United Bancorp (UBCP) Provisions (2010 - 2025)

United Bancorp's (UBCP) quarterly Provisions came in at $186000.0 in Q4 2025, up 48.8% year-on-year from $125000.0 in Q4 2024, and little changed on a QoQ basis from $186000.0 in Q3 2025.

United Bancorp (UBCP) Provisions (2010 - 2025) Analysis & Trends

United Bancorp (UBCP) has 16 years of Provisions data on file, last reported at $186000.0 in Q4 2025.

  • On a quarterly basis, Provisions rose 48.8% year-over-year to $186000.0 in Q4 2025; TTM through Dec 2025 was $674000.0, a 69.77% increase from a year earlier, with the FY2025 full-year figure at $624000.0, up 45.45% from the prior year.
  • Provisions for Q4 2025 stood at $186000.0, roughly flat from $186000.0 in the prior quarter.
  • Over the last five years, Provisions for UBCP reached as high as $234000.0 in Q2 2024 and fell as low as -$500000.0 in Q1 2022.
  • Historically, Provisions has averaged -$81600.0 across 5 years, with a median of -$35000.0 in 2023.
  • Across the five-year window, Provisions plunged 1312.12% in 2021 and soared 409.68% in 2025, its largest moves.
  • Year by year, Provisions stood at -$400000.0 in 2021, then surged by 103.75% to $15000.0 in 2022, then tumbled by 1126.67% to -$154000.0 in 2023, then surged by 181.17% to $125000.0 in 2024, then surged by 48.8% to $186000.0 in 2025.
  • Per Business Quant data, the three most recent Provisions figures were $186000.0 in Q4 2025, $186000.0 in Q3 2025, and $206000.0 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 4.02 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 350,000.00
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 570,000.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 188.00 Mn
10 United Bancorp 86.39 Mn -194.34 Mn - 186,000.00

Historic Data

Download Data
DateValue
Dec 31, 2025 186,000.00
Sep 30, 2025 186,000.00
Jun 30, 2025 206,000.00
Mar 31, 2025 96,000.00
Dec 31, 2024 125,000.00
Sep 30, 2024 69,000.00
Jun 30, 2024 234,000.00
Mar 31, 2024 -31,000.00
Dec 31, 2023 -154,000.00
Sep 30, 2023 -154,000.00
Jun 30, 2023 -146,000.00
Mar 31, 2023 -39,000.00
Dec 31, 2022 15,000.00
Sep 30, 2022 15,000.00
Jun 30, 2022 -485,000.00
Mar 31, 2022 -500,000.00
Dec 31, 2021 -400,000.00
Sep 30, 2021 -400,000.00
Jun 30, 2021 -250,000.00
Mar 31, 2021 -205,000.00