 2025, up 48.8% year-over-year from $125000.0 in Q4 2024, and little changed quarter-over-quarter from $186000.0 in Q3 2025.
United Bancorp (UBCP) Provisions (2010 - 2026) Analysis & Trends
United Bancorp (UBCP) has reported Provisions for 16 consecutive years, with $186000.0 the latest figure, recorded in Q4 2025.
- In Q4 2025, Provisions rose 48.8% year-over-year to $186000.0; the TTM figure through Dec 2025 stood at $674000.0 (up 69.77% YoY), while the FY2025 annual figure was $624000.0, up 45.45% from the prior year.
- Provisions was little changed at $186000.0 in Q4 2025 per UBCP's latest filing, from $186000.0 in the prior quarter.
- Across five years, Provisions topped out at $234000.0 in Q2 2024 and bottomed at -$500000.0 in Q1 2022.
- Historically, Provisions has averaged -$81600.0 across 5 years, with a median of -$35000.0 in 2023.
- Annual changes were most pronounced in 2021 — Provisions slumped 1312.12% — and 2025, when it surged 409.68%.
- United Bancorp's Provisions stood at -$400000.0 in 2021, then soared by 103.75% to $15000.0 in 2022, then tumbled by 1126.67% to -$154000.0 in 2023, then soared by 181.17% to $125000.0 in 2024, then soared by 48.8% to $186000.0 in 2025.
- Business Quant data shows UBCP's Provisions at $186000.0 in Q4 2025, $186000.0 in Q3 2025, and $206000.0 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.79 Bn | 84.59 Bn | - | - |
| 2 | Pnc Financial Services | 97.96 Bn | 97.96 Bn | - | 213.00 Mn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 538.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.19 Bn | -81.13 Bn | - | - |
| 7 | Nu Holdings | 70.59 Bn | 56.90 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.79 Bn | 61.79 Bn | - | 395.00 Mn |
| 9 | Fifth Third Bancorp | 49.93 Bn | 26.21 Bn | - | 131.00 Mn |
| 10 | United Bancorp | 88.10 Mn | 42.11 Mn | - | 126,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 126,000.00 |
| Dec 31, 2025 | 186,000.00 |
| Sep 30, 2025 | 186,000.00 |
| Jun 30, 2025 | 206,000.00 |
| Mar 31, 2025 | 96,000.00 |
| Dec 31, 2024 | 125,000.00 |
| Sep 30, 2024 | 69,000.00 |
| Jun 30, 2024 | 234,000.00 |
| Mar 31, 2024 | -31,000.00 |
| Dec 31, 2023 | -154,000.00 |
| Sep 30, 2023 | -154,000.00 |
| Jun 30, 2023 | -146,000.00 |
| Mar 31, 2023 | -39,000.00 |
| Dec 31, 2022 | 15,000.00 |
| Sep 30, 2022 | 15,000.00 |
| Jun 30, 2022 | -485,000.00 |
| Mar 31, 2022 | -500,000.00 |
| Dec 31, 2021 | -400,000.00 |
| Sep 30, 2021 | -400,000.00 |
| Jun 30, 2021 | -250,000.00 |