United Bancorp (UBCP) Provisions (2010 - 2025)
United Bancorp's (UBCP) quarterly Provisions came in at $186000.0 in Q4 2025, up 48.8% year-on-year from $125000.0 in Q4 2024, and little changed on a QoQ basis from $186000.0 in Q3 2025.
United Bancorp (UBCP) Provisions (2010 - 2025) Analysis & Trends
United Bancorp (UBCP) has 16 years of Provisions data on file, last reported at $186000.0 in Q4 2025.
- On a quarterly basis, Provisions rose 48.8% year-over-year to $186000.0 in Q4 2025; TTM through Dec 2025 was $674000.0, a 69.77% increase from a year earlier, with the FY2025 full-year figure at $624000.0, up 45.45% from the prior year.
- Provisions for Q4 2025 stood at $186000.0, roughly flat from $186000.0 in the prior quarter.
- Over the last five years, Provisions for UBCP reached as high as $234000.0 in Q2 2024 and fell as low as -$500000.0 in Q1 2022.
- Historically, Provisions has averaged -$81600.0 across 5 years, with a median of -$35000.0 in 2023.
- Across the five-year window, Provisions plunged 1312.12% in 2021 and soared 409.68% in 2025, its largest moves.
- Year by year, Provisions stood at -$400000.0 in 2021, then surged by 103.75% to $15000.0 in 2022, then tumbled by 1126.67% to -$154000.0 in 2023, then surged by 181.17% to $125000.0 in 2024, then surged by 48.8% to $186000.0 in 2025.
- Per Business Quant data, the three most recent Provisions figures were $186000.0 in Q4 2025, $186000.0 in Q3 2025, and $206000.0 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 4.02 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 350,000.00 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 570,000.00 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 188.00 Mn |
| 10 | United Bancorp | 86.39 Mn | -194.34 Mn | - | 186,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 186,000.00 |
| Sep 30, 2025 | 186,000.00 |
| Jun 30, 2025 | 206,000.00 |
| Mar 31, 2025 | 96,000.00 |
| Dec 31, 2024 | 125,000.00 |
| Sep 30, 2024 | 69,000.00 |
| Jun 30, 2024 | 234,000.00 |
| Mar 31, 2024 | -31,000.00 |
| Dec 31, 2023 | -154,000.00 |
| Sep 30, 2023 | -154,000.00 |
| Jun 30, 2023 | -146,000.00 |
| Mar 31, 2023 | -39,000.00 |
| Dec 31, 2022 | 15,000.00 |
| Sep 30, 2022 | 15,000.00 |
| Jun 30, 2022 | -485,000.00 |
| Mar 31, 2022 | -500,000.00 |
| Dec 31, 2021 | -400,000.00 |
| Sep 30, 2021 | -400,000.00 |
| Jun 30, 2021 | -250,000.00 |
| Mar 31, 2021 | -205,000.00 |